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Debt Collection Agency Equity Stake For Sale in Guwahati, India

Guwahati-based loan recovery agency working with banks, earning commission on recoveries, seeking growth funding.

Established 1-5 year(s)
Employees 5 - 10
Legal Entity Sole Proprietorship/Sole Trader
Reported Sales USD 53 thousand
Run Rate Sales USD 77 thousand
EBITDA Margin 10 - 20 %
Industries Debt Collection Agencies
Locations  Guwahati
Local Time 11:02 PM Asia / Kolkata
Listed By Business Owner / Director
Status Active
Overall Rating
Partial Stake Sale
USD 10.7 thousand for 40.0% stake (Native Currency: INR 1,000,000)
Reason: Seeking working capital and growth support to overcome current fund constraints and strengthen its o... View More
Includes physical assets worth USD 6.4 thousand
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Business Overview
- Loan and debt recovery service provider working with financial institutions to recover overdue payments.
- Collaborates with 3–4 banks including Ujjivan Bank, indicating established institutional relationships.
- Operates using in-house field staff and company-owned vehicles for efficient on-ground recovery operations.
- Generates revenue through a commission-based model, earning 35–40% of recovered amounts.
- Managed by a promoter with around 7 years of experience in debt recovery and financial services.
- Promoter is a certified DRA (Debt Recovery Agent), adding credibility and regulatory alignment.
- Operates with a team of 9 employees supporting field and operational activities.
- Based in Guwahati and registered under the Assam Shops and Establishment Act, ensuring legal compliance.
- Holds GST registration and trade license, ensuring compliant and structured business operations. Does not require any other approvals to operate.
- Positioned in a demand-driven sector with consistent recovery needs from NBFCs and banks.
Products & Services Overview
Loan and debt recovery services for banks and financial institutions. Clients include NBFCs and banks such as Ujjivan Bank.
Assets Overview
The business is supported by key operational assets, including company‑owned vehicles used for loan recovery fieldwork and essential office equipment.

In addition, the company holds valuable intangible assets, such as ongoing recovery contracts and established client relationships with leading institutions, including Ujjivan Bank. These long‑standing partnerships and contracts provide recurring revenue streams, credibility in the financial services sector, and a strong foundation for future growth.
Facilities Overview
We are currently operating from a rented office.
Capitalization Overview
The business is presently solely owned and funded by the promoter, with no outstanding business loans.
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Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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