Consumer Lending Businesses for Sale and Investment

Business partnerships: Well-established relations with businesses to facilitate payroll deducted loan repayments. - Regulatory relations: Fully licensed by the Bank of Jamaica under the Microcredit Act, 2021, ensuring compliance and credibility. - Customer relations: Proven communication channels with customers, fostering trust and transparency and repeat customers. - Staff expertise: Professional staff with over 15 years of specialized expertise in financial services. - Location: The loan office is currently located in a commercially active business area of Kingston, centrally located to enhance accessibility. - Client base: Currently serving 350 clients in Kingston and St Catherine. - Revenue Model: Primarily based on interest and commissions on transactions and loan fees. - Loan receivables: Valued at over JMD 23 million. - The company has access to the borrowers' repository of credit information and services. - The business is resilient and has withstood economic fluctuations (i. e. Covid 19) and markets changes without needing external financial support. - Consistent financial performance - Reflecting a well-managed loan portfolio and effective risk management practices. - Consistent financial performance: Reflecting a well-managed business. The total sales have declined slightly over the past year due to a reduction in the number of loans disbursed. Financial statements are available upon request for serious inquiries.

Business has vintage of more than 6 years in microfinance industry. - The business has a large number of repeat clients. - Considering our valuable services and the fact that they have grown further and helping them to increase their earnings and lives as well. - Currently we have more than 74,000 clients. - We mainly cater to lower class people helping with smaller loans of ticket sizes from INR 10,000 up to INR 90,000 at a yearly interest rate of 27% - Loans below INR 30,000 are repaid within a year, and tickets above INR 30,000 take upto 2 years to be repaid. - The business has a valid RBI license for operations in the industry.

Within 3 years of establishment: - The company has been able to disburse over NGN 750,000,000 in loans with over NGN 200M personally and from investors and partners. - We collaborate with legal teams and asset appraisal experts to determine the precise value of collateral, including cars, original watches, gold and diamond jewellery. - Revenue model of 8% monthly interest on every loan disbursed. - We have the necessary license issued by the Lagos State Government Ministry of Home Affairs to operate the business.

Microfinance company offering commercial, mortgage, and business loans. - Extensive experience in microfinance, spanning 15 years. - Professional staff with specialized expertise in financial services. - Well-established relations with supervisory bodies and regulators, ensuring compliance and credibility. - Proven communication channels with customers, fostering trust and transparency. - Strategically located office in a commercially active area of the city, enhancing accessibility. - Targeting small to medium-sized businesses. - Currently serving 100 clients exclusively in Georgia. - Holds licenses from the Central Bank of Georgia for registration and currency exchange. - Revenue model primarily based on interest and commissions on transactions. - Majority of revenue derived from interest payments.

1. The firm was established in 2017 to provide small-group loans for women in Sri Lanka. 2. The company is registered under the Lanka Microfinance Participation Association and has more than 5,000 customers. 3. Products & services offered include microloans, business loans, product loans, and staff loans. 4. The company is focused on reviewing and upgrading internal processes and systems to provide improved customer service. 5. The company's services are aimed at helping people in the district to become economically successful. 6. The company currently employs 33 people. 7. The company is headed by an experienced industry professional.

The number of clients is more than 500, and the experience of our non-banking financial institution is more than 2 years. Currently, our company is cooperating with the best companies in Mongolia such as Shilmel Buidan LLC, and Arina Electronics LLC. We are ready to cooperate with Nomin Electronics LLC if the additional investment comes in soon. We do not take any deposits and are rolling our initial corpus of USD 1 million to give out loans. We provide loans for assets like electronic appliances and cars. The maximum ticket size for a loan is USD 35,000. The monthly interest rate varies from 1-4% depending on the duration of the loan. We are financing partners for Shilmel Buidan and Arina Electronics among many others. Our process-driven and structured workflow, due diligence, and loan disbursal process make it very easy for us to manage operations with just 6 employees. Our current assets has increased to USD1.3 million in the year of 2023 and we've recorded 2 years audited profitability.

We are located in the two most populous cities in Zambia - Lusaka and Kitwe. - We have invested in cloud-based tailored loan management system which will support scaling. - We have a Bank of Zambia licence and audited financials for every year since inception. - We have an established client base and are currently servicing over +500 clients on our loan book. - We have an experienced management team.

The business was established 2 decades back and acquired by us a decade back. We are an RBI-certified NBFC loan company led by highly proficient directors having successful experience of 35+ years of growing business. Have great experience serving more than 5,000 happy clients. Have associated with more than 5 companies. Clients are individuals, businesses, and companies. Our total loan portfolio is INR 30 cr. We charge interest from clients on the loan to generate revenue.

30-year-old NBFC. - The company is into lending money to individuals. - During the start of the company, the owner liquidated all the assets to fund the company. - The company has 13 clients with active loans. - We have given a loan of INR 2.7 cr to the clients. - Upon sale, all the loan amount will be transferred to the new buyer and the transfer of the RBI license would take 15-30 days of time. - Easily transferrable in 1 month's time. - Easily accept global funding. - Already through with all the formalities of RBI to convert it into a public company. - No litigations, no NPAs. - Cleanest possible profile available for takeover in the market.