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Consumer Lending Businesses Seeking Loan

Showing 1 - 15 of 28 Consumer Lending Businesses Seeking Loan. Lend to a Consumer Lending, NBFC, Credit Card, Consumer Leasing, Credit Union, Microfinance or a Personal Loan Business.

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Microfinance Company Seeking Loan in Tbilisi, Georgia

Microfinance company with 100+ clients and 15+ years of experience seeks loan for working capital.
- Microfinance company offering commercial, mortgage, and business loans. - Extensive experience in microfinance, spanning 15 years. - Professional staff with specialized expertise in financial services. - Well-established relations with supervisory bodies and regulators, ensuring compliance and credibility. - Proven communication channels with customers, fostering trust and transparency. - Strategically located office in a commercially active area of the city, enhancing accessibility. - Targeting small to medium-sized businesses. - Currently serving 100 clients exclusively in Georgia. - Holds licenses from the Central Bank of Georgia for registration and currency exchange. - Revenue model primarily based on interest and commissions on transactions. - Majority of revenue derived from interest payments.
Microfinance company with 100+ clients and 15+ years of experience seeks loan for working capital.
8.3   Tbilisi
Run Rate Sales
USD 90 thousand
EBITDA Margin
15 %
Business Loan
USD 1.8 Mn at 12%
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Microfinance Company Seeking Loan in Ghatal, India

Nidhi microfinance company providing 10 lakh worth loans/month, 200 micro loans/year with 15-25% interest rate.
- Up and coming Nidhi registered micro finance company providing loans to small businesses, group loans to women, personal loans and emergency loans. - It was a running business which we acquired one year back and are now planning to expand it and make it a franchise model. - We provide loans to women and small businesses such as shopkeepers, auto drivers, taxi drivers. - Promoter is from the finance background and has more than 12 years of experience in management, sales and marketing. - We have distributed 200 micro loans to different business and individuals. - Our average loan ticket size is between INR 5,000 to 25,000. - We do KYC and also collect cheque and bank statements as assurance from the business owners wherever possible. - Our target is to provide 10,000 micro loans per year. - On an average we are providing INR 10 lakh worth loans every month. - Interest on the loan is in the range of 15 to 25 percent. - We have 20 collection executive who also acts as agents. They work on commission basis. - Repayment duration for the loans is between 3 months to 1 year.
6.3   Ghatal
Run Rate Sales
USD 140 thousand
EBITDA Margin
8 %
Business Loan
USD 12 K at 12%
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Microfinance Company Seeking Loan in Jaffna, Sri Lanka

Invest in a microfinance firm with 5,000 customers providing small-group loans to Sri Lankan women.
1. The firm was established in 2017 to provide small-group loans for women in Sri Lanka. 2. The company is registered under the Lanka Microfinance Participation Association and has more than 5,000 customers. 3. Products & services offered include microloans, business loans, product loans, and staff loans. 4. The company is focused on reviewing and upgrading internal processes and systems to provide improved customer service. 5. The company's services are aimed at helping people in the district to become economically successful. 6. The company currently employs 33 people. 7. The company is headed by an experienced industry professional.
Invest in a microfinance firm with 5,000 customers providing small-group loans to Sri Lankan women.
7.4   Jaffna
Run Rate Sales
USD 1.6 million
EBITDA Margin
24 %
Business Loan
USD 330 K at 25%
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NBFC Seeking Loan in Ulaanbaatar, Mongolia

Fully-Insured Debt funding opportunity in a fast-growing Mongolian non-banking financial institution (NBFI). (Minimum Investment: $30,000)
The number of clients is 460, and the experience of our non-banking financial institution is 1 year and 6 months. Currently, our company is cooperating with the best companies in Mongolia such as Shilmel Buidan LLC, and Arina Electronics LLC. We are ready to cooperate with Nomin Electronics LLC if the additional investment comes in soon. We do not take any deposits and are rolling our initial corpus of USD 1 million to give out loans. We provide loans for assets like electronic appliances and cars. The maximum ticket size for a loan is USD 35,000. The monthly interest rate varies from 1-4% depending on the duration of the loan. We are financing partners for Shilmel Buidan and Arina Electronics among many others. Our process-driven and structured workflow, due diligence, and loan disbursal process make it very easy for us to manage operations with just 6 employees.
Fully-Insured Debt funding opportunity in a fast-growing Mongolian non-banking financial institution (NBFI). (Minimum Investment: $30,000)
9.0   Ulaanbaatar
Run Rate Sales
USD 700 thousand
EBITDA Margin
34 %
Business Loan
USD 10 Mn at 8%
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Profitable Consumer Leasing Company Seeking Loan in Melbourne, Australia

We provide short term finance to residential tenants and looking for finance partner.
- Have proven the demand for our products in the residential rental market across Australia with over 1,000 renters using our products. - We have lent almost AUD 1.2 million to Australian renters and are now looking to open new partnerships and increase marketing. - The rental bond market is huge, and with increased cash flow burdens, the addressable market for a financial service in this sector is growing daily. In the eastern states of Australia alone, there are approximately 1 million bonds transacted per annum at an average of AUD 1.7k per bond. - We are the market leader in providing financial assistance to Australian renters.
7.8   Melbourne
Run Rate Sales
USD 1.6 million
EBITDA Margin
20 - 30 %
Business Loan
USD 650 K at 12%
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NBFC Seeking Loan in Balotra, India

Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
- We are a startup NBFC located in Balotra. - Business has been operational for 8 months. - We take deposits and provide loans to our customers. We are governed by RBI. - Have opened 200 RD/FD accounts for our users. - We have distributed loans worth INR 5 lakhs so far. - Our interest rates start from 14.5%-24% for gold loans and 14%-19% for personal loans. - Loans are provided to people who are looking for small personal loans belonging to rural areas. - Business is managed by 3 partners with one having the majority of the stake. - Business is debt-free. - The collateral provided is the personal property of one of the directors.
Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
7.2   Balotra
Run Rate Sales
USD 3.6 thousand
EBITDA Margin
7 %
Business Loan
USD 60 K at 15%
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Microfinance Company Seeking Loan in India

Microfinancing business lending to 80,000+ women entrepreneurs in the low-income group across India.
- Microfinancing company promoted by a group of accomplished individuals with nearly 120 years of cumulative experience in running financial services. - Lends to women entrepreneurs in the low-income category. These women are typically equipped with skills to take up sustainable micro-businesses, and access to timely funds is transforming lives. - Have 80,000+ cumulative loan members (all women) with a 99 % on-time repayment rate. (Due to Covid the current collection rate is around 85% + and is expected to reach 99% by the end of the year. ) - Has distributed INR 2,000 million+ (cumulative loans) and current outstanding portfolio of INR 500 million. - Has a model that enables a group of individuals (usually five) to take loans for income-generating activity by forming a group, wherein group members guarantee each other's loans. - Has own ERP system which gives adequate MIS data for - Capital Adequacy Ratio (CAR), Liquidity Risk Management, Interest Rate Coverage, Debt Equity Ratio and Reports relating to day-to-day activities of branches. - Approach post disbursement: Program monitoring and supervision: If required, providing the additional top-up loans. Women entrepreneurs are covered by microinsurance. - Loans ranging from INR 20,000 (USD 300) to INR 60,000 (USD 900) with up to 24 months repayment duration and monthly EMI and 22% rate of interest. - Have a license from RBI for micro-financing.
8.1   India
Run Rate Sales
USD 1.4 million
EBITDA Margin
7 %
Business Loan
USD 600 K at 12%
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NBFC Seeking Loan in Obra, India

Nidhi company with 900+ customers and INR 1.63 crores of loans disbursed seeking growth capital.
- Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.
7.9   Obra
Run Rate Sales
USD 130 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 120 K at 18%
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NBFC Seeking Loan in Gurgaon, India

NBFC microfinance loan provider following JLG model with 6,800 loans disbursed and 2,900 registered members.
- We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.
8.3   Gurgaon
Run Rate Sales
USD 120 thousand
EBITDA Margin
Nil
Business Loan
USD 120 K at 15%
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Microfinance Company Seeking Loan in Hyderabad, India

Digital marketing company that plans to start providing micro loan services.
- We are a digital marketing company that was started in the beginning of the year. - Already have 4 large clients who have multiple branches across India. - We provide various digital marketing services such as social media marketing, SEO and website development. - Company has an annual contract with these clients to provide the services when required. - Our plan is to start another entity to provide micro loans services and have already started the registration process. - Within the next 15 days we expect to get the Nidhi permission to begin provision of loans. - Initially we would continue to use our current office space to provide these loans. - Promoter has 2 years of experience in digital marketing and 5 years of experience in financial services. - Company's physical assets include laptop, furniture and other office equipment.
8.3   Hyderabad
Run Rate Sales
USD 14 thousand
EBITDA Margin
30 %
Business Loan
USD 18 K at 12%
Contact Business

NBFC Seeking Loan in Navi Mumbai, India

Nidhi company with 200 active members and registered around 1,250 members till date is seeking funding.
- We offer loans and accept deposits from our members. We target small-scale shop owners and the middle class sector of the economy. We desire to inculcate the habit of saving among the commoners of India. - Since inception, we have registered over 1,250 clients. However, we have over 150 - 250 active members that deposit funds into their account on a daily basis. - We have disbursed around INR 15 - 20 lakh in loans till date out of which 60% of the funds have been returned with the remaining 40% outstanding. The company charges an interest of 16% - 19% for the loans depending on the profile in question. - The credit limit available on a loan for a particular member is up to 80% of the deposit amount present in their account. If a member wants a larger loan then the business must obtain a guarantee from two alternate members that the loan amount will be repaid by the specified member on time. As a result, the company has 0 defaulters on loan repayments. - Over 80% of the deposits have been returned to the members. Owing to the cash crunch that was created by the ongoing pandemic, members are withdrawing their money rapidly. The company has around INR 15,00,000 in deposits currently. We provide an annual interest rate of 7% (approx) on the deposits.
6.8   Navi Mumbai
Run Rate Sales
USD 14 thousand
EBITDA Margin
7 %
Business Loan
USD 12 K at 12%
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NBFC Seeking Loan in Haridwar, India

Nidhi company that undertakes deposits and gives out short-term loans, currently having 70+ customers.
- Nidhi company operating in Haridwar. - Started operations recently and already have 70+ clients who use our financial products. - We primarily give unsecured loans of small ticket sizes at annual interest rates of over 20% - Have given around 50 such loans and our current loan book is worth INR 50 lakh. - The average tenure of the loans is 2 - 3 years. - We are also able to offer annual interest rates of 10% on our fixed deposit accounts.
6.3   Haridwar
Run Rate Sales
USD 110 thousand
EBITDA Margin
10 %
Business Loan
USD 60 K at 10%
Contact Business

Consumer Lending Company Seeking Loan in Chennai, India

Government approved financial service provider (Nidhi Company) with 40+ branches and 50,000 clients.
- We are a Government approved Nidhi company and are a well known financial service provider in the region. - Currently operates more than 40 branches across Tamil Nadu including 8 branches in Chennai. - We have over 50,000 clients who use our financial products. - Our client base has been growing at 20-30% on YoY basis. - We are able to offer interest rates of over 10% on our Fixed Deposit accounts and have built a strong reputation for our trustworthiness. - The physical assets owned by the business include gold, land, commercial Building, operating assets and other pledged assets.
8.3   Chennai
Run Rate Sales
USD 4.3 million
EBITDA Margin
6 %
Business Loan
USD 360 K at 10%
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Microfinance Company Seeking Loan in Delhi, India

Newly started micro-finance company that has disbursed over INR 45 lakh to 500 clients.
- We are a micro-finance company that was recently started in Delhi. - Operations have been started and so far we have disbursed over INR 45 lakh to 500 clients. - We are associated with well known finance companies like Usha Finance and ASA Microfinance. - Company currently has one branch and is planning to open 10 more in the next 4-5 months. - Promoter has completed his MBA and CA Inter and has worked with micro-finance companies for over 8 years. - Company's physical assets include furniture, CCTV, lockers, cabins.
6.4   Delhi
Run Rate Sales
USD 30 thousand
EBITDA Margin
10 %
Business Loan
USD 240 K at 18%
Contact Business

Consumer Lending Company Seeking Loan in Raisen, India

Provides short term loans to SMEs, having served more than 100+ clients.
Company provides short term loans against a security to small enterprises upto a tune of INR 1 lakh. Since inception, we have served 100+ clients amounting to a total lending of INR 15 lakh. The loan duration is for a maximum of 4 months and we charge an annual interest of 18%. At any point in time we have INR 10 lakh with us to lend. Seeking funds to expand to Bhopal and nearby cities. Business owned assets include laptops and furniture.
5.7   Raisen
Run Rate Sales
USD 10 thousand
EBITDA Margin
15 %
Business Loan
USD 24 K at 18%
Contact Business

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    There are 28 active and verified consumer lending businesses seeking loan listed on SMERGERS as of 29 March 2024.
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