Mid Market Businesses for Sale

Executive summary. The company is a well-established BFSI services and technology platform with over two decades of operating history, delivering mission-critical verification, risk assessment, and compliance services to leading PSU banks, private banks, and NBFCs. Operating with a clean, debt-free balance sheet, the business has demonstrated consistent profitability and strong institutional credibility across South India. Founded 34 years ago and incorporated 21 years ago, the company has evolved from a traditional services provider into a technology-enabled BFSI solutions platform, supported by proprietary systems, ISO 27001 certification, and scalable operational infrastructure. Business overview. The company specializes in due diligence, credit risk assessment, background verification, and field investigation services for financial institutions. Its offerings are deeply embedded within client lending and compliance workflows, resulting in high repeat business, long-term empanelment, and strong entry barriers. With a workforce of 150 full-time employees and access to 350+ field executives through in-house and subsidiary structures, the company has built robust execution capabilities supported by stringent quality control and audit mechanisms. Financial snapshot. Revenue: ~INR 10 crore (stable over the last four years) Profit after tax: ~INR 57 lakh. Debt: Nil. Cash & fixed deposits: ~INR 1.5 crore. Fixed assets: ~INR 15–20 lakh. The business operates with strong cash discipline, surplus liquidity, and no external leverage. Technology & intellectual property. The company has developed a proprietary operational technology platform that is currently live and supporting day-to-day delivery. A second, more advanced platform is ~90% complete, aimed at enhancing automation, analytics, and scalability. Additionally, one patent is under process, strengthening long-term IP defensibility. The technology architecture is automation-ready, enabling margin expansion and national scalability without proportional increases in headcount. Promoter & governance. The business is founded and led by promoter, who brings 25+ years of BFSI experience and deep institutional relationships. The promoter has successfully navigated regulatory, operational, and risk environments across multiple credit cycles and remains open to a structured transition, advisory, or continuity role post-transaction, if required. Governance practices are mature, with a strong focus on compliance, data security, and operational risk control. Growth & scalability opportunities. Key growth levers include: Expansion beyond South India into other banking-heavy regions. Technology-led margin improvement through automation. Addition of new PSU, private bank, and NBFC relationships. Cross-selling adjacent BFSI risk, compliance, and verification services. With capital and strategic backing, the platform is well-positioned to scale nationally and evolve into a broader BFSI risk-tech provider. Transaction rationale. The promoter is evaluating strategic alternatives to unlock liquidity while ensuring long-term growth and institutionalization of the business. Two structures are under consideration: Full acquisition (preferred): Enables immediate control, faster scaling, deeper technology integration, centralized analytics, and complete risk transfer to the acquirer. Selective secondary sale: Allows minority entry into a profitable BFSI platform with promoter continuity, offering medium-term value creation and defined exit visibility. Indicative transaction terms. Structure: Full acquisition or minority secondary sale. Indicative valuation: ~₹13 Cr (approximately 1.3x of revenue) Flexibility: Earn-outs or structured payouts can be considered. Execution: Professionally managed, CS-led transaction process. Investment thesis. This opportunity offers investors a rare combination of longevity, profitability, institutional trust, clean financials, and proprietary technology within the BFSI services space. The platform is de-risked operationally, scalable technologically, and well-suited for strategic buyers, PE funds, or family offices seeking predictable cash flows with expansion upside.

Established banking technology solutions provider with over 17 years of domain experience in data integration, migration, modernization, and archival services. - Delivered 30+ large-scale data transformation programs and 25+ migration implementations across multiple core banking platforms. - Deep hands-on experience across 10+ core banking systems, supporting banks during upgrades, mergers, and system replacements. - Serves a strong client base of reputed banks and financial institutions across India, MENA, and select global markets. - Founding team brings over two decades each in banking technology, payments, product design, and enterprise strategy. - Operates a profitable and scalable delivery model combining product licensing, implementation services, and managed services. - The business has a valid business registration certificate.

The business operates in the Non-Banking Financial Company (NBFC) industry, headquartered in New Delhi, with 15 dedicated employees. - It focuses on capital market investments, Micro, Small and Medium Enterprises (MSME) lending, and foreign exchange services, catering to a diverse range of financial needs. - The company has successfully lent money to over 100 clients, including corporates, retail clients, individuals, and various businesses, showcasing its broad appeal in the market. - Revenue generation is primarily achieved through interest on loans, charging competitive rates of 14% to 18% per annum on asset-backed loans, with loan durations spanning from 1 to 5 years. - Additionally, the business earns commission on foreign exchange transactions, diversifying its income streams and stabilizing cash flow. - With a substantial total capital deployment in the range of INR 5-8 crore, the company demonstrates financial stability and a commitment to supporting client needs. - The promoter boasts 34 years of experience in the finance sector, establishing valuable business relationships, credibility, and expertise in managing financial operations. - Authorized by both the Reserve Bank of India (RBI) and holding a foreign exchange license, the company complies with regulatory requirements, ensuring trust and safety for its clientele.

The business is a receptive tour operator based in Santiago, specializing in customized travel itineraries for independent travelers visiting Chile and Argentina. - With annual sales exceeding USD 500,000, the company has established a solid reputation, supported by a 13% conversion rate from approximately 900 inquiries every season. - The primary customers are fully independent travelers, constituting 90% of bookings, emphasizing personalized service tailored to individual needs. - The company operates with a streamlined team of only 2 employees, efficiently outsourcing tasks as necessary to maintain low overhead costs. - A robust network of suppliers, including hotels, activity providers, and transportation companies, ensures quality offerings and a wide range of choices for travelers. - The business strategy involves charging a 20% commission on curated travel packages, providing a sustainable revenue model that has previously garnered a 25% commission rate. The commission was lowered to attract more suppliers and reduce overall pricing in consumers' favour. - The company has grown organically without external investments or SEO efforts, indicating significant growth potential for future owners who wish to scale operations or enhance online visibility. - No licenses or approval are required to carry out the operations.