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Owner Financed Businesses for Sale and Investment

Showing 15 - 28 of 18,238 Owner Financed Businesses for Sale and Investment. Buy or Invest in an Owner Financed Business. Listed by Direct Business Owners & Business Brokers.
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Profitable Sales Agency for Sale in Nottingham, UK

Consumer finance & data-aggregation platform focusing exclusively on generating leads for financial advisors.
Company primarily into BFSI lead generation business, fully authorized by FCA (738619) for credit lending-related activities. We’ve been operating in the UK for over a decade now and working with top lead sellers, IFAs, leading mortgage networks, and brands related to protection insurance, health insurance, mortgage, and later life lending products. We’ve generated over 400,000 inquiries related to life insurance, PMI, income protection, loan, mortgage (Including BTL, re-mortgage, FTB, and commercial mortgages), bridging finance, equity release. Previously we were regulated by OFT (Office of Fair Trading) and MoJ (Ministry of Justice) as well before FCA took over key assets. 1. FCA full authorization, and license for credit lending activities. Fully compliant with ICO as well. 2. 400k+ users who used our services to purchase one of the BFSI products and have high lifetime value (LTV min. average ~ GBP 4k including recommendation, switch or upgrade, new product inquiry) if nurtured & serviced in-house, using our automated lead nurturing platform iLDS. 3. 10+ customer-facing websites with 800+ customized landing pages, micro templates, advertising materials & digital assets. 4. High spend (£2 million+) Google & Bing active accounts with all performance history that goes back to 2012. Monthly credit billing up to £100k, can be extended based on future spending. These high-spend old accounts provide a competitive advantage on low-cost new “customer acquisition” (CAC) cause of their long-term performance history, over new accounts. 5. Our in-house data management and analytics platform, iLDS (Integrated lead distribution system) manage all buyers’ integration, demand-supply, prospect-life-cycle management, marketing performance, sales pipeline, new prospects & GDPR compliance, and follow-up on a daily basis. It’s “user-access-control” restricted and employees can check their departmental performance (financials – projection vs delivery, new customer volume, CAC) on a real-time basis, to improve daily performance. 6. Codebase and IP - Tech Stack: Angular, ASP. NET Core, Django, AWS, DynamoDB, SQL, Flutter, Twilio. Currently, we are considering a strategic partnership or a buyout. - Have an average yearly turnover of GBP 450k*
7.4   Nottingham
Run Rate Sales
USD 800 thousand
EBITDA Margin
20 - 30 %
Business for Sale
USD 1.68 Mn
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Web & Mobile Development Company Investment Opportunity in Pune, India

Web development company own cloud-based payment portal, Banking & Finance offering more than forty products.
We are software services Company dealing in both web based and offline software. Web servers are used to operate database. This gives clients access to centralized database that can be used in more than one location at a time. Product portfolio includes more than 40+ offline software products. Product demo is available for each one of them. We are already servicing more than 120 retail clients which provides us a steady revenue in form of annual maintenance contracts. Project flow has been encouraging and we are receiving good client reviews. Company is also present in Data Centre, Web Hosting and Domain Registration space. We have an accounting, sales and web development department as part of the business.
6.8   Pune
Run Rate Sales
USD 68 thousand
EBITDA Margin
14 %
Partial Stake Sale
USD 40 K for 10%
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Web & Mobile Development Business Investment Opportunity in South Jakarta, Indonesia

Finance monitoring and analysis web systems development company in Jakarta with 12 clients, seeking investment.
Company specializing in developing finance monitoring and analysis web systems, located in Jakarta. - Used for real-time financial monitoring, accessing financial information directly in real-time and monitoring a company's transactions, cash flow and financial performance. - Offers a range of unique services including an efficient budget management system, automatic transaction tracking, in-depth financial reporting, and invoice management. - The company operates on a project basis, receiving approximately 10 projects per year with an average project value of USD 600. - Has 12 clients in the healthcare and IT industries and the average project duration ranges from 3 to 6 months. - There is 1 permanent employee, which is the owner, rest are outsourced.
5.6   South Jakarta
Run Rate Sales
USD 6 thousand
EBITDA Margin
40 %
Partial Stake Sale
USD 36 K for 12%
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Web & Mobile Development Business Investment Opportunity in South Jakarta, Indonesia

Finance monitoring and analysis web systems development company in Jakarta with 12 clients, seeking investment.
Company specializing in developing finance monitoring and analysis web systems, located in Jakarta. - Used for real-time financial monitoring, accessing financial information directly in real-time and monitoring a company's transactions, cash flow and financial performance. - Offers a range of unique services including an efficient budget management system, automatic transaction tracking, in-depth financial reporting, and invoice management. - The company operates on a project basis, receiving approximately 10 projects per year with an average project value of USD 600. - Has 12 clients in the healthcare and IT industries and the average project duration ranges from 3 to 6 months. - There is 1 permanent employee, which is the owner, rest are outsourced.
5.6   South Jakarta
Run Rate Sales
USD 6 thousand
EBITDA Margin
40 %
Partial Stake Sale
USD 36 K for 12%
Contact Business

Microfinance Company Seeking Loan in Nagaur, India

Small shopkeeper loan provider micro finance company.
1-Till date clients: - 450. 2-Till date disbursement: - 4crore. 3-Company E-NACH registration. 4-Company CRIF high mark (credit report) registration. 5- Company 100% loan recovery till date. 6- Two established branches. 7-Company DLT (SMS Gateway) registration.
Small shopkeeper loan provider micro finance company.
7.4   Jaipur
Run Rate Sales
USD 340 thousand
EBITDA Margin
16 %
Business Loan
USD 227 K at 16%
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Newly Established Motorcycle Dealers Company Investment Opportunity in Patan, Nepal

Pre-revenue motorcycle sales and maintenance business seeking investment to finance working capital, fleet and expansion.
Newly incorporated private limited automobile services company based in Bagdol, Lalitpur, Nepal, currently pre-revenue and seeking growth capital. - Core activities will include buying and selling second-hand motorcycles, repair and maintenance services, and sale of bike accessories and spare parts (aftermarket parts and replacement parts). - Additional services will include exchange programs for used bikes and planned future offerings of vehicle rental services and electric vehicle charging station infrastructure. - Target customers are retail riders, fleet operators, and corporate clients requiring vehicle maintenance, parts supply, and bike rental solutions. - Revenue will be generated from bike sales (used-bike margin), repair and service fees, parts and accessories sales, exchange transaction commissions, and future rental and charging station fees. - Operations will start in Lalipur/Bagdol with plans to expand across Nepal; growth strategy includes franchising or branch rollouts and partnerships with local workshops. - In talks with 16 workshops for service tie-ups to extend repair network and expand service coverage for roadside assistance and workshop referrals. - Founder has ~10 years’ experience in the automobile industry who oversees operations, supplier sourcing, and workshop integrations. - Seeking NPR 2.5 Crore investment to fund working capital, inventory acquisition (used bikes and parts), setup of rental fleet, and initial buildout for charging station pilots. - The business will be operating as an in-person service center in Bagdol, Lalitpur providing diagnostics, mechanical repairs, parts retail, and customer service for walk-in and scheduled maintenance.
6.7   Patan
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 177 K for 30%
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Factoring Business for Sale in Karawang, Indonesia

Finance business in Indonesia offers cash-bon financing services with 120 current clients.
Our business operates in the field of conventional financing services in Karawang, Indonesia. - Main product and service is cash-bon financing for employees, with 120 current clients. - We are also expanding our financing services to farmer groups, with two groups of 10 members each. - Team has experience in building relationships and references from previous teams. - Our company is new and has not yet received any awards. - We work together with the company’s Human Resources & Development (HRD) department to open up market functions. - We have 10 employees and are looking to expand our services in the future.
5.7   Karawang
Run Rate Sales
USD 82 thousand
EBITDA Margin
9 %
Business for Sale
USD 36.5 K
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Newly Established Restaurant Seeking Loan in Verbania, Italy

Looking for investors to finance new restaurant located on a prime location, front lake.
The business will be developed by an awarded chef. - Speakeasy cocktail bar (in the basement), a restaurant on the mezzanine floor of 75 seats, and at the rooftop 4 rooms with a lake view, and the property has direct access to the lake beach. - Looking for a private investor to set up a business in a prime location on a lake area just 30km from the Swiss border and 45km from the international airport. - The promoter is a chef who has 25 years of experience in this industry.
6.3   Verbania
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 1.17 Mn at 5%
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Investment Bank Investment Opportunity in Dubai, UAE

Leading investment banking firm (corporate finance) with global presence seeks investment.
1. Client base across Africa, GCC and Indian sub continent 2. Track record of deals closed in more than 15 countries 3. Relationships with financial institutions across all major financial centers like London, Switzerland, Singapore, USA etc. 4. More than 40 business introducers across 15 countries 5. Signed MOU's with regional banks and large Investment banking firms. 6. Providing various ancillary services to clients. 7. enjoys a very strong brand name and reputation in the market. 8. Strong goodwill as a leading player in the financial advisory and capital raising space for the last 10 plus years.
6.9   Dubai
Run Rate Sales
USD 820 thousand
EBITDA Margin
30 - 40 %
Partial Stake Sale
USD 1.5 Mn for 50%
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Newly Established Payment Services Company Investment Opportunity in London, UK

Fintech business with robust EMI license for sale, ideal for scaling digital finance operations.
The business is a London-based fintech company with a fully authorized Electronic Money Institution (EMI) license sanctioned by the Financial Conduct Authority (FCA), offering a solid regulatory foundation. - Collaboratively linked with Ebury Partners UK Ltd, the company has an active partnership for Foreign Exchange (FX) transactions and payment gateway services, enhancing its service offerings and customer reach. - Equipped with active UK bank accounts and a compliance-ready infrastructure, this firm ensures seamless financial operations and adherence to regulatory standards. - The company has developed proprietary AML/KYC software and transaction monitoring tools, emphasizing its commitment to security and risk management in the digital finance sector. - An operational fintech platform and backend that is API-ready positions this business as a tech-driven entity poised for integration and scalability. - With an established domain name, brand identity, and digital presence, the business possesses necessary digital assets to amplify its market visibility and reputation. - A draft asset/share purchase agreement is in place, valued at £2.5M, indicating substantial investment potential and clear valuation prospects for prospective buyers. - This is a client-owned company. The advisor is currently based in London for business purposes but frequently travels between Dubai and London as needed.
7.4   London
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 20 Mn for 40%
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Accounting Firm Seeking Loan in Nagpur, India

Nagpur based business providing legal, tax, finance and marketing consulting services to over 100 clients.
A business providing consulting services based in Nagpur, Maharashtra. - We provide GST and tax filing, accounting, legal and marketing support. - Currently have 100 clients we are working with. - Most of our revenue is generated at the end of the financial year when filing of tax is done. - We focus on providing these services to SMEs. - Director has 5+ years of experience in legal taxation filing. Our team includes CA, CS, bankers and MBS qualified professionals. - We are now looking to open a branch office in Raipur and begin taking on clients in that region. - Business started late last year and hence did not generate any revenue for the previous year. - Physical assets include computers and furniture.
5.7   Nagpur
Run Rate Sales
USD 6.8 thousand
EBITDA Margin
15 %
Business Loan
USD 11.3 K at 12%
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Profitable Payment Services Company Investment Opportunity in Brno, Czechia

Peer to peer semi decentralized finance marketplace, processing $3.5M+ transactions with 30,000+ users.
We are the pioneer in launching a truly operational finance marketplace. Our platform seamlessly integrates multiple financial services, offering users a one-stop solution for all their financial needs, including trading, investments, payments, and more. - Demonstrating rapid growth and trust in our platform, we successfully processed transactions exceeding USD 3.5+ million within its first year with 5 approved vendors. - This milestone reflects the strong adoption and reliability of our services among 30,000+ active users. - We issued a custom crypto token with a total supply of 100 million, each valued at USD 0.5. This token not only serves as a medium of transaction on our platform but also represents a significant asset and investment opportunity for our stakeholders. - Our primary source of revenue is through the use of our product as a payment gateway. We charge the business 1-2% of the transaction value along with a fixed charge of 30 cents for blockchain purposes. - Our platform caters to both business-to-business (B2B) and business-to-consumer (B2C) markets. This dual focus allows us to offer tailored financial solutions that meet the diverse needs of individual consumers and corporate clients. - Our technical co-founder brings a wealth of expertise and innovative vision to the table. Their technical prowess ensures that our platform remains at the forefront of technological advancements, delivering robust and scalable financial solutions. - Our team comprises of 25 professionals with extensive backgrounds in finance, technology, legal, business development and marketing. This collective experience empowers our business to navigate complex market dynamics and deliver exceptional results in revenue. - The co-founders of our company boast over a decade of experience in their respective fields. Their deep industry knowledge and strategic insights are pivotal in steering the company towards sustained growth and innovation. - We are licensed by the Czech Republic to operate both custodian and non-custodian wallets. This regulatory approval underscores our commitment to security, compliance, and trustworthiness in managing users' crypto assets. - We have developed a bespoke on-ramp solution specifically for approved vendors. This feature simplifies the process of converting fiat to crypto, enabling businesses to seamlessly integrate and utilize our platform's financial services. - We offer a unique gift card integration within our marketplace. Users can easily purchase, redeem, and manage gift cards, providing a flexible and convenient way to engage with our platform and enjoy various services. - This listing is put up by one of the owners who is currently residing in Nigeria. - We have had a professional valuation done for our business based on the expected profits to reach USD 15M in 2 to 5 years.
Peer to peer semi decentralized finance marketplace, processing $3.5M+ transactions with 30,000+ users.
8.1   Brno
Run Rate Sales
USD 4.8 million
EBITDA Margin
3 %
Partial Stake Sale
USD 500 K for 7%
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Language Center Investment Opportunity in Makati, Philippines

Known for 15 years in the education industry, need help in business development and finance.
Company operates an English language training and development center focused on training professionals. - We have courses with 16 hrs, 40 hrs, and 120 hrs of classes and coursework. - Students consist mostly of professionals who take up our 40-hour training course. - All course fees are paid in advance and we have no receivables. - We are one of the most experienced and respected training providers for business English and communication skills. - The center is known for providing sustainable quality training using practical and branded unique methodologies. - Course intake for each course varies from 100-200 students. - Our advertising is primarily through word of mouth and our website. - Our sales have suffered a marginal drop due to the pandemic. - Investor will get a 30% stake in our company for PHP 12 million. - The owner has been running this business for 15 years. - The company has grown and developed rapidly from its PHP 250,000 initial capital investment.
7.8   Makati
Run Rate Sales
USD 106 thousand
EBITDA Margin
40 %
Partial Stake Sale
USD 210 K for 30%
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Ecommerce Website Investment Opportunity in Tunapuna, Trinidad

Profitable business subscription website, 150+ businesses in 1st year, seeking finance for marketing and warehouse.
Online e-commerce website/ business directory where users search for any kind of service and/or products they need e. g. catering, hairdresser, accessories, electrician, clothes, places for rent, food, plumbers, shoes. - Products delivered to their doorstep (delivery service) - Have 170+ businesses subscribed, with little to no marketing. - Businesses are listed in the online mall and they can sell products and/ or make bookings straight from the website. - A mobile application is in the making. - Our model has multiple revenue streams - through subscriptions, social media marketing, E-commerce, ads, deliveries, and affiliate marketing. - Fast-growing social media. - We do event promotions and ticket sales. - We get an average of around 86 visitors per day, with 50% bounce rate. - Our assets include website, users database, business list, license, social media accounts, signs, and vehicles.
6.8   Tunapuna
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 118 K for 10%
Contact Business

Industrial Machinery Wholesale Business Seeking Loan in Salem, India

Industrial machinery wholesale company served 900+ clients seeks loan to finance orders and purchase inventory.
900 clients served. - Utilized in spinning mills, sago factories, and sabudha factories. - Market coverage extends to Salem, Namakal, and Bangalore, serving clients in the rice mill and broader industrial machinery industries. - Manufacturing operations outsourced to over 100 suppliers. - Sales experienced a decline this year attributed to supply chain challenges.
Industrial machinery wholesale company served 900+ clients seeks loan to finance orders and purchase inventory.
6.7   Salem
Run Rate Sales
USD 68 thousand
EBITDA Margin
20 %
Business Loan
USD 57 K at 12%
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    There are 18238 active and verified owner financed businesses for sale and investment listed on SMERGERS as of 11 September 2025.
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