Newly Established Wellness Retreat Seeking Loan in Pala, India

• Pre-revenue holistic health and wellness clinic and corporate wellness venture based in Pala, Kottayam.
• Will offer psychology, psychiatry, gynecology, dietetics, child development, life coaching, corporate training, workplace mental health, and telehealth via our physical centre and a mobile app.
• Plans to launch a monthly wellness magazine as part of awareness and engagement strategy.
• Targeting both individual clients and corporates through in-clinic services, workshops, and digital health offerings.
• Transaction: Seeking loan of INR 10 lakh. → Terms: 12% p. a. for 1 year; EMI INR 30–40k/month with partial bullet at maturity. → Usage breakup: Clinic/equipment INR 3.5 lakh; Tech/app INR 2.5 lakh; Marketing INR 2 lakh; Working capital INR 1.5 lakh; Contingency INR 0.5 lakh. → Unsecured; backed by promissory note/cheques; no guarantor.
• Financials: Pre-revenue; projected monthly revenues – M1: INR 0.75 lakh, scaling to INR 2 lakh by M6. → Break-even expected in 12–18 months. → Year 1 EBITDA margin target: 25–30%.
• Team: 2 directors + 5 part-time consultants; plan to expand with 8–10 additional staff next year.
• Promoters: – Promoter 1: MSc Psychology, 8+ years in Italy, expertise in clinical services and training. – Promoter 2: M. Tech in Environmental Engineering, background in government project management and operations.
• Strategic advantage: Addresses rising demand for integrated wellness solutions in Kerala; combines clinical care, corporate training, and app-based telehealth.
• Business registered with the MCA.