Finance Businesses for Sale and Investment

Non-operational Nidhi Limited company that primarily targeted small traders and individual consumers, and offered loans and financial products tailored to local needs. - The company operated successfully for a year and disbursed loans totalling INR 60 lakh before experiencing challenges due to the Covid-19 pandemic. - Loans were initially offered at competitive interest rates of 12% and above. - Currently, there is an outstanding receivables loan and interest amount of INR 30 lakh, indicating a substantial level of embedment in the community and potential for recovery and growth. - Past experience highlighted challenges with unsecured loans during the pandemic, prompting a strategic pivot towards offering 100% secured loans moving forward. - The business is seeking investment to relaunch operations with a more secure and revised approach, emphasizing risk mitigation through collateral-backed lending. - With certificates of incorporation and a Nidhi status ensuring compliance, the company is positioned for a prudent and legally sound resurgence in the microfinance sector. - No RBI approval is necessary for Nidhi companies, as RBI has specifically exempted this category of NBFCs in India to comply with its core provisions such as registration with RBI.

Non-profit organization dedicated to rural development with impactful offline initiatives and a growing online membership base. - 100% compliance maintained, with FCRA approval secured. - Accredited by a UK-based agency and recognized under the Startup India initiative. - Promoter with over 10 years of experience in development activities. - Focused on rural India, emphasizing skill training, infrastructure development, donations, and livelihood improvement in partnership with governments, village communities, NGOs, and local stakeholders. - Operated remotely by a passionate owner based in Australia, with local NGO partnerships ensuring operational efficiency and a lean employee structure. - Fully compliant with Section 8, 12A, and 80G certifications, as well as FCRA approval from the Ministry of Home Affairs. - We do no need to be registered under SEBI/IRDA. - Projects and initiatives funded through donations from more than 10 corporate clients.

Microfinance and consumer lending business in Sri Lanka. - Aids in women's empowerment through loan assistance. - Commenced operations in March of the current year. - The business offers short-term loans. - Loan periods span 3 months, 6 months, and 1 year. - Served over 100 clients this year. - The average interest rate ranges from 6% to 8% per month. - Permitted and registered under the Sri Lankan Registry of Companies. - According to the Sri Lankan government, a minimum of LKR 25 billion in loans must be disbursed before obtaining approval from the Central Bank of Sri Lanka.

Microfinance and consumer lending business in Sri Lanka. - Aids in women's empowerment through loan assistance. - Commenced operations in March of the current year. - The business offers short-term loans. - Loan periods span 3 months, 6 months, and 1 year. - Served over 100 clients this year. - The average interest rate ranges from 6% to 8% per month. - Permitted and registered under the Sri Lankan Registry of Companies. - According to the Sri Lankan government, a minimum of LKR 25 billion in loans must be disbursed before obtaining approval from the Central Bank of Sri Lanka.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.

Bullforce (Maliram Makharia Finstock Private Limited) is a new-generation brand in the Indian stock market. Bullforce has 25+ strong years of experience in the Indian equity and derivative markets. Bullforce offers a range of services, including stock trading on multiple exchanges like NSE and BSE, personalized investment advice through SEBI registered investment advisors and wealth vaults for bucketed investments. Bullforce has state-of-the-art trading platforms for web and mobile (Android & iOS). We target individual investors, NRIs, HNIs, and institutions, offering a user-friendly platform for opening demat accounts, and trading stocks, bonds, and IPOs with competitive fees. Bullforce also emphasizes customer service and ease of access, making it suitable for both novice and experienced investors. Business model: The key focus is on building the business covering the three segments of the market namely - retail investors, HNIs and family offices/trusts. Average footfall per outlet: about 25 to 40 per day. Competitive differentiation: • Easy and quick onboarding. • State of the trading platform with embedded research features. • Auto slicing of bulk orders for professional traders. • AI-driven investment insights. • Wealth vaults for beginners. Why an investor should take up our brand's franchise: The stock market investment business in India is one of the fastest-growing businesses today and more than 40 lakh new investors enter the market every month. Even with this, equity investors / demat account holders in India are just over 5%. A huge market is opening and we are estimating this is a very promising opportunity for the next 20 years. The company is registered in the MCA and is also registered with SEBI.