Businesses Seeking Loan

Started as a cake shop to serve daily walk-in customers with a capacity to accommodate 30 customers at a time. Receive more than 50 footfalls on a daily basis and have 80% repeat customers. Our current plan is also to supply 3 types of cakes (carrot, mixed and plum) to supermarkets & food joints and have already spoken to 60+ supermarkets & food joints including Sulabha Hypermarket, More Supermarket and G-Mart. Our facility has the capacity to make 250 pieces of cakes. Assets owned in the business includes a mixing machine, 2 ovens, racks and gasoline.

- Patisserie is a profitable business with gross product margins of 70-300%. - We have over 15 years in this business. - This kind of business is for everyone.

- It is a yoga studio with 3 trainers having an average experience of one year. - The trainers are on internship for a few months and then we confirm them. - Currently 1,000 members are registered. - We have 100+ active members. - There are 2 rooms. - Located in a prime area on the Ring road. - The franchisee contract is valid till September 2020. - Generate leads through the franchisee itself. - Owner has 2.5 years of industry experience.

- Ice cream parlor business started in June last year with the first outlet being in the city center. - Within 10 months, it has opened another 3 outlets in Trichy, in which 1 outlet is our new branch and 2 are franchisees. - Also, more franchisee inquiries are lined up. - Now we have planned to start a manufacturing unit with a concept of direct selling to retailers as well as consumers.

- The business started operations in 2019 and was engaged in the production and sale of packaged drinking water. - Stopped operations in early 2020 due to the lack of working capital. - While operational, the business used to bottle 32,000 liters of water in a single 8 hour shift. - The bottled water was sold under our own brand in 500 ML, 1L, 2L, 5L, and 20L SKUs. - The factory is BSI and FSSAI compliant. - Our water was distributed in Kolkata and its surrounding areas with the help of 80 distributors. - In the past, the business raised INR 70 lakh of debt from a bank to acquire a 8 kattha (5,760 sq. ft. ) plot adjoining its current factory and to meet its working capital requirements. - However, due to business conditions, the plot could not be acquired during the time and the company was unable to make timely repayments. - At present INR 40 lakh of the loan is outstanding and is classified as an NPA. - Despite proving creditworthiness, having excess tangible real assets, and business disruption due to the pandemic, the bank refused to restructure the loan or offer an extension to repay the loan. - The business is seeking capital to restart operations, retire the outstanding debt, expand the factory and expand the product portfolio to include juices, soda, and bakery products. - While operational, the business was profitable with an operating profit margin of 20% but had poor working capital management practices. - We intend to restart operations with new capital management practices in order to ensure financial health. - The promoter has 15 years of professional experience.

- We have just incorporated our company and we are looking for loan that will be utilized for increasing awareness our our brand. - After successful awareness, we will give out our franchise as Jumbo franchisee, Zone master franchisee, Mini stores and Express point.

- A business manufacturing bakery products, based in West Bengal. - Started commercial operations in January 2020. - Products include bread, buns, cakes, and biscuits. - The majority of the revenue comes from biscuits. - We make around 10 types of biscuits. - Currently producing at 800 pounds of bread and 5,000 biscuits per day and generating an average revenue of INR 45 lakhs / month. - Pre-COVID the firm was generating monthly revenue of INR 60 lakh. - Products are sold to over 50 wholesalers and a number of retailers across 5 districts of West Bengal. - Intend to expand our sales to Jharkhand, and Odisha. - Running with 40 labourers who work on a daily basis. - The firm owns two vehicles which are used to supply the products. - Physical assets are manufacturing units, machines, and inventory.

- Business trading & manufacturing in food grain & bakery products based at Balrampur. - Manufacturing capacity is 200 tonnes daily. - Currently supplying to 15-20 clients who are wholesalers. - The promoter has over 10 years of experience in this industry.

- Successful HR consultancy company owner in Bangalore seeking to open a restaurant business to pursue their passion for the food industry. - The restaurant will focus on serving Karnataka cuisine with a vegetarian menu, catering to local preferences and dietary choices. - The menu will include a variety of fast food and tiffin options. - The restaurant aims to provide a good ambiance for customers with an estimated seating capacity of 10 to 15. - The owner plans to become a franchisee under a reputed restaurant brand. This strategic decision will provide the business with the necessary assistance in establishing, registration, licensing, and access to a proven business model.

- It is a gym equipped with imported equipment. - Franchisee of a well known brand and the contract is valid till 2022. - We operate 24 * 7. - We also provide services for Zumba, Yoga and Kick Boxing. - We have 12 trainers with minimum experience of 5 years. - We have 300 registered members. - Footfall on a daily basis is around 100 clients. - Located in a commercial area. - Generate leads through pamphlets, social media.