Consumer Lending Business Investment Opportunities

- Delhi-based NBFC MFI operating in 3 states with 20+ branches for the last 5+ years. - Had an AUM of Rs. 150 crores as of the end of last year. - The company's key management has an extensive experience of more than 15 years in the field of micro-finance activities. - We offer loans to women individuals with an interest rate of 26%. - Have offered loans to over 60,000 clients. - Promoter has experience in finance and is a CA.

Company with a financial platform developed mainly for clients that were left out of the traditional banking system. We make credit profiles, out of the traditional focusing our products on marginalized customers of the traditional system.

- Money lending company in Kenya. - We offer loans to SMEs and individuals. But currently, we are providing loans majorly for individuals. - Have provided SME loans for 15 clients and personal loans for 45 individuals. - The annual interest rate ranges from 6-13% depending on the type of loan. - The promoter has 10 of experience in finance.

- Company is involved in the lending business. - We provide home loans, mortgage loans gold loans, etc. - Business has catered to 10,000+ clients. - We have 6000+ active clients. - Our business provides banking solutions to small business owners and individuals. - We changed our company name last year and we are now a Nidhi certified business. - Company has grown drastically this year. - Currently, we have only one branch and are planning to open two more branches as we have made a good brand name and a good customer base. - We get new customers through word-of-mouth. - Business is also planning to open its own website in the future. - Our team has a collective experience of 10+ years in the finance sector and also good market knowledge.

- A micro-finance company based in Chennai. - This is a new venture started by a group of companies involved in mobile app development, construction and other industries. - Regulatory approvals are in place. - We will be providing short term loans to small business owners, shopkeepers, auto and taxi drivers. - Business is still in the pre-revenue phase and will begin operations within the next 2 months. - We will be creating groups of 10 people that will have 1 group leader. Each member of the group is eligible for a loan between Rs. 15-30k and a repayment period of 12 - 24 months. - We have already setup 150 groups, and are ready to disburse the loans once funds are received. - Interest on loan would be between 20-23% p. a plus processing fee of Rs. 1,000 per loan disbursement. - The repayment of the loan taken will be done through per day installments. For example - repaying back Rs. 1,500 per day until x amount + interest is paid back. - The team leader ensures each individual of the team pays the loan back. If someone defaults then the rest of the team members must make up for that individual repayment for that particular day. - Field verification for each applicant would be done by our team before loan is approved by our credit managers. - Promoter is from finance background with more than 15 years of experience in managing investment portfolio, sales & marketing and developing HNI assets. - Locations that we have planned to start in the initial stage are - Salem, Coimbatore, Dharmapuri, Krishnagiri, Karaikudi, Ramanathapuram - All in Tamil Nadu. - Physical assets include the interior setup and equipment of the offices.

- Its a digital banking alternative with blockchain security providing easy, agile and effective experience. - We truly think that time is the most precious asset, so we would offer our services 24 / 7. Clients can use our services anywhere in the world at any time. - Our platform will offer banking services including a credit card (MasterCard or Visa), currency exchange, cryptocurrency exchange, personal loans, home / auto loans, and peer-to-peer payments. - We are still in development phase and would take 10-12 months to develop our platform, app & for central bank's approval. - We are expecting 40,000+ clients in the first year and our revenue would be USD 20 per client / year. - All our infrastructure will be based on Amazon AWS services, with fully scalable environments. - Promoter has more than 10 years of experience in banking sector.

- A two wheeler financing company based in Mumbai, that started operations in 2018. - We provide loans to customers in order for them to purchase two-wheeler vehicles. - Our business has partnered with 300 dealerships across Maharashtra, and we have our representatives at the dealership. At the time of purchase they can avail our loans. - Customers can also apply for loan through our website. Mobile application is under construction and will be launched soon. - The payback period for the loans are from 6 months to 3 years. - Loan amount varies from INR 1-15 lakh. - We give out an average of 1,100 loans per month. - Our business has partnered with 5 NBFCs and 7 Banks. - The banks provide us the loan at a fixed interest rate and we further disburse the loan to customers at a higher interest rate. - Physical assets include office set up. - We intend to start disbursing loans from our own books in the near future. - Revenue was low last year as we just started operations.

- We provide the first mortgage loan for properties in Hong Kong. - Registered Company in Hong Kong, obtained Money Lenders Licence from the Hong Kong Government. - The property market in Hong Kong has been rising between 4% to 8% every year making it an attractive investment option. - We charge an interest rate of 11% to 12% and provide the client with up to 70% of the property value. - The client’s property is appraised by several professional real estate valuators. - We also conduct in-depth credit checks and reference checks to ensure the borrowing power of our clients. - Have lent over HKD 21 million and the company owns property worth over HKD 35 million as security against these loans. - We would aim to deliver returns between 8% to 10% annually to investors regardless of market conditions, depending on the size of the investment.

- We are a newly established Nidhi company, with license to provide mortgage and personal loan. - Have 32 members who have actively invested in the company, through which we are able to provide loans. - Company provides loans starting from 1 to 25 lakh INR, with a minimum tenure of 6 months to 5 years. - We have provided loans to 80 customers, who are individuals as well as businesses. We give out loan only through member's references and post KYC. - Our promoters and core members have more than 20 years of experience in banking sector. - Looking forward to expand our customer base by setting up more branches in towns of Madurai belt and setup operations in Chennai as well.

- Singapore based company has 5 branches in the Philippines (1 in Makati, 1 in Cebu, 3 in Pampanga). - We specialize in lending, credit card issuing and acquiring, payments, and remittances concentrated in Singapore and the Philippines and growing regionally. - We have shares and equity partnership with Lynx Global Digital Finance Corporation, a publicly listed company based in Vancouver, B. C. - 6 years profitable track record, 100% YOY growth. Entering the significant growth and acquisition phase. - Strong online presence via website and social media.

- A newly established start up organisation with a highly experienced team in relevant finance industry. - We provide micro loans ranging from Rs. 30,000 to 1 lakh, Personal loans, Business Loans and loan against property. - From the date of establishment May 2018 we have disbursed a loan amount of more than Rs 5 Cr. - Currently we have presence in 5 states including Maharashtra, Goa, Tamil Nadu, Jammu and Kashmir and Odisha. - Our projected business establishment is pan India. - Plans to expand by registering as an NBFC.

- Company provides loans to Female SHG group on collateral basis. - Have provided loans to over 400 members. - Our interest charges ranges from 22% to 27% - Founders have invested INR 50 lakh till date. - Seeking M&A opportunity.