Jewelry Stores Seeking Loan

- We have more than 1,500+ clients. - Receive around 15-20 customers daily. - We give karegaar gold to prepare ornaments. We buy gold from local bullion. - We have our 2 retail shops in a local area. - Have GST and MSME certificates. - The promoters have good knowledge of this business.

- Our business is essentially a jewellery store that sells multiple accessories with timeless designs using gold & silver. - We purchase raw materials from Gujarat & Assam. The jewellery is made by our in-house designers at our facility. - We receive about 10 to 12 walk-ins every day at our retail outlet. However, the actual purchase orders received every month varies between 7 to 10. Retail sales are the only source of revenue for our company. - Prior to the onset of the pandemic, our business was generating INR 2.5 lakh on an average every month. The revenue has plummeted in the past two years. However, we are on track to regain our pre-pandemic performance. - Currently, we are dealing only in gold & silver based jewellery. However, we will soon be expanding to diamond-based jewellery as well. - The business has one single owner who has 100 percent ownership. There are no outside investors or shareholders. - Our company is entirely debt-free with no outstanding business loans, defaults, or overdue.

- Our business is engaged in wholesale of jewellery in Bangalore. - We have a product range from gold bullion, gold jewellery, silver, diamonds, to gems. - Source the products from the broker market in Bangalore from 20+ dealers. - We sell the products to retailers and have a strong relationship with 50+ clients. - Our revenue has grown this year as the sales recorded last year were less due to the pandemic but now we are back on track. - We are new to the business but have experience of 12 years in this field.

- Business was started with diamond sales and now expanded to include gold, diamond, silver and fashion jewellery. - We manufacture our own jewellery and we also deal with other designers' jewels. - We have a retail outlet and participate in jewellery shows and exhibitions across the world. - 50% of the revenue is from the retail store and 50% is from exhibitions. - We have a database with over 3,000 customers in Thailand and most of them are long time customers. - Participated in jewellery shows in the Middle East, Hong Kong, Thailand, Singapore, USA. - In a year we participate in 20-35 exhibitions across the world.

- Wholesaler and retailer of gold, and diamond jewelry with three retail shops in Lucknow. - Started business of gold bullions. - Currently, running with an average sales of 20 lakhs / month due to the COVID-19 pandemic. - The shops run only for 10 days a month and 4 to 5 hrs a day due to the lockdown. - Pre COVID the business was running with an average monthly sales of INR 90 lakh / month. - The peak sales are from March to August every year. - Have our own pre-designed jewellery as well as custom-designed jewellery as per the client's requirements. We also cater to bulk orders from clients. - Have around 20-25 vendors from whom we purchase diamonds who are based in Mumbai & Surat. - The vendors offer us a credit period of 30 days from the date of the transaction. - We also buy domestic gold and remake it as per customers' requirements. - Customers are charged a making charge of 7% depending on the designs and the product. - Physical assets include land, showrooms, furniture, and inventory. - The inventory consists of gold and diamonds which is worth INR 7 crore.

- Business operates a retail store in Gorakhpur, Uttar Pradesh that has been running since 2015. - We sell only gold jewellery at the store. - Jewellery is purchased from a single manufacturer. - In a month we receive 15-20 customers. - We also do bulk selling of jewellery to local retailers and distributors. - Currently, we sell to 10 different retailers and distributors.

- A jewellery manufacturing company located in Gujarat. - We manufacture gold, silver and diamond jewellery. - We have our own manufacturing unit, and we also outsource a part of the manufacturing to a third party. - On a monthly basis the manufacturing unit produces on an average 1,500 grams of jewellery. - We have 20 suppliers from whom we procure materials from. - The company also has a retail store. The jewellery we manufacture is sold exclusively through this store under our brand name. - The store receives 150 customers on a monthly basis. - We intend to open more stores, for which we require funding.