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Professional Services Business Seeking Loan in Anand, India

Common service centre selling professional services and seeking business loan for expansion.

Established 1-5 year(s)
Employees < 2
Legal Entity Sole Proprietorship/Sole Trader
Reported Sales USD 8 - 9 thousand
Run Rate Sales USD 8.1 thousand
EBITDA Margin 15 %
Industries Professional Services
Locations  Anand
Local Time 12:42 PM Asia / Kolkata
Listed By Business Owner / Director
Status Moderately Active
Overall Rating
Seeking Loan
USD 5.6 thousand for 9.0% annual interest, 5 years (Native Currency: INR 500,000)
Reason: The owner plans to expand the business by introducing a stationery line.
Collateral Available: USD 2.26 thousand
Includes physical assets worth USD 3.95 thousand
Name, Phone, Email
Available after connect
Business Name
Available after connect
User Verification
Documents
Company PAN Card
Business Overview
- Business type: Common Service Centre (CSC) / professional services kiosk located in Karamsad, Anand district, operating as a Bank of Baroda business correspondent (BC) crosspoint.
- Owner/operator: Solo proprietor with 1 employee providing local digital and financial services.
- Core services: PAN card application and correction, MSME certificate facilitation, FSSAI certificate assistance, and general document processing.
- Banking services: Cash withdrawal and basic banking transactions from customers’ Bank of Baroda accounts as a BC agent.
- Financial services: Money transfers (domestic remittances) and insurance application assistance acting as an agent/intermediary.
- Customer base & activity: Approximately 125 active customers with an average of 5 service transactions per month.
- Revenue model: Fees and commission from government document facilitation (PAN/MSME/FSSAI), BC cash withdrawal commissions, money transfer charges, and insurance referral/agent commissions.
- Target customers: Local residents, small business owners and micro-entrepreneurs in Anand seeking PAN, MSME/FSSAI registration, banking access, remittance and insurance services.
- Competitive advantage: One-stop local access to government e-services, bank cash withdrawal and financial inclusion services in Karamsad, reducing travel and paperwork for customers.
- We operate from a small office and currently do not use a website or mobile apps for our operations.
Products & Services Overview
Our best-selling services include PAN card application and correction, MSME certification, bank account withdrawals, money transfers, and assistance with insurance applications as an agent.
Assets Overview
Tangible assets include 2 laptops, 3 printers, 1 UPS, and 2 fingerprint devices.
Intangible asset: PAN card.
Facilities Overview
Operating from a 15x15 rented office space with a monthly rent of INR 7,000.
Capitalization Overview
The business is solely owned, debt-free, and fully funded by the owner.
Recent Activity
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1 Investor contacted this Business this week. Register below to connect now!
Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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