Commercial Loan Business Investment Opportunities

• The company is a leading financial service provider in Southeast Asia, with its operational base in Singapore and four branches in the Philippines, focusing on underserved communities. • Key financial offerings include a wide range of loans, such as salary loans, SME loans, vehicle loans, and property loans, addressing diverse customer financing needs in both personal and business sectors. • In addition to traditional lending, the company provides modern digital financial solutions, including e-wallets, micro-investments, and cash advances, leveraging technology for enhanced customer convenience. • The company’s HRIS SaaS software streamlines HR and payroll functions, offering comprehensive support in payroll processing and time-keeping for businesses. • Traditional banking services are also part of the portfolio, encompassing deposits, time deposits, and a full range of online banking options, making them a versatile financial institution. • The company's Knowledge Process Outsourcing (KPO) services differentiate it as a one-stop solution for businesses seeking financial and enterprise support, enhancing operational efficiency for its clients. • With 108 employees, the company boasts a nine-year profitable track record and is currently in an expansive growth phase, poised for significant acquisitions in the consumer lending and commercial loans market. • The business is strategically positioned in the highly dynamic and culturally diverse Southeast Asian market, making it well-placed to capitalize on regional growth opportunities, tap into diverse consumer needs, and establish a strong competitive advantage.

Our fin-tech company provides different types of loans and credit cards to customers by connecting them with multiple banks across India. - We have affiliations with various banks such as Citi Bank, Standard Chartered, Axis Bank, HDFC Bank, Hero FinCorp and Yes Bank. There is no explicit contract with either of them. - We do not provide the loans ourselves but simply act as DSA agents for these banks. - First, we ask our clients for details about their income, profession, savings percentage and loan amount in order to check their eligibility. - Once the prospective client is eligible, they provide us with their desired interest rates, loan tenure, EMI frequency, collateral value, etc. According to these specific requirements, we provide our clients with a list of loans from different banks for the client to choose from. - Once the clients picks a specific loan that matches their requirements. Our business connects with them with the bank that will provide that particular loan. The same procedure is followed for all types of loans and credit cards. - Commercial loans such as professional loans and business loans along with credit cards contribute to over 90 percent of the company's revenue. - Our company earns revenue through two channels: 3 to 5 percent commission on the loan amount given by the bank that receives the client along with a fixed fee paid by the client for our services. Fixed fee varies as per the types of services. - We receive about 120 to 150 clients every month. - Our clients can either visit our office directly or simply carry out the complete procedure remotely through our website. - Our revenue has surged to an all-time high this year due to the increased number of affiliations with the banks and an increasing customer base. - The business is extremely valuable due to the enormous growth potential in the industry along with skyrocketed growth the business has received within 18 months of operations. - The company's corporate office is in Noida, Haryana. However, the company's registered in Faridabad, Haryana.

Singapore based company has 5 branches in the Philippines (1 in Makati, 1 in Cebu, 3 in Pampanga). - We specialize in lending, payments, and remittances concentrated in Singapore and the Philippines and growing regionally. - 7 years profitable track record, 100% YOY growth. Entering the significant growth and acquisition phase. - Strong online presence via website and social media. - Potential to publicly list in the next 12 months.

Singapore based company has 5 branches in the Philippines (1 in Makati, 1 in Cebu, 3 in Pampanga). - We specialize in lending, payments, and remittances concentrated in Singapore and the Philippines and growing regionally. - 7 years profitable track record, 100% YOY growth. Entering the significant growth and acquisition phase. - Strong online presence via website and social media. - Potential to publicly list in the next 12 months.