NBFC for Sale in Jaipur, India
Acquisition opportunity of an established NBFC specializing in loans against property and personal finance.
| Established | 30-40 year(s) |
| Employees | 10 - 50 |
| Legal Entity | Private Limited Company |
| Reported Sales | USD 100 - 200 thousand |
| Run Rate Sales | USD 400 thousand |
| EBITDA Margin | 20 % |
| Industries | NBFC |
| Locations | Jaipur |
| Local Time | 4:49 PM Asia / Kolkata |
| Listed By | Business Owner / Director |
| Status | Recently Active |
Full Sale
Asking Price:
USD
1.32 million
(Native Currency: INR 120,000,000)
Reason: Selling due to family obligations.
Includes physical assets worth
USD
55 thousand
Interested to connect with advisors
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Business Name
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Documents
Company Documents and Certificates
(4.7 MB)
Credit Policy
(469.8 KB)
Business Overview
- The business is a Non-Banking Financial Company (NBFC) based in Jaipur, specializing in loan against property (LAP) financial services, emphasizing a strong local presence.
- Established 29 years ago, the company serves a diverse customer base, catering primarily to salaried individuals, self-employed professionals, small traders, and small service providers.
- The primary products and services offered include loan against property, personal loans, business loans, and group loans, making it a versatile provider of financial solutions tailored for various needs.
- Average loan ticket size is INR 1 lakh, with an annual interest rate of 24%, contributing significantly to revenue through interest on loans.
- The company's EBITDA margin stands at 20%, showcasing strong operational efficiency and profitability in the competitive personal loans industry.
- Revenue generation is mainly driven by interest collected on loans, and the company emphasizes careful credit assessment and rigorous client background checks to manage risk effectively.
- With an experienced team of 30 full-time employees, the business has developed its own collections and recovery team to ensure effective loan management and customer service.
- Registered under the Reserve Bank of India (RBI), the company follows strict regulatory guidelines, fostering trust and credibility in the financial services sector.
- By focusing on both individuals and small businesses, the company plays a crucial role in helping clients meet personal needs, such as home renovations or debt consolidation, and supports small traders with working capital requirements.
- Sales were affected last year due to limited service offerings but have recovered this year with full operational resumption.
- Established 29 years ago, the company serves a diverse customer base, catering primarily to salaried individuals, self-employed professionals, small traders, and small service providers.
- The primary products and services offered include loan against property, personal loans, business loans, and group loans, making it a versatile provider of financial solutions tailored for various needs.
- Average loan ticket size is INR 1 lakh, with an annual interest rate of 24%, contributing significantly to revenue through interest on loans.
- The company's EBITDA margin stands at 20%, showcasing strong operational efficiency and profitability in the competitive personal loans industry.
- Revenue generation is mainly driven by interest collected on loans, and the company emphasizes careful credit assessment and rigorous client background checks to manage risk effectively.
- With an experienced team of 30 full-time employees, the business has developed its own collections and recovery team to ensure effective loan management and customer service.
- Registered under the Reserve Bank of India (RBI), the company follows strict regulatory guidelines, fostering trust and credibility in the financial services sector.
- By focusing on both individuals and small businesses, the company plays a crucial role in helping clients meet personal needs, such as home renovations or debt consolidation, and supports small traders with working capital requirements.
- Sales were affected last year due to limited service offerings but have recovered this year with full operational resumption.
Products & Services Overview
Loan against property (LAP) financial services for various customer segments, including salaried, self-employed, and small traders. Other services include personal loans, business loans, and group loans, among others.
Assets Overview
Tangible assets:- Computers and other office equipment.
Intangible assets:
- Software.
- Bank loans.
- Property collateral.
- Bank and cash equivalents.
Facilities Overview
The office space has a built-up area of 4,500 sq. ft. and is a rented premises. The monthly rent is INR 30,000.
Capitalization Overview
- The business is entirely funded through promoter’s own funds, with no outstanding loans or external debt.- The company has 4 directors but the majority of the shares are held by the promoter.
- The authorized share capital of the company is INR 2 crore. Minimum paid-up capital is INR 5 crore.
Recent Activity
-
1 week, 6 days agoProprietor, Vadodara, Financial Consultant connected with the Business
-
Earlier than 15 daysDirector, Media, Jaipur, Individual Investor / Buyer connected with the Business
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Earlier than 15 daysSenior Leader, Bank, Mumbai, Individual Investor / Buyer connected with the Business
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3 Buyers contacted this Business this month.
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