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Consumer Lending Business Investment Opportunities

Showing 1 - 14 of 24 Consumer Lending Business Investment Opportunities. Invest in a Consumer Lending, NBFC, Pawn Shop, Credit Card, Consumer Leasing, Credit Union, Microfinance or a Personal Loan Business. Listed by Direct Business Owners & Business Brokers.
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Microfinance Company Investment Opportunity in Uganda

Microfinance institution offering financial solutions to individuals and SMEs, green lending and inclusive financing.
The microfinance institution operates primarily in the FinTech industry across Kenya and Uganda, focusing on individuals and small to medium enterprises (SMEs). - Key financial solutions offered include working capital loans, green energy financing, asset financing, education loans, and mobile microloans, catering to diverse financial needs. - The institution provides inclusive financing by offering a variety of insurance products, helping clients mitigate risks and secure assets. - With over 500,000 clients, the company serves both corporations and individuals through a widespread network of branches and agencies in Kenya and Uganda. - Recognized for its excellence, the institution was awarded the "Most Improved Land Title Based Credit Provider" at the 4th Annual Real Estate Excellence Awards in 2021. - By focusing on both conventional and green lending solutions, the organization supports sustainable development and financial inclusion, playing a crucial role in the economic empowerment of its clients. - The company’s mobile microloans leverage technology to provide accessible and convenient financial services, enhancing customer reach and satisfaction.
7.4   Kenya
Run Rate Sales
INR 77 crore
EBITDA Margin
20 - 30 %
Partial Stake Sale
INR 85 Cr for 80%
Contact Business

Commercial Loans Company Investment Opportunity in Makati, Philippines

Invest in a Southeast Asia-based group offering tech-driven financial services to underserved communities.
• The company is a leading financial service provider in Southeast Asia, with its operational base in Singapore and four branches in the Philippines, focusing on underserved communities. • Key financial offerings include a wide range of loans, such as salary loans, SME loans, vehicle loans, and property loans, addressing diverse customer financing needs in both personal and business sectors. • In addition to traditional lending, the company provides modern digital financial solutions, including e-wallets, micro-investments, and cash advances, leveraging technology for enhanced customer convenience. • The company’s HRIS SaaS software streamlines HR and payroll functions, offering comprehensive support in payroll processing and time-keeping for businesses. • Traditional banking services are also part of the portfolio, encompassing deposits, time deposits, and a full range of online banking options, making them a versatile financial institution. • The company's Knowledge Process Outsourcing (KPO) services differentiate it as a one-stop solution for businesses seeking financial and enterprise support, enhancing operational efficiency for its clients. • With 108 employees, the company boasts a nine-year profitable track record and is currently in an expansive growth phase, poised for significant acquisitions in the consumer lending and commercial loans market. • The business is strategically positioned in the highly dynamic and culturally diverse Southeast Asian market, making it well-placed to capitalize on regional growth opportunities, tap into diverse consumer needs, and establish a strong competitive advantage.
7.3   Singapore
Run Rate Sales
INR 88 crore
EBITDA Margin
35 %
Partial Stake Sale
INR 134 Cr for 70%
Contact Business

NBFC Investment Opportunity in Mumbai, India

Shares for sale in a flagship financial services/NBFC company of the prestigious Indian conglomerate.
Well-established unlisted NBFC company in India. - Achieved the highest-ever PAT of ₹3,150 crore; excluding one-time items reported two years back, PAT grew by 37% YoY in the last year. - Healthy Return on Equity (RoE) of 17.6% and Return on Assets (RoA) of 2.4%. - Crossed the ₹1 lakh crore yearly disbursal mark for the first time; up 40% YoY to ₹1,05,244 crore. - Healthy loan book growth of 35% YoY to ₹1,57,761 crore as of March last year. - The company is registered with the Reserve Bank of India (RBI) as a non-banking financial company (NBFC). - Industry-leading credit cost of 0.5%, signifying strong asset quality.
9.5   Mumbai
Run Rate Sales
INR 18000 crore
EBITDA Margin
13 %
Partial Stake Sale
INR 102 Cr for 1%
Contact Business
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NBFC Investment Opportunity in Mumbai, India

Shares for sale in a flagship financial services/NBFC company of the prestigious Indian conglomerate.
Well-established unlisted NBFC company in India. - Achieved the highest-ever PAT of ₹3,150 crore; excluding one-time items reported two years back, PAT grew by 37% YoY in the last year. - Healthy Return on Equity (RoE) of 17.6% and Return on Assets (RoA) of 2.4%. - Crossed the ₹1 lakh crore yearly disbursal mark for the first time; up 40% YoY to ₹1,05,244 crore. - Healthy loan book growth of 35% YoY to ₹1,57,761 crore as of March last year. - The company is registered with the Reserve Bank of India (RBI) as a non-banking financial company (NBFC). - Industry-leading credit cost of 0.5%, signifying strong asset quality.
9.5   Mumbai
Run Rate Sales
INR 18000 crore
EBITDA Margin
13 %
Partial Stake Sale
INR 102 Cr for 1%
Contact Business

NBFC Investment Opportunity in Mumbai, India

NBFC in India about to get listed, and we invite HNI and Institutional Investors.
1. NBFC the AUM 54,000 crs with home finance 12,000 crs AUM. 2. Price to Book value per share 132-135/- ie 2x. 3. Compared to peers, it is fairly priced at 2x PB ratio.
6.9   Mumbai
Run Rate Sales
INR 4800 crore
EBITDA Margin
20 - 30 %
Partial Stake Sale
INR 100 Cr for 1%
Contact Business

Newly Established Microfinance Company Investment Opportunity in Muscat, Oman

Partial stake sale in an upcoming buy now, pay later platform.
Located in Oman, the company is developing a Buy Now Pay Later (BNPL) fintech application, which has been approved by the Central Bank of Oman and the Financial Services Authority. - Operating with a small team of four employees, the company is dedicated to creating innovative financial solutions. - The upcoming application will provide microloans and feature its own branded cards, striving to offer a complete range of financial services. - The firm's ongoing collaborations with multiple technology vendors for the development of its BNPL solution highlight its strategic alliances. - The primary services will encompass Buy Now Pay Later, Card as a Service, and Know Your Customer (KYC) as a Service, catering to contemporary financial requirements. - With expertise in fintech, technology, and manufacturing, the team has forged strong partnerships with industry leaders and investors.
7.1   Muscat
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
INR 11 Cr for 80%
Contact Business

Personal Loans Business Investment Opportunity in Lagos, Nigeria

Platform offers automated daily, weekly, and monthly savings solutions in Nigeria, seeking investment for growth.
The platform is an automated savings solution operating in Nigeria, providing services for daily, weekly, and monthly savings. - Boasting 8,000 active daily users, the platform currently generates NGN 160 million monthly, translating to NGN 2 billion annually. - Demonstrating robust growth with a year-on-year expansion rate of 100%, the business has achieved this momentum purely through organic growth channels. - Operates with a streamlined team of 12 employees, highlighting efficient operational practices within the organization. - The platform represents a growing segment in the fintech industry, tapping into the increasing demand for automated financial solutions. - Positioned in a high-potential market, the company leverages Nigeria's large and youthful population base with increasing internet penetration. - Potential for scaling remains significant given the current growth trajectory and the absence of aggressive marketing strategies.
7.7   Lagos
Run Rate Sales
INR 10.7 crore
EBITDA Margin
10 %
Partial Stake Sale
INR 5.6 Cr for 10%
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Microfinance Company Investment Opportunity in Pune, India

Seeking active partners for an established Nidhi company that plans to pivot to secured lending.
Non-operational Nidhi Limited company that primarily targeted small traders and individual consumers, and offered loans and financial products tailored to local needs. - The company operated successfully for a year and disbursed loans totalling INR 60 lakh before experiencing challenges due to the Covid-19 pandemic. - Loans were initially offered at competitive interest rates of 12% and above. - Currently, there is an outstanding receivables loan and interest amount of INR 30 lakh, indicating a substantial level of embedment in the community and potential for recovery and growth. - Past experience highlighted challenges with unsecured loans during the pandemic, prompting a strategic pivot towards offering 100% secured loans moving forward. - The business is seeking investment to relaunch operations with a more secure and revised approach, emphasizing risk mitigation through collateral-backed lending. - With certificates of incorporation and a Nidhi status ensuring compliance, the company is positioned for a prudent and legally sound resurgence in the microfinance sector. - No RBI approval is necessary for Nidhi companies, as RBI has specifically exempted this category of NBFCs in India to comply with its core provisions such as registration with RBI.
Seeking active partners for an established Nidhi company that plans to pivot to secured lending.
8   Pune
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
INR 20 L for 50%
Contact Business

Microfinance Company Investment Opportunity in New Delhi, India

Delhi based NBFC-MFI providing lending to poor women in group by forming JLG groups.
Business has vintage of more than 6 years in microfinance industry. - The business has a large number of repeat clients. - Considering our valuable services and the fact that they have grown further and helping them to increase their earnings and lives as well. - Currently we have more than 74,000 clients. - We mainly cater to lower class people helping with smaller loans of ticket sizes from INR 10,000 up to INR 90,000 at a yearly interest rate of 27% - Loans below INR 30,000 are repaid within a year, and tickets above INR 30,000 take upto 2 years to be repaid. - The business has a valid RBI license for operations in the industry.
Delhi based NBFC-MFI providing lending to poor women in group by forming JLG groups.
8.1   New Delhi
Run Rate Sales
INR 48 crore
EBITDA Margin
40 %
Partial Stake Sale
INR 12.7 Cr for 10%
Contact Business

Personal Loans Company Investment Opportunity in Lagos, Nigeria

An online lender offering quick, confidential loans against luxury assets without credit checks.
Within 3 years of establishment: - The company has been able to disburse over NGN 750,000,000 in loans with over NGN 200M personally and from investors and partners. - We collaborate with legal teams and asset appraisal experts to determine the precise value of collateral, including cars, original watches, gold and diamond jewellery. - Revenue model of 8% monthly interest on every loan disbursed. - We have the necessary license issued by the Lagos State Government Ministry of Home Affairs to operate the business.
An online lender offering quick, confidential loans against luxury assets without credit checks.
8.4   Lagos
Run Rate Sales
INR 3.1 crore
EBITDA Margin
40 %
Partial Stake Sale
INR 102 Cr for 30%
Contact Business

Microfinance Company Investment Opportunity in Salem, India

Microfinance company providing INR 25 lakh worth of loans every month seeks investment.
Nidhi registered microfinance company providing loans to small businesses, personal loans, and emergency loans. - We have CoA, GST, MoA, Nidhi Certification. - Have distributed 120+ micro-loans to different businesses and individuals. - We do KYC and also collect cheques and bank statements as assurance from the business owners wherever possible. - On average, we are providing INR 25 lakh worth of loans every month. - We have 3 debt collection executive who also acts as agents. They work on a commission basis.
7.1   Salem
Run Rate Sales
INR 2.4 crore
EBITDA Margin
20 %
Partial Stake Sale
INR 1 Cr for 15%
Contact Business

NBFC Investment Opportunity in Ulaanbaatar, Mongolia

2-years audited profitability Non-Banking Financial Institution (NBFI) in Mongolia.
The number of clients is more than 500, and the experience of our non-banking financial institution is more than 2 years. Currently, our company is cooperating with the best companies in Mongolia such as Shilmel Buidan LLC, and Arina Electronics LLC. We are ready to cooperate with Nomin Electronics LLC if the additional investment comes in soon. We do not take any deposits and are rolling our initial corpus of USD 1 million to give out loans. We provide loans for assets like electronic appliances and cars. The maximum ticket size for a loan is USD 35,000. The monthly interest rate varies from 1-4% depending on the duration of the loan. We are financing partners for Shilmel Buidan and Arina Electronics among many others. Our process-driven and structured workflow, due diligence, and loan disbursal process make it very easy for us to manage operations with just 6 employees. Our current assets has increased to USD1.3 million in the year of 2023 and we've recorded 2 years audited profitability.
2-years audited profitability Non-Banking Financial Institution (NBFI) in Mongolia.
8.7   Ulaanbaatar
Run Rate Sales
INR 7.6 crore
EBITDA Margin
34 %
Partial Stake Sale
INR 88 Cr for 30%
Contact Business

Microfinance Company Investment Opportunity in Kitwe, Zambia

MicroFinance business seeking investment to support expansion. We service largest markets in Zambia.
We are located in the two most populous cities in Zambia - Lusaka and Kitwe. - We have invested in cloud-based tailored loan management system which will support scaling. - We have a Bank of Zambia licence and audited financials for every year since inception. - We have an established client base and are currently servicing over +500 clients on our loan book. - We have an experienced management team.
MicroFinance business seeking investment to support expansion. We service largest markets in Zambia.
7.6   Kitwe
Run Rate Sales
INR 63 lakh
EBITDA Margin
20 - 30 %
Partial Stake Sale
INR 1.4 Cr for 50%
Contact Business

NBFC Investment Opportunity in Rajkot, India

RBI approved NBFC that has provided financial loan services to 5,000+ clients up till now.
The business was established 2 decades back and acquired by us a decade back. We are an RBI-certified NBFC loan company led by highly proficient directors having successful experience of 35+ years of growing business. Have great experience serving more than 5,000 happy clients. Have associated with more than 5 companies. Clients are individuals, businesses, and companies. Our total loan portfolio is INR 30 cr. We charge interest from clients on the loan to generate revenue.
RBI approved NBFC that has provided financial loan services to 5,000+ clients up till now.
7.8   Rajkot
Run Rate Sales
INR 5.2 crore
EBITDA Margin
40 %
Partial Stake Sale
INR 6 Cr for 20%
Contact Business

Microfinance Company Investment Opportunity in New Delhi, India

NBFC-MFI company focusing on providing financial support to poor women seek investment.
Delhi-based NBFC MFI operating in 3 states with 20+ branches for the last 5+ years. - Had an AUM of Rs. 150 crores as of the end of last year. - The company's key management has an extensive experience of more than 15 years in the field of micro-finance activities. - We offer loans to women individuals with an interest rate of 26%. - Have offered loans to over 60,000 clients. - Promoter has experience in finance and is a CA.
7.4   New Delhi
Run Rate Sales
INR 24 crore
EBITDA Margin
20 - 30 %
Partial Stake Sale
INR 10 Cr for 11%
Contact Business
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    There are 24 active and verified consumer lending business investment opportunities listed on SMERGERS as of 10 July 2025.
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