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Microfinance Businesses Seeking Loan in India

Showing 1 - 3 of 3 Microfinance Businesses Seeking Loan in India. Lend to a Microfinance Business. Listed by Direct Business Owners & Business Brokers.
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Microfinance Company Seeking Loan in Mysore, India

Microfinance firm seeking capital to expand unsecured lending portfolio and restore growth momentum.
Microfinance business providing unsecured working capital loans to small vendors through a daily repayment model. - Offers unsecured business loans ranging from INR 40,000 to INR 1 lakh, designed to support the working capital requirements of small businesses and micro-entrepreneurs. - Has successfully disbursed over 350 loans and maintains an excellent collection rate of approximately 99%, reflecting disciplined credit assessment and recovery practices. - Operates a structured daily collection model that enables close portfolio monitoring, timely repayments, and strong customer engagement. - Sales have declined due to working capital constraints after some directors exited the business and withdrew their initial capital contribution, creating an opportunity for fresh investment to revive growth. - Well-positioned to scale lending operations by strengthening its capital base and expanding its borrower portfolio. - Holds a Nidhi license, with no additional regulatory approvals required for its current operations.
6.8   Mysore
Run Rate Sales
USD 62 thousand
EBITDA Margin
25 %
Business Loan
USD 156 K at 12%
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Microfinance Company Seeking Loan in Etmadpur, India

Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
Financial company that provides small-ticket loans to individuals lacking access to formal banking. - Offers a range of services including secured and unsecured loans, consumer and auto loans, investment plans, and basic health insurance. - Customers include pensioners, salaried professionals, small business owners, and self-employed individuals. - Issues 2–3 loans weekly, with interest rates between 18% and 22%. - Operates under RBI approval as loans are disbursed through partnered banks. - Collaborates with institutions like UIDAI, CIBIL, and NPCI to enable secure and seamless services.
Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
7.1   Etmadpur
Run Rate Sales
USD 37.4 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 42 K at 15%
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Microfinance Company Seeking Loan in Hyderabad, India

Digital marketing company that plans to start providing micro loan services.
We are a digital marketing company that was started in the beginning of the year. - Already have 4 large clients who have multiple branches across India. - We provide various digital marketing services such as social media marketing, SEO and website development. - Company has an annual contract with these clients to provide the services when required. - Our plan is to start another entity to provide micro loans services and have already started the registration process. - Within the next 15 days we expect to get the Nidhi permission to begin provision of loans. - Initially we would continue to use our current office space to provide these loans. - Promoter has 2 years of experience in digital marketing and 5 years of experience in financial services. - Company's physical assets include laptop, furniture and other office equipment.
6.8   Hyderabad
Run Rate Sales
USD 12.5 thousand
EBITDA Margin
30 %
Business Loan
USD 15.6 K at 12%
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Microfinance Company Seeking Loan in Hyderabad, India

Digital marketing company that plans to start providing micro loan services.
We are a digital marketing company that was started in the beginning of the year. - Already have 4 large clients who have multiple branches across India. - We provide various digital marketing services such as social media marketing, SEO and website development. - Company has an annual contract with these clients to provide the services when required. - Our plan is to start another entity to provide micro loans services and have already started the registration process. - Within the next 15 days we expect to get the Nidhi permission to begin provision of loans. - Initially we would continue to use our current office space to provide these loans. - Promoter has 2 years of experience in digital marketing and 5 years of experience in financial services. - Company's physical assets include laptop, furniture and other office equipment.
6.8   Hyderabad
Run Rate Sales
USD 12.5 thousand
EBITDA Margin
30 %
Business Loan
USD 15.6 K at 12%
Contact Business
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    There are 3 active and verified microfinance businesses seeking loan in India listed on SMERGERS as of 03 October 2026.
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