Jewellery Business Seeking Loan in Gurgaon, India
50-year family legacy bespoke jewelry business specializing in diamond jewelery with over 100 loyal customers.
| Established | 1-5 year(s) |
| Employees | 2 - 5 |
| Legal Entity | Sole Proprietorship/Sole Trader |
| Reported Sales | USD 68 thousand |
| Run Rate Sales | USD 126 thousand |
| EBITDA Margin | 9 % |
| Industries | Jewellery |
| Locations | Gurgaon |
| Local Time | 5:18 PM Asia / Kolkata |
| Listed By | Management Member |
| Status | Recently Active |
Seeking Loan
USD
590 thousand
for
9.5%
annual interest,
5
years
(Native Currency: INR 50,000,000)
Reason: The loan is sought to enhance current operations and support expansion through new store openings. R...
View More
Collateral Available: USD 0
Includes physical assets worth
USD
263 thousand
Interested to connect with advisors
Name, Phone, Email
Available after connect
Business Name
Not disclosed
User Verification
Documents
GST Certificate
(72.2 KB)
Visiting Card
(474.3 KB)
Business Overview
Client base:
- Over 100 loyal customers, with a repeat purchase rate of over 70%.
- 48+ active buyers through 4 running customer kitty groups.
Revenue model:
- Direct retail sales through a boutique store in Gurgaon.
- Made-to-order bespoke jewelry (high-margin custom products).
- Supplemented by festive gold coin sales, and repair & polishing services.
Financial growth:
- Sales have tripled over the past eight quarters: from INR 8.26 lakhs to INR 25.9 lakhs per quarter.
- Profit margins improved from 4% to over 9% during the same period.
- Stock investment grew 8x, from INR 27 lakhs to INR 212 lakhs.
Promoter's experience:
- Certified gemologist with a 50-year family legacy in jewelry.
- Seasoned entrepreneur with strong operational and business acumen.
- The business is efficiently operated by two directors, ensuring streamlined management and decision-making.
Vendor & industry relationships:
- Strong network of trusted jewelry manufacturers for cost-effective, quality production.
- End-to-end vendor relationships for sourcing, design, hallmarking, and timely delivery.
Brand positioning:
- Positioned between traditional jewelers and large organized brands.
- Focused on lightweight, contemporary, and certified jewelry.
- Over 100 loyal customers, with a repeat purchase rate of over 70%.
- 48+ active buyers through 4 running customer kitty groups.
Revenue model:
- Direct retail sales through a boutique store in Gurgaon.
- Made-to-order bespoke jewelry (high-margin custom products).
- Supplemented by festive gold coin sales, and repair & polishing services.
Financial growth:
- Sales have tripled over the past eight quarters: from INR 8.26 lakhs to INR 25.9 lakhs per quarter.
- Profit margins improved from 4% to over 9% during the same period.
- Stock investment grew 8x, from INR 27 lakhs to INR 212 lakhs.
Promoter's experience:
- Certified gemologist with a 50-year family legacy in jewelry.
- Seasoned entrepreneur with strong operational and business acumen.
- The business is efficiently operated by two directors, ensuring streamlined management and decision-making.
Vendor & industry relationships:
- Strong network of trusted jewelry manufacturers for cost-effective, quality production.
- End-to-end vendor relationships for sourcing, design, hallmarking, and timely delivery.
Brand positioning:
- Positioned between traditional jewelers and large organized brands.
- Focused on lightweight, contemporary, and certified jewelry.
Products & Services Overview
Lightweight daily-wear diamond jewellery, including earrings, rings, pendants, and bracelets.(Ideal for modern women who prefer subtle, everyday elegance)
Bespoke jewellery, including custom-designed rings, necklaces, and bridal sets.
(Personalized luxury with high emotional value)
22kt gold jewelry, such as bangles, chains, and bands.
(Strong cultural demand, especially for weddings)
Branded gold and silver coins.
(Considered auspicious and a great investment)
Primary users:
Urban, working women aged 25–55 from affluent households in Gurgaon and Delhi-NCR, who are style-conscious and value quality and service.
How they use it:
For daily wear at the office and casual outings, milestone celebrations, investment and gifting, self-expression, and luxury.
Assets Overview
Tangible assets:• Stocks of diamond jewelry and gold jewelry and hallmark certificates.
• Equipment like gold testing machine, polishing and IT equipment.
• Store decor & interiors.
Intangible assets:
• Social media presence.
• ERP & website in making.
• Brand value among clientele, social circles, vendors, store neighbors & others.
• Established systems, GST certificate, operations & policy.
Facilities Overview
Rented 350 sq ft store in an affluent mall of Gurgaon. Rent is INR 50,000/month for the past 26 months.
Capitalization Overview
Funded entirely through self and family funds, with zero external debt.Sole proprietorship.
Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct. Note that SMERGERS is not liable for any loss, damage, costs, claims and expenses whatsoever arising from transacting with any other user from the website. The final responsibility of conducting a thorough due diligence and taking the transaction forward lies with the users. Please read best practices on SMERGERS.
Contact Business
22 Investors viewed this Business this week.
Register below to connect now!
- Social
- Register
- Login
Who uses SMERGERS?
... and 122,500+ other businesses of all sizes.
Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
You might also be interested in these businesses