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    Payment Services Businesses for Sale and Investment

    Showing 1 - 14 of 57 Payment Services Businesses for Sale and Investment. Buy or Invest in a Payment Service Business. Listed by Direct Business Owners & Business Brokers.
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    Payment Services Company Equity Stake For Sale in South Jakarta, Indonesia

    Jakarta technology company providing integrated cloud, POS, AI and industrial solutions, seeks funding.
    Technology company headquartered in Jakarta providing an integrated suite of cloud, software and industrial technology solutions. - Offers a POS system, email services, domain and hosting services, AI-powered application development, colocation and industrial monitoring solutions. - Provides monitoring solutions for oil and gas pumps, mining systems and factory operations. - AI technology supports automated development of websites, web applications, Android applications and Apple applications. - XCSM Vault provides virtual machine protection and secure system connectivity for high-security data protection. - POS system is integrated with dynamic QRIS payments and is designed for UMKM and SME businesses across food and non-food sectors. - Android-based POS application supports menu management, automated ordering, payment recording with Dynamic QRIS provided by our partner DOKU tier 1 PJP in indonesia, multi-branch operations and analytics covering sales, employees, products and branches. - POS platform is offered without an upfront usage charge, no subscription, and applies only a 5% fee on final sales, to attract merchants with full stand alone pos system, stand alone qris dynamic, stand alone kitchen system, table order, and stand alone with AI manage and interconnection between apps to be super apps for UMKM selling system. - The company targets large-scale adoption among UMKM users and plans to expand its POS network with target of 1,000,000 merchant in 10 years with revenue of 4,3% from each sale per merchant with possible of revenue to IDR 9,000,000,000,000/year. - Generated approximately IDR 500 million in revenue last year, with an additional IDR 200 million pipeline from colocation and monitoring services. - Email services generated approximately IDR 100 million in revenue. - The company provides migration solutions for organisations affected by the planned discontinuation of AWS WorkMail, targeting customers across Indonesia and ASEAN. - All domain services are integrated with the company's proprietary technology platform. - Maintains a corporate banking account with Bank Mandiri through Kopra. - The business is fully registered with Akta Pendirian, NIB, Ijin Usaha and NPWP. Does not need any other approvals for operations.
    Jakarta technology company providing integrated cloud, POS, AI and industrial solutions, seeks funding.
    8.4   South Jakarta
    Run Rate Sales
    USD 47 thousand
    EBITDA Margin
    0 - 10 %
    Partial Stake Sale
    USD 56 K for 5%
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    Payment Services Company for Sale in Prague, Czechia

    CZ Small-scale Payment Institution (SPI) registered with the Czech National Bank, offered for full sale.
    Czech company founded 12 years ago and registered as a small-scale payment service provider for the past 11 years. - It has an established regulatory, corporate, and operating history and is not a newly incorporated shelf company. - The company operates within the Czech small-scale payment service provider regime and is suitable primarily for a strategic buyer seeking an established Czech regulated payment-services entity as a platform. - The principal value lies in its regulatory and operating history rather than current profitability or proprietary technology. - Shareholders are willing to provide reasonable cooperation during the handover.
    9   Prague
    Run Rate Sales
    USD 5.5 thousand
    EBITDA Margin
    Operating at loss
    Business for Sale
    USD 330 K
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    Payment Services Company for Sale in Ahmedabad, India

    Developer providing API-driven financial services, and white-label technology solutions with strong yearly transaction volume.
    Financial services provider based in Ahmedabad, established 8 years ago, dedicated to offering API-driven solutions for businesses. - Our key products include a variety of APIs like Payout API, Virtual Account API, and UPI Collection API that make financial transactions smooth and efficient. - We cater to both B2B and B2C segments, providing services in eCommerce, bill payments, and domestic money transfers. - Our offerings also include white-label technology solutions, allowing businesses to rebrand our services under their own name for products like mobile and DTH recharges. - Last year, we processed an impressive transaction volume of ₹36 crore, with our annual sales hitting ₹36,00,000 and a steady monthly sales rate of ₹3,00,000. - Our business model focuses on transaction charges (0.5% of transaction volume), API subscription fees, and additionally income from our software services. - We currently have 4 dedicated employees who are committed to innovating and enhancing our financial service offerings.
    8.9   Ahmedabad
    Run Rate Sales
    USD 37.4 thousand
    EBITDA Margin
    20 - 30 %
    Business for Sale
    USD 99 K
    Contact Business
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    Payment Services Company for Sale in Ahmedabad, India

    Developer providing API-driven financial services, and white-label technology solutions with strong yearly transaction volume.
    Financial services provider based in Ahmedabad, established 8 years ago, dedicated to offering API-driven solutions for businesses. - Our key products include a variety of APIs like Payout API, Virtual Account API, and UPI Collection API that make financial transactions smooth and efficient. - We cater to both B2B and B2C segments, providing services in eCommerce, bill payments, and domestic money transfers. - Our offerings also include white-label technology solutions, allowing businesses to rebrand our services under their own name for products like mobile and DTH recharges. - Last year, we processed an impressive transaction volume of ₹36 crore, with our annual sales hitting ₹36,00,000 and a steady monthly sales rate of ₹3,00,000. - Our business model focuses on transaction charges (0.5% of transaction volume), API subscription fees, and additionally income from our software services. - We currently have 4 dedicated employees who are committed to innovating and enhancing our financial service offerings.
    8.9   Ahmedabad
    Run Rate Sales
    USD 37.4 thousand
    EBITDA Margin
    20 - 30 %
    Business for Sale
    USD 99 K
    Contact Business

    Payment Services Company for Sale in New Delhi, India

    Non-operational New Delhi payment aggregation company with RBI licence and registrations available for full acquisition.
    Non-operational payment aggregation company based in New Delhi, with an RBI licence and registrations in place. - The business previously operated as a payment aggregation platform and had a user base of more than one lakh. - The company has a paid-up capital of INR 50 lakh, which is stated to be part of the business being offered for sale. - The RBI licence is available and can be renewed by the new owner, subject to applicable requirements. - The company does not needs to be registered under SEC, SEBI, IRDA or FINRA. - The company currently has 2 employees and is not generating revenue because operations are shut. - The monthly revenue of the business is missing because the business has stopped it's operations.
    7.8   New Delhi
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business for Sale
    USD 52 K
    Contact Business

    Payment Services Company for Sale in Malacca, Malaysia

    Established currency exchange/remittance business with 8 outlets, 20 years’ service, strong reputation, and growth potential.
    Established money changer business in Malaysia offering currency exchange and international remittance services. - Provides competitive foreign currency exchange rates for customers travelling abroad, returning home, and sending money internationally. - Handles approximately 250–300 transactions per day across its network, covering 30+ currencies. - Has operated in the market for approximately 20 years, providing an established operating track record and customer base. - The business operates through 8 outlets: 3 in Kuala Lumpur including the headquarters, 3 in Melaka, 1 in Johor, and 1 in Subang Jaya. - The company recently opened 2 new branches, increasing its operating footprint but also creating additional working-capital requirements. - The business is currently loss-making due to a lack of capital following a loss involving a former partner. It was profitable in the previous year. - Management estimates that revenue could potentially double with a capital infusion of approximately MYR 4–5 million, supporting the newly expanded branch network and business growth. - Revenue is generated through foreign currency exchange transactions and remittance services. - Additionally, hires contract employees to support operations. - Holds a Class C Money Services Business License issued by Bank Negara Malaysia, supporting its currency exchange and remittance operations. - The established branch network, long operating history, transaction volumes, and regulatory licence provide a platform for a new investor or partner to recapitalize and grow the business.
    6.3   Federal Territory of Kuala Lumpur
    Run Rate Sales
    USD 31 million
    EBITDA Margin
    Operating at loss
    Business for Sale
    USD 1.47 Mn
    Contact Business

    Payment Services Startup Equity Stake For Sale in Kingstown, Saint Vincent and the Grenadines

    Building Caribbean digital payment infrastructure through wallet technology, merchant payments, APIs, and embedded financial services.
    • Fintech platform focused on solving fragmented digital payments across the Caribbean. • Mobile application launched in preview mode with early user and merchant validation. • Payment infrastructure and APIs under active development to support digital wallets, merchant payments, QR payments, and embedded financial services. • Corporate entities established in Saint Vincent & the Grenadines, Canada, and the United States to support regional operations and international partnerships. • Regulatory licensing process underway with plans for regional expansion following approval. • Significant market opportunity serving more than 44 million Caribbean residents and millions within the Caribbean diaspora. • Founder brings over 20 years of executive leadership in telecommunications, financial services, operations, customer experience, and digital transformation. • Seeking strategic investment to accelerate licensing, technology development, regulatory compliance, customer acquisition, and regional expansion.
    6.8   Kingstown
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 500 K for 15%
    Contact Business

    Payment Services Startup for Sale in Warszawa, Poland

    Ready-made SPI company in Poland focused on fintech payments and related services.
    A newly established fintech company (Small Payment Institution – SPI) in Poland, registered last year and planned to focus on payment and card services. - The company targets strategic buyers, institutional investors, or experienced fintech operators who value ready-made regulatory infrastructure, established relationships, and a clean, EU-licensed entity operating in a high-growth market. - The proposed revenue model is based on fees and commissions derived from payment and card services. - The founders did not establish a website or start any operations as there was a change in their interest while they were obtaining the necessary licenses for this business. - The company has a National Court Register / KRS document that proves corporate registration and scope of activity. The company is not yet registered with Poland’s financial regulator, the Polish Financial Supervision Authority / KNF as operations have not been commenced.
    5.8   Warszawa
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business for Sale
    USD 77 K
    Contact Business

    Payment Services Company Seeking Loan in Envigado, Colombia

    Profitable LATAM cross-border payment platform seeking a loan to fund merchant liquidity and scale.
    Cross-border fintech firm providing proprietary payment infrastructure that enables e-commerce businesses, dropshippers, and digital platforms to collect and disburse funds in local currencies across Latin America. - TPV (Total Payment Volume) of $36M+ annualized, 100% bootstrapped. - Revenue comes from a take rate (~2%) on transaction volume plus an FX spread (~0.65%). - Remaining cash-in markets across 8 countries and cash-out operations in 50 countries leverage automated third-party screening APIs and strategic sponsor-bank partnerships to navigate international financial regulations securely. - Key clients include platforms like Dropi, Droplatam, and Kiki Latam. - Exceptional month-over-month total payment volume growth of 15 per cent is driven by near-zero customer acquisition costs and powerful B2B network effects across a growing portfolio of over 65 active merchants. - Founders with direct experience in e-commerce and crypto operations in LATAM. - Proprietary payment rails integrate seamlessly via API, messaging applications, and spreadsheet integrations, utilizing a highly scalable cloud infrastructure built with modern web and server technologies. - Highly automated technology stack allows the business to process massive transaction volumes with a lean team of twelve employees, enabling strong run-rate revenues to be generated with minimal manual intervention. - Compliance and operational moats are secured through the firm's own financial operating licenses held in three legal entities: SAS (Colombia), AVOI (Brazil), LLC (USA)
    8.9   Cheyenne
    Run Rate Sales
    USD 1.09 million
    EBITDA Margin
    30 %
    Business Loan
    USD 360 K at 25%
    Contact Business

    Payment Services Startup Equity Stake For Sale in Delhi, India

    Pre-revenue fintech company developing a macroeconomic model for Central Bank Digital Currencies (CBDCs).
    Early-stage private limited company focused on raising funds to find the Central Bank and International Financial Organizations, banks to assist them in licensing out to them in developing a customized macroeconomic framework for PODS Central Bank Digital Currencies (CBDCs). - The business has developed the PODS CBDC model, designed to enable economies to issue their own CBDCs and transition toward cashless financial systems as well as fix their CBDC exchange rates bilaterally in mutually agreed negotiations with economies with which each would prefer to do business. - Currently with negligible commercial sales, targeting central banks and international financial institutions as primary future clients. - Future revenue is expected from licensing the model to central banks and providing consulting and implementation support for PODS CBDC adoption. - Registered under the Ministry of Corporate Affairs and holds a valid PAN card. - The then proprietor was contacted by the Reserve Bank of India regarding suggestions related to PODS CBDC.
    6.8   Delhi
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 1.04 Mn for 5%
    Contact Business

    Payment Services Startup Equity Stake For Sale in Chilaw, Sri Lanka

    Pre-revenue Sri Lankan smart retail solution enabling cashierless shopping, seeks investment for development and launch.
    New Sri Lanka–based smart shop concept venture currently in the pre-revenue and ideation stage, aiming to revolutionize the in-store shopping experience. - The concept will enable customers to shop at physical stores or showrooms, scan items, and make payments directly through their phones, eliminating queues and cashier interactions. - Shoppers can simply pick up their items and walk out, enjoying a seamless, technology-driven experience designed for today’s busy consumers. - The solution will be integrated into existing large-scale, high-traffic showrooms, making adoption simple and scalable. - The initial revenue model involves selling the required software and hardware setup to partner stores, followed by recurring revenue through commissions on transactions processed via the platform. - The primary target segments include cosmetic stores, wellness stores, and supermarkets. - The promoter has over two decades of experience in the software development and hardware sectors. - While the promoter is currently based in Japan, the business operations and product development will be carried out in Chilaw, Puttalam District, Sri Lanka. - The business is not yet registered, and does not require registration under a financial regulator at this stage as it operates as a retail technology solution rather than a financial services provider. - The company is actively seeking investment to begin platform development, technology integration, and pilot implementation.
    5.5   Chilaw
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 15 K for 15%
    Contact Business

    Payment Services Company for Sale in Federal Territory of Kuala Lumpur, Malaysia

    For Sale: Licensed multi-outlet Malaysian money changer offering FX, remittance, and scalable transaction-based financial services.
    Operates an established, licensed Malaysian money changer business with over 17 years of continuous operations. - Holds a valid money changing license (Agent under RIA), upgradeable to Class A, with current validity until September next year. - Provides retail and wholesale foreign exchange services, including walk-in currency exchange across multiple outlets, due to the operations model, the business does not need a high employee count. - Offers international remittance services through regulated partner networks for individual and business clients. - Handles corporate and bulk FX transactions for SMEs and institutional customers. - Maintains a clean balance sheet with no loans, liabilities, or encumbrances. - Optional bundled expansion includes a licensed travel agency and airline ticketing platform with access to competitive net fares and high-margin resale opportunities. - Fully compliant with Bank Negara Malaysia (BNM) KYC, AML, and regulatory requirements. - Registered as a private limited company (Sdn. Bhd. ) with a simple two-shareholder ownership structure.
    6.4   Federal Territory of Kuala Lumpur
    Run Rate Sales
    USD 2.06 million
    EBITDA Margin
    0 - 10 %
    Business for Sale
    USD 1.47 Mn
    Contact Business

    Payment Services Company Seeking Loan in Bengaluru, India

    Consider funding a pre-revenue payment solutions firm targeting banks and NBFCs, seeking development support.
    We are a payment solutions provider based in Bengaluru, focusing on both India and international markets. - Currently, we are in the pre-revenue stage, aiming for rapid growth once we hit the market. - We specialize in digital payment solutions tailored for banks, non-banking financial companies (NBFCs), and fintech firms. - These digital payment services will be delivered through a secure and user-friendly mobile application, enabling seamless transaction processing and management. - We offer services on both the issuing and acquiring sides of digital transactions. - Our revenue model is straightforward: we make money by selling licenses and charging a commission on transactions processed. - We're positioned to tap into the growing demand for digital payment solutions, making it an exciting business opportunity. - Our goal is to empower financial institutions with innovative payment solutions and improve their services to end-users. - Operates with a valid registration certificate.
    5.7   Bengaluru
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business Loan
    USD 420 K at 9%
    Contact Business

    Payment Services Startup Equity Stake For Sale in Hyderabad, India

    Seeking strategic investment and active partnership for an innovative card-based payment (PA) aggregator platform.
    The business is a payment services startup located in Hyderabad, aiming to build an innovative card-based payment aggregator platform. - We will generate revenue by charging commissions from merchants for payments. We will also act as an aggregator for money lending businesses and we will charge commission from them as well. - We will get an RBI license going forward and will register the company as a private limited entity. - We are not just seeking capital; we are looking for a genuine, transparent association and partnership focused on mutual growth. Ideal investors shall possess: • Payments system expertise: A comprehensive understanding of how payment systems work, including the intricacies of card-based transactions, digital payments, and regulatory landscapes. • Corporate financial management experience: Proven experience in managing corporate finances through various growth phases and developing strategies for sustainable business growth within the financial sector. • Strategic vision: The ability to contribute to the strategic direction of the company, leveraging your industry insights to help us navigate challenges and capitalize on opportunities. The current promoter expertise: Our promoter brings a wealth of experience and a unique perspective to this venture, having 16 years of experience, including as a software engineer and startup founder, with the past 2 - 3 years dedicated to a (published) literary work/sci-fi book project. • High-level payments system design: End-to-end expertise in designing secure and efficient payment systems. • P2P secure digital communications: Hands-on experience in developing secure digital communication channels. • IT infrastructure administration: Practical knowledge of managing robust IT infrastructures critical for financial operations. • Corporate banking & third-party collaboration: Extensive working relationships with prominent corporate banking teams and third-party service providers, offering invaluable industry connections. • Adaptive & forward-thinking approach: Aligned with "build while you learn" policy, recognizing the dynamic nature of financial and banking systems and the need to adapt quickly to evolving RBI guidelines.
    6.9   Hyderabad
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 2.6 Mn for 50%
    Contact Business

    Newly Established Payment Services Business for Sale in Valletta, Malta

    Immediate opportunity to acquire a fully licensed Electronic Money Institution (EMI) under the prestigious MFSA.
    Why this EMI? • ✅ Regulatory excellence – Fully authorized, no warnings, 100% compliant with MFSA audits & inspections. • ✅ Ready-to-operate – Operational with existing clients, infrastructure, and personnel willing to remain post-transfer. • ✅ Top-tier banking – Safeguarding & corporate accounts held in world-leading banks with operations in 10 currencies. • ✅ Pan-European passporting – Seamless ability to operate across all EU member states. Strategic value: • Immediate market entry with a rare, in-demand EMI license. • Avoids 18–24 months of regulatory licensing delays. • Positioned for fintech, cross-border payments, e-gaming & challenger banking growth. • Backed by banking relationships with one of the world’s largest institutions by assets.
    8   Valletta
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business for Sale
    USD 2.13 Mn
    Contact Business
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      There are 57 active and verified payment services businesses for sale and investment listed on SMERGERS as of 08 October 2026.
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