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Payment Services Business for Sale in Lorient, France

Mobile application with over 100,000 users for international phone credit top-ups and gift cards.

Established 10-20 year(s)
Employees < 2
Legal Entity Sole Proprietorship/Sole Trader
Reported Sales USD 6 - 7 million
Run Rate Sales USD 7.7 million
EBITDA Margin 10 - 20 %
Industries Payment Services + 1 more
Locations  Lorient
Local Time 9:20 PM Europe / Paris
Listed By Business Owner / Director
Status Active
Overall Rating
Full Sale
Asking Price: USD 7 million (Native Currency: EUR 6,000,000)
Reason: The owner is looking to sell the business to focus on new ventures and personal interests after succ... View More
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Business Overview
- The company operates a mobile application specializing in international phone credit top-ups and gift cards, aligning with the growing mobile payment services market.
- Generating a robust revenue of EUR 5.7 million last calendar year, the business demonstrates significant financial viability and growth potential in the top-up recharge industry.
- With over 500,000 transactions processed annually, the platform showcases high user engagement and trust, a key indicator of success in mobile app services.
- Serving a diverse customer base of over 100,000 users, the app highlights a strong foothold in the European markets while reaching users across 160 countries.
- The product mix is strategically balanced, with 57% of revenue derived from top-ups, while gift cards contribute the remaining 43%, achieving diversification of income streams.
- The platform leverages connections with 600 mobile operators and offers over 1,000 gift card options, underscoring its extensive network and product variety.
- Operational management is supported by 3-4 contract staff, and app development is outsourced, ensuring lean operations and focus on core business areas.
Products & Services Overview
Our top-selling products and services are:
1. International phone credit top-ups:
• Who uses them: Primarily individuals living abroad or those with family and friends in other countries.
• How: Users send mobile credit to loved ones in different countries, ensuring they stay connected without high roaming charges.
2. Gift cards:
• Who uses them: Consumers looking for convenient gifting options or those purchasing digital services.
• How: Users purchase gift cards for popular platforms, apps, or stores, either for personal use or as presents for others. These cards can be redeemed for a wide range of services.
Both products are popular due to their convenience, affordability, and accessibility across European markets.
Assets Overview
There are no tangible assets.
International platform connected to over 600 operators, a fraud management platform, a payment management platform, and a customer base of over 100,000.
Facilities Overview
No facility, and the operations can be managed completely remotely.
Capitalization Overview
Funded by a sole owner who holds 100% share since day one.
Zero debt.
Recent Activity
  • Earlier than 15 days
    Director, London, M&A Advisor connected with the Business
  • Earlier than 15 days
    M&A Advisor, San Sebastián de los Reyes, M&A Advisor connected with the Business
  • Earlier than 15 days
    Founding Partner, New York City, Investment Bank connected with the Business
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Contact Business
3 Buyers already contacted this Business. Register below to connect now!
Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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