NBFC for Sale

The company is an NBFC providing gold loans, microfinance, and business loans. - It operates through 100+ branches across South India. - The company’s 100+ branches operate from rented premises, while the headquarters are owned. - The company has served approximately 2.5 lakh customers to date. - Its revenue model is based on interest income earned on loans. - The company is registered as a private limited entity and is fully compliant with all applicable NBFC regulations. - It is registered with the Reserve Bank of India.

The business operates in the Non-Banking Financial Company (NBFC) industry, headquartered in New Delhi, with 15 dedicated employees. - It focuses on capital market investments, Micro, Small and Medium Enterprises (MSME) lending, and foreign exchange services, catering to a diverse range of financial needs. - The company has successfully lent money to over 100 clients, including corporates, retail clients, individuals, and various businesses, showcasing its broad appeal in the market. - Revenue generation is primarily achieved through interest on loans, charging competitive rates of 14% to 18% per annum on asset-backed loans, with loan durations spanning from 1 to 5 years. - Additionally, the business earns commission on foreign exchange transactions, diversifying its income streams and stabilizing cash flow. - With a substantial total capital deployment in the range of INR 5-8 crore, the company demonstrates financial stability and a commitment to supporting client needs. - The promoter boasts 34 years of experience in the finance sector, establishing valuable business relationships, credibility, and expertise in managing financial operations. - Authorized by both the Reserve Bank of India (RBI) and holding a foreign exchange license, the company complies with regulatory requirements, ensuring trust and safety for its clientele.

The business is a Non-Banking Financial Company (NBFC) based in Jaipur, specializing in loan against property (LAP) financial services, emphasizing a strong local presence. - Established 29 years ago, the company serves a diverse customer base, catering primarily to salaried individuals, self-employed professionals, small traders, and small service providers. - The primary products and services offered include loan against property, personal loans, business loans, and group loans, making it a versatile provider of financial solutions tailored for various needs. - Average loan ticket size is INR 1 lakh, with an annual interest rate of 24%, contributing significantly to revenue through interest on loans. - The company's EBITDA margin stands at 20%, showcasing strong operational efficiency and profitability in the competitive personal loans industry. - Revenue generation is mainly driven by interest collected on loans, and the company emphasizes careful credit assessment and rigorous client background checks to manage risk effectively. - With an experienced team of 30 full-time employees, the business has developed its own collections and recovery team to ensure effective loan management and customer service. - Registered under the Reserve Bank of India (RBI), the company follows strict regulatory guidelines, fostering trust and credibility in the financial services sector. - By focusing on both individuals and small businesses, the company plays a crucial role in helping clients meet personal needs, such as home renovations or debt consolidation, and supports small traders with working capital requirements. - Sales were affected last year due to limited service offerings but have recovered this year with full operational resumption.

The business is a Non-Banking Financial Company (NBFC) based in Jaipur, specializing in loan against property (LAP) financial services, emphasizing a strong local presence. - Established 29 years ago, the company serves a diverse customer base, catering primarily to salaried individuals, self-employed professionals, small traders, and small service providers. - The primary products and services offered include loan against property, personal loans, business loans, and group loans, making it a versatile provider of financial solutions tailored for various needs. - Average loan ticket size is INR 1 lakh, with an annual interest rate of 24%, contributing significantly to revenue through interest on loans. - The company's EBITDA margin stands at 20%, showcasing strong operational efficiency and profitability in the competitive personal loans industry. - Revenue generation is mainly driven by interest collected on loans, and the company emphasizes careful credit assessment and rigorous client background checks to manage risk effectively. - With an experienced team of 30 full-time employees, the business has developed its own collections and recovery team to ensure effective loan management and customer service. - Registered under the Reserve Bank of India (RBI), the company follows strict regulatory guidelines, fostering trust and credibility in the financial services sector. - By focusing on both individuals and small businesses, the company plays a crucial role in helping clients meet personal needs, such as home renovations or debt consolidation, and supports small traders with working capital requirements. - Sales were affected last year due to limited service offerings but have recovered this year with full operational resumption.

Inactive, 20-year-old company listed on the NSE and registered in Delhi. - Previously operated as an NBFC; the acquiring party can repurpose the entity for any new line of business. - Offers a fully compliant, exchange-listed corporate structure saving the buyer the significant cost and long timelines involved in securing a fresh stock-exchange listing. - Estimated cost of obtaining a new listing exceeds INR 4 crore, along with extensive regulatory procedures. - Holds a valid RBI NBFC License. - Sale includes the company name, legal documentation, audited statements, existing license, and trademark, allowing a seamless transition for the new owner.

With over three decades in operation, this Delhi-based NBFC has established itself as a reliable financial service provider in the region, offering a robust portfolio of lending solutions. - The company predominantly serves the funding needs of individuals, SMEs, and industry and retail entities, promoting business expansion through strategic financial assistance. - Holding a non-NDSI status, this promoter-held NBFC has effectively managed a loan portfolio comprising 45 clients. - Total loans disbursed in the last financial year amounted to INR 23.6 crore, with retail loans accounting for approximately 54% of this amount, highlighting the company's significant focus on retail clientele. - The business model primarily hinges on interest income derived from a well-diversified portfolio of retail and commercial loans. - With a compact yet efficient team of 8 employees, the company leverages its established network to facilitate lending, ensuring seamless service delivery. - Operating registered under the Reserve Bank of India (RBI), this NBFC adheres to stringent compliance norms ensuring transparency and trustworthiness.

This is the sale of a registered private limited entity. - Includes category B Non-Banking Financial Company (NBFC) license issued by the Reserve Bank of India (RBI), ensuring adherence to national financial regulations. - A liquidity fund of INR 5 crore is required to retain the license which should be put in by the buyer post the sale. - Impending regulatory changes will raise this requirement to INR 10 crore, hence making this a unique opportunity. - The license enables the establishment of a company that can offer a wide range of financial products, including loans, hire purchases, and asset reconstruction services. - The sale includes the licenses that can facilitate various financial services under the existing legal framework. - The transaction excludes any assets or liabilities.