Resort Seeking Loan in Port Blair, India

Our top service is accommodation. Current facilities include eight guest rooms (seven with air conditioning, all with geysers and smart TVs), one rental unit, one staff room, and two additional guest rooms under construction, expected to be completed within two months. A restaurant is also available on-site. Tangible assets:
- Resort infrastructure:
Fully constructed single-story resort comprising 8 guest rooms (7 air-conditioned), equipped with geysers and smart TVs, alongside a restaurant facility.
- Furniture and fixtures:
Includes high-quality guest room furnishings (beds, wardrobes, seating), restaurant dining sets, and lobby furnishings.
- Equipment and appliances:
Kitchen appliances (commercial-grade stoves, refrigerators, utensils), air conditioning units for 7 rooms, electrical installations, and backup power generators.
- Leasehold land improvements:
Enhancements made on the leased 500 sq. meter land such as landscaping, boundary demarcations, and outdoor guest amenities.
- Office and operational equipment:
Includes computers, billing systems, and Point of Sale (POS) terminals utilized for daily operations. 1. Land area & built-up space:
Built on a 500 sq. meter leased plot near the iconic Radhanagar Beach. The entire structure is single-storey (ground floor only), designed for easy access, guest comfort, and efficient service.
2. Layout & features:
Total built-up area: approx. 6,000–7,000 sq. ft.
- Guest rooms:
8 rooms in total.
7 rooms are air-conditioned, all equipped with geysers and Smart TVs.
- Restaurant: Attached dining space with seating capacity for 20–25 guests.
- Reception & lobby: Compact reception area with seating for check-in/check-out.
Outdoor features: Garden area, walking paths, guest sit-out zones, and limited parking.
3. Lease details:
The land is leased with a monthly rent of INR 12,500.
The building is owned and constructed by the business, ensuring low capital overhead on infrastructure.
4. Infrastructure & services:
Power: Electricity with DG backup during outages.
Water Supply: Reliable access via municipal connections and storage tanks.
Internet: Wi-Fi is available in the restaurant and reception areas.
Sanitation: Maintained as per local environmental and tourism board guidelines. 1. Business funding:
Entirely self-funded.
All initial investments for construction, setup, and operations were made from family capital without the involvement of external investors or institutional financing.
2. Debt status:
The business is currently debt-free.
There are no outstanding loans, credit lines, or EMIs, providing financial stability and full operational control.
3. Ownership structure:
The business is 100% owned by the promoter’s mother, making it a sole proprietorship.
All decisions related to operations, finances, and expansion are managed within the family.
4. Legal status:
Operates under a sole proprietorship structure with all required licenses and local tourism compliances in place.
The land is leased, but all infrastructure (rooms, restaurant, furnishings) is fully owned by the family.