Insurance Agency Investment Opportunities

Insurance agency located in Portmore, specializing in the sale of life and non-life insurance policies. - The company has a growing database of over 1,000 clients and generates approximately JMD 5 million in revenue per month. - The company has partnered with four insurance providers, earning a commission on each policy sold. - An average of 20 to 30 policies are sold per month and an average commission of 20% is earned per policy sold. - Registered under the Financial Services Commission (FSC), the company has significant potential for revenue growth with the right funding. - The recent growth in revenue is due to the hiring of more agents who have been successful in selling a higher volume of policies.

DYS Family Raksha Insurance Web Aggregators Pvt. Ltd. , where DYS stands for "Decide Yourself, " is emerging as a prominent insurance provider channel. Our mission is to educate insurance buyers, earn their trust, and offer exceptional services. We simplify the complex world of insurance by assisting customers in purchasing directly from insurers. Our services are free for customers; we earn commissions through partnerships with leading insurance companies. Since our launch in April, we have partnered with over 10 insurance companies, listing their products on our website to meet diverse customer needs. Currently, we are on track with an annual revenue run rate of INR 60 lakh. Revenue Model: Gross Margin:   Currently 40%, with potential to reach up to 50%. Net Margin:  Currently 12-15%, with potential to reach up to 20%. Break-Even Point:  We anticipate achieving operational break-even within 6-9 months. Investment Required:  $357,499.28 USD (INR 3 Crore) to enhance marketing strategies and expand Operations team (Sales and Business) in Gurgaon. Our goal is to achieve Rs. 12 Crore in annual revenue with a 22% EBITDA within 18 months of securing investment. Founding Team: Raj Shankar (Founder & CEO):  Raj brings over 6 years of experience in the insurance industry (formerly with Policy Bazaar and IND Money). With a Bachelor of Technology, Raj is instrumental in building relationships with insurance companies and shaping our long-term strategies. Rohit Shukla (Founder & CTO):  Rohit, a Bachelor of Technology in Computer Science with over 8 years of IT experience, leads our technical team, ensuring innovative and effective solutions for our website and infrastructure. Rajan Kohli (Co-founder & COO):  Rajan, a post-graduate in Mass Communication with 10+ years in insurance (Ex Policy Bazaar employee) and client relations, oversees operational strategies and human resources, guiding our efforts towards long-term success.

The company generated USD 8,100,000 last year and pacing USD 27,725,119 this year, and currently, we are generating USD 200k on a monthly basis from policy renewals. There has been a significant increase in the revenue since there is an increase in the policy users. - We plan to use SGB as a flagship vehicle to roll up other brokers and organically scale our existing business. Our growth strategy is an easy math formula. - We are FMOs who are typically top-level organizations that are licensed to sell health insurance products in most if not all, states. - We work with multiple agents and multiple big-name and small-name carriers all across the U. S. Almost all of an FMO’s contracts are direct with carriers, and FMOs are usually able to offer agents contracts that provide higher than street-level commissions. - We have tied up with 6 agencies who market the products. - Every time we sell a policy we generate a sale of USD 500. Also, generate revenue from the re-occurring payment from the user. - Our founders helped grow a prior agency from 8 to 60 agents in just 3 years and exited at USD 40M. - Majority of the revenue is generated by the sale of health insurance.

We are exclusive partners with Etisalat for lead generation and deal closures. We have a substantial retail and corporate portfolio of more than AED 100 million in gross written premiums. We have about 6,000 corporate clients and our commission ranges between 5-40% across all products. We are registered with the Central Bank of the UAE (CBUAE) as well. Although our sales have gone down we have optimized operations and increased our net profit margin in the last 2 financial years.

We are a financial advisory company. - We have a tie-up with TATA AIA, and we are also involved with training their agents. - In just 4 months of operations we have acquired 40+ clients. - The company receives a payout on the commissions received by the agents. - We only deal with insurance policies and we also want to get into mutual funds and loans for which we are in need of funds. - Company has 3 partners with equal shareholding structure (33% each) and is debt free.

B2B insurance broking company. - We have about 300+ SME and mid-corporate clients, now developing new products and technology around opportunities in the market. - We are a team of about 70 people with a presence across 5 locations in India. - Our corporate sales team constantly works to onboard clients. - IRDAI licensed insurance brokers. - We earn revenue through commission on the sale of insurance to businesses. - The company has two shareholders and each of them has a 50% stake. - Pending office property loan of INR 2.75 crore. - Our sales have not reduced, we see an increase in sales in the months of July, August, and September.

We are an insurance distribution startup based in Delhi with the goal of empowering Bharat to protect better, invest better, and borrow better. - At the moment, we are operating in the B2B2C space in insurance (motor insurance) with a particular focus on underserved agents writing up to INR 10 lakhs of premium a month in B30 towns in India. This is a segment of the industry that is underserved by other brokers and they have the potential to write up to INR 30 lakhs of premium a month. Two reasons why they end up losing business are the high turnaround times for getting quotations and payment links. While providing the necessary service, we are simultaneously developing our partner's app so that these two issues are solved and their volumes can increase. Another issue that we are addressing is agents' cash flow. They typically have to wait for 60-90 days for payouts from others while we are releasing payouts on a T+1 basis. - We are seeking a strategic investor who believes in the potential of Bharat. We believe that tech alone will not solve the problem of low levels of financial inclusion in semi urban and rural India. A phygital approach, combining feet on the ground and tech, is the solution to the problem. With penetration of General Insurance at less than 1% in India, there is huge scope for expansion and growth especially in the areas where we are operating. We are seeking an investor who shares our vision. The investment raised will be majorly used to expand our team size that will in turn lead to increase in revenue. - The investment will enable us to become a strong regional player that can be acquired by one of the bigger brokers in a few years time, thus providing an exit opportunity to the investor. - Since the start of our operations last year, we have written INR 3.5 crore in insurance premium, sold close to 6,000 policies, and have an active base of close to 700 partner agents spread across North & East India. - We are writing on average INR 1.5 lakhs of premium daily. - Generated INR 10 lakhs in revenue (commissions). - Launched partner’s app on Google Play Store. - Have a team size of 8 across sales, ops, tech, and finance. - The founder has 20+ years of experience in financial services. - We plan to introduce micro insurance, credit, and investment solutions as and when our partners are trained to cross-sell and up-sell. - Company has no liabilities. - Company has 2 directors with 99% and 1% share distribution.

We are an IRDA certified firm & one of the best FinTech Distribution Co. partnered with different insurance providers to sell their products. - Promoters are in this business for the last 28 years and have been associated with many reputed businesses. - Have partnered with ICICI Prudential, Max Life, HDFC Group, and other insurance companies to promote and sell their products. - Provided insurance to more than 15,000+ customers. Most of our customers are from Maharashtra. - Company offers mainly life, health, and general insurance as well as other BFSI products like education loans, mutual funds, and P2P Loans. - We have prepared one special life & health insurance plan (life & health combo) through our associated insurance companies. We are hopeful to do INR 50 crore business for this financial year. - Our company's revenue surged to an all-time high due to the growing number of clients we have been receiving.