Consumer Lending Businesses for Sale and Investment

The platform is an automated savings solution operating in Nigeria, providing services for daily, weekly, and monthly savings. - Boasting 8,000 active daily users, the platform currently generates NGN 160 million monthly, translating to NGN 2 billion annually. - Demonstrating robust growth with a year-on-year expansion rate of 100%, the business has achieved this momentum purely through organic growth channels. - Operates with a streamlined team of 12 employees, highlighting efficient operational practices within the organization. - The platform represents a growing segment in the fintech industry, tapping into the increasing demand for automated financial solutions. - Positioned in a high-potential market, the company leverages Nigeria's large and youthful population base with increasing internet penetration. - Potential for scaling remains significant given the current growth trajectory and the absence of aggressive marketing strategies.

This is the sale of a registered private limited entity. - Includes category B Non-Banking Financial Company (NBFC) license issued by the Reserve Bank of India (RBI), ensuring adherence to national financial regulations. - A liquidity fund of INR 5 crore is required to retain the license which should be put in by the buyer post the sale. - Impending regulatory changes will raise this requirement to INR 10 crore, hence making this a unique opportunity. - The license enables the establishment of a company that can offer a wide range of financial products, including loans, hire purchases, and asset reconstruction services. - The sale includes the licenses that can facilitate various financial services under the existing legal framework. - The transaction excludes any assets or liabilities.

1. Consumer lending business specifically to target clients in Hong Kong who require accessible credit solutions with less stringent requirements than traditional banks. 2. The company holds a valid money lending license, providing a unique opportunity for potential buyers to enter the regulated lending market in Hong Kong. Business also has a registration certificate. 3. The company is a dormant shell entity with a single employee, presenting an opportunity for strategic buyers to acquire a compliant, established business with the potential for expansion and growth. 4. The business is well-positioned for acquisition by investors seeking to establish a foothold in the Hong Kong lending market, leveraging the existing operational foundation and regulatory compliance. 5. The sale of this business offers a turnkey solution for entering the consumer lending sector in Hong Kong, providing immediate access to a valid bank account and a recognized money lending license. 6. Potential buyers can capitalize on the established infrastructure and compliance of the company to expedite market entry and mitigate regulatory hurdles in the consumer lending industry. 7. Business used to generate revenue from the interests charged for the money lent to the clients. 8. Business is registered in Hong Kong and the promoter is in Singapore.

Delhi-based NBFC MFI operating in 3 states with 20+ branches for the last 5+ years. - Had an AUM of Rs. 150 crores as of the end of last year. - The company's key management has an extensive experience of more than 15 years in the field of micro-finance activities. - We offer loans to women individuals with an interest rate of 26%. - Have offered loans to over 60,000 clients. - Promoter has experience in finance and is a CA.