Auto Accessories Shop Seeking Loan in Sharjah, UAE

Products: Hino Truck Spare Parts (300, 500, 700 Series) Primary customers: fleet operators, Parts resellers and workshops Export traders. How Products Are Used:
Fleet maintenance & repair: Regular service and emergency breakdowns.
Resale: Local garages and shops resell to individual truck owners.
OEM replacement: Aftermarket parts offer cost-effective alternatives to original Hino components. Tangible assets:
Inventory stock: AED 380,000 (Hino truck parts – ready-to-sell)
Operational equipment:
CCTV security system.
3 computers (sales, procurement, and accounts)
3 air conditioners (customer and staff areas)
These assets are integral to daily operations and are not available for liquidation.
Intangible assets:
Customer database:
3,000+ active buyers, including fleet operators, workshops, and exporters.
Over 5,000 clients served across 12 years of operation.
Human capital:
Experienced staff trained in Hino parts identification, cross-border procurement, and logistics coordination.
Brand & market trust:
Known among GCC and African importers for reliable sourcing, on-time delivery, and flexible support. Facility details:
Location: Sharjah Industrial Area, UAE.
Built-up Area: Approx. 1,200 sq. ft.
Structure: Single-floor retail and Mezzanine storage unit.
Usage:
Front section: Customer retail counter & display.
Mezzanine section: Inventory storage & packing.
Rental Terms:
Leased property with annual rent of AED 90,000.
Lease renewed annually, stable landlord relationship for over 12 years.
Utilities:
Equipped with basic office infrastructure, loading access, and air-conditioned workspace.
Near to major courier hubs and auto parts markets and prime truck parts market location in Sharjah. The business is self-funded by the promoter through reinvested profits and personal capital.
Outstanding debts/loans:
No bank loans currently.