Microfinance Businesses for Sale and Investment

Financial company that provides small-ticket loans to individuals lacking access to formal banking. - Offers a range of services including secured and unsecured loans, consumer and auto loans, investment plans, and basic health insurance. - Customers include pensioners, salaried professionals, small business owners, and self-employed individuals. - Issues 2–3 loans weekly, with interest rates between 18% and 22%. - Operates under RBI approval as loans are disbursed through partnered banks. - Collaborates with institutions like UIDAI, CIBIL, and NPCI to enable secure and seamless services.

1-Till date clients: - 450. 2-Till date disbursement: - 4crore. 3-Company E-NACH registration. 4-Company CRIF high mark (credit report) registration. 5- Company 100% loan recovery till date. 6- Two established branches. 7-Company DLT (SMS Gateway) registration.

1-Till date clients: - 450. 2-Till date disbursement: - 4crore. 3-Company E-NACH registration. 4-Company CRIF high mark (credit report) registration. 5- Company 100% loan recovery till date. 6- Two established branches. 7-Company DLT (SMS Gateway) registration.

Non-operational Nidhi Limited company that primarily targeted small traders and individual consumers, and offered loans and financial products tailored to local needs. - The company operated successfully for a year and disbursed loans totalling INR 60 lakh before experiencing challenges due to the Covid-19 pandemic. - Loans were initially offered at competitive interest rates of 12% and above. - Currently, there is an outstanding receivables loan and interest amount of INR 30 lakh, indicating a substantial level of embedment in the community and potential for recovery and growth. - Past experience highlighted challenges with unsecured loans during the pandemic, prompting a strategic pivot towards offering 100% secured loans moving forward. - The business is seeking investment to relaunch operations with a more secure and revised approach, emphasizing risk mitigation through collateral-backed lending. - With certificates of incorporation and a Nidhi status ensuring compliance, the company is positioned for a prudent and legally sound resurgence in the microfinance sector. - No RBI approval is necessary for Nidhi companies, as RBI has specifically exempted this category of NBFCs in India to comply with its core provisions such as registration with RBI.

Microfinance and consumer lending business in Sri Lanka. - Aids in women's empowerment through loan assistance. - Commenced operations in March of the current year. - The business offers short-term loans. - Loan periods span 3 months, 6 months, and 1 year. - Served over 100 clients this year. - The average interest rate ranges from 6% to 8% per month. - Permitted and registered under the Sri Lankan Registry of Companies. - According to the Sri Lankan government, a minimum of LKR 25 billion in loans must be disbursed before obtaining approval from the Central Bank of Sri Lanka.

Business partnerships: Well-established relations with businesses to facilitate payroll deducted loan repayments. - Regulatory relations: Fully licensed by the Bank of Jamaica under the Microcredit Act, 2021, ensuring compliance and credibility. - Customer relations: Proven communication channels with customers, fostering trust and transparency and repeat customers. - Staff expertise: Professional staff with over 15 years of specialized expertise in financial services. - Location: The loan office is currently located in a commercially active business area of Kingston, centrally located to enhance accessibility. - Client base: Currently serving 350 clients in Kingston and St Catherine. - Revenue Model: Primarily based on interest and commissions on transactions and loan fees. - Loan receivables: Valued at over JMD 23 million. - The company has access to the borrowers' repository of credit information and services. - The business is resilient and has withstood economic fluctuations (i. e. Covid 19) and markets changes without needing external financial support. - Consistent financial performance - Reflecting a well-managed loan portfolio and effective risk management practices. - Consistent financial performance: Reflecting a well-managed business. The total sales have declined slightly over the past year due to a reduction in the number of loans disbursed. Financial statements are available upon request for serious inquiries.

Business has vintage of more than 6 years in microfinance industry. - The business has a large number of repeat clients. - Considering our valuable services and the fact that they have grown further and helping them to increase their earnings and lives as well. - Currently we have more than 74,000 clients. - We mainly cater to lower class people helping with smaller loans of ticket sizes from INR 10,000 up to INR 90,000 at a yearly interest rate of 27% - Loans below INR 30,000 are repaid within a year, and tickets above INR 30,000 take upto 2 years to be repaid. - The business has a valid RBI license for operations in the industry.

Microfinance company offering commercial, mortgage, and business loans. - Extensive experience in microfinance, spanning 15 years. - Professional staff with specialized expertise in financial services. - Well-established relations with supervisory bodies and regulators, ensuring compliance and credibility. - Proven communication channels with customers, fostering trust and transparency. - Strategically located office in a commercially active area of the city, enhancing accessibility. - Targeting small to medium-sized businesses. - Currently serving 100 clients exclusively in Georgia. - Holds licenses from the Central Bank of Georgia for registration and currency exchange. - Revenue model primarily based on interest and commissions on transactions. - Majority of revenue derived from interest payments.

1. The firm was established in 2017 to provide small-group loans for women in Sri Lanka. 2. The company is registered under the Lanka Microfinance Participation Association and has more than 5,000 customers. 3. Products & services offered include microloans, business loans, product loans, and staff loans. 4. The company is focused on reviewing and upgrading internal processes and systems to provide improved customer service. 5. The company's services are aimed at helping people in the district to become economically successful. 6. The company currently employs 33 people. 7. The company is headed by an experienced industry professional.

We are located in the two most populous cities in Zambia - Lusaka and Kitwe. - We have invested in cloud-based tailored loan management system which will support scaling. - We have a Bank of Zambia licence and audited financials for every year since inception. - We have an established client base and are currently servicing over +500 clients on our loan book. - We have an experienced management team.