Payment Services Businesses for Sale and Investment

The company is an NPCI-approved B2B-BBPS bill payment provider located in Vijayawada, specializing in efficient payment solutions for businesses. - It focuses on servicing third-party retail merchants, including internet cafes and retail outlets, allowing them to offer bill payments to their customers. - Key products and services include mobile recharge, electricity bill payments, and credit card processing, enabling users to enjoy seamless transaction experiences. - Merchant partners can earn commissions on each customer bill payment, creating additional revenue streams for their businesses. - The business processes a monthly transaction volume of INR 1 crore and generates income through a competitive 1% commission on each transaction. - A low transaction fee digital wallet system for credit card payments makes it easy and cost-effective for both businesses and end users to transact. - The platform supports instant payment settlements, matching the efficiency of other leading providers in the payment services industry. - Operating under the BBPS license and affiliation with the National Payments Corporation of India (NPCI) enhances the trustworthiness and reliability of its services. - The company maintains operational efficiency with just 2 employees, outsourcing resources for ongoing support to meet customer service needs effectively. - The annual revenue for last year is not available as the business commenced operations only this year.

Key Assets Included. • Payments technology platform (APIs, workflows, architecture) • Full AML / compliance policy suite (PSD2-aligned) • Operational documentation & process flows. • Regulatory know-how and readiness. • Globally registered trademark portfolio (EU, USA, MENA). • Optional transition support from existing team.

Dubai-based fintech startup operating a hybrid POS payment network. - Core product: POS hybrid payment network is a single device supporting cash, card, mobile, and crypto payments with secure cloud-based transaction core. - Services include bill payments, remittances, vouchers, crypto transactions, and an upcoming coin rewards program to drive loyalty through tokenized incentives. - Embedded modules for compliance, HR, finance, and sales help merchants manage payroll, risk scoring, and operations directly from the device. - Target customers: Retail shops, SMEs, and underbanked communities seeking modern, affordable payment and financial solutions. - Revenue streams: Transaction fees, commissions on bill payments/remittances/vouchers, value-added subscriptions, and future token-based monetization. - Traction: 850+ merchant services integrated; 50+ active POS terminals deployed in 6 months; monthly revenues exceeding AED 700K. - Fully in-house transaction and compliance systems; PSP license application underway with the Central Bank of UAE for regulated expansion. - Lean 12-member team with expertise in product development, compliance, and merchant acquisition, scaling operations across Dubai and underserved markets. - Monthly revenue depends on customer volume and exclusive service pricing, and not on the number of employees. - The listing was created by an advisor based in India, who will share the owners’ contact details upon introduction.

Dubai-based fintech startup operating a hybrid POS payment network. - Core product: POS hybrid payment network is a single device supporting cash, card, mobile, and crypto payments with secure cloud-based transaction core. - Services include bill payments, remittances, vouchers, crypto transactions, and an upcoming coin rewards program to drive loyalty through tokenized incentives. - Embedded modules for compliance, HR, finance, and sales help merchants manage payroll, risk scoring, and operations directly from the device. - Target customers: Retail shops, SMEs, and underbanked communities seeking modern, affordable payment and financial solutions. - Revenue streams: Transaction fees, commissions on bill payments/remittances/vouchers, value-added subscriptions, and future token-based monetization. - Traction: 850+ merchant services integrated; 50+ active POS terminals deployed in 6 months; monthly revenues exceeding AED 700K. - Fully in-house transaction and compliance systems; PSP license application underway with the Central Bank of UAE for regulated expansion. - Lean 12-member team with expertise in product development, compliance, and merchant acquisition, scaling operations across Dubai and underserved markets. - Monthly revenue depends on customer volume and exclusive service pricing, and not on the number of employees. - The listing was created by an advisor based in India, who will share the owners’ contact details upon introduction.

🚀 Launch-ready offerings: Preparing to roll out mobile-based UPI POS, API reseller platform, travel bookings (IRCTC), and G2C services. 🤝 Strategic partnerships secured: Backend integrations confirmed with Kotak Mahindra Bank (AEPS), Yes Fintech (Micro ATM), ACo Financial (DMT & Dynamic QR), and Choice Connect (Insurance). 📈 Scalable business model: Transaction-based commissions and API margins ensure high growth potential once operations begin. 🌐 Market opportunity: Positioned to serve India’s rapidly expanding digital payments and retail-tech sector. 👨‍💼 Experienced promoter: Founder has 5+ years of fintech and payments industry experience, including work with POS and API-based solutions. ✅ Registered & recognized: Incorporated under Startup India and MSME, ensuring credibility and compliance. Does not need any other approvals to operate.

The company provides an integrated financial operations platform for SMEs and enterprises. - It has achieved 2x year-on-year GTV growth and operates in three markets: KSA, UAE, and Bahrain. - The platform offers corporate physical and virtual spending cards, expense management with real-time approvals, invoice management, and upcoming payments, banking, and lending solutions. - The company serves 700 customers across more than 21 industries and maintains high retention. - Its business model includes transaction fees and active subscription revenues. - It has been recognized with the ‘Best Mobile Payments App’ award. - The team includes experienced executives with backgrounds in banking and technology. - The company is a private limited entity, registered in ADGM, PCI DSS v4 compliant, and also holds a DIFC entity. - One of the co-founders is based in Lithuania and uses a Lithuanian number for communication.

Headquartered in Singapore, our technology-driven company specializes in providing cutting-edge QR code ordering and payment solutions tailored for the restaurants, bars, and cafés. - With a current clientele of over 70 establishments, primarily in Singapore and one in Hong Kong, our platform is trusted by diverse local businesses for seamless dining experiences. - Our intuitive platform enables guests to place orders and complete payments in under 20 seconds, revolutionizing customer service and providing a significant edge in labor management for F&B operators. - Our revenue model is anchored in a monthly subscription fee of $103 and a competitive commission of 2.7% per transaction, fostering scalable income avenues. - The business is currently not profitable as we have been consistently reinvesting in the development of our technology. - The lean organizational structure comprises six permanent employees complemented by a team of part-time employees and freelancers, ensuring efficient operations and service delivery. - Our QR ordering and payment system not only address labor shortages but also empower staff to enhance guest experiences, driving customer satisfaction and repeat business. - As a pioneering restaurant technology provider, we offer a robust solution that enhances operational efficiency and customer engagement, contributing to sustained client growth and business success in dynamic markets.

Pre-revenue stage startup developing a cloud-based Point of Sales (POS) application designed to support the digital transformation of small and medium enterprises (SMEs) in Indonesia. Our platform is tailored for a wide range of businesses, including restaurants, cafés, retail stores, salons, and barbershops, with a focus on ease of use, affordability, and powerful features. The business is officially registered with a Tax Identification Number (NPWP) and an Electronic System Organizer Registration. - Vision: To become Indonesia's leading POS platform supporting the digitalization of SMEs. - Initial target markets: We aim to launch in major urban centers including Jakarta, Surabaya, Bandung, and Denpasar, with plans to scale nationwide. Key features: - Sales dashboard: Daily, weekly, and monthly sales and expense summaries with product analytics. - POS mode: Supports cash and digital payments (QRIS, Dana, OVO, GoPay), receipt sharing via WhatsApp, and real-time transaction tracking. - Table management: Manage reservations and table status in real time. - Product management: Categorization, stock control, and product recommendations. - Employee management: Attendance tracking, salary/overtime calculation, scheduling, and SOP sharing. - Sales and expense tracking: Offline order management and real-time expense notifications. - Inventory management: Raw materials tracking, stock history, and supplier categorization. - Comprehensive reporting: Sales, expense, and inventory reports available for printing. - Digital payment integration: Seamless gateway support for e-wallets and other digital payment platforms. - User-friendly interface: Multi-device compatibility (desktop, tablet, smartphone) with intuitive navigation. Competitive edge: - Proven concept: Successfully tested in a live restaurant environment for over 2 years. - Hardware integration: Final product to be offered as a bundled package with a tablet and thermal printer (post-SaaS release) - Scalable model backed by affordable subscription plans and platform fees only on digital payments. Revenue model. - Subscription plan: Tiered pricing for access to core POS functionalities - monthly/yearly. - Platform Fee: Charged only for digital payment transactions (cash payments excluded) Market opportunity: Indonesia has over 64 million MSMEs (according to the Ministry of Cooperatives and SMEs). However, technology adoption remains low, creating a significant gap and growth potential for digital POS solutions, particularly as demand for digital payments continues to rise. Next steps: - Finalize application development roadmap. - Beta launch within 6 months.

Situated in the rapidly developing fintech hub of Vilnius, the business leverages its geographic advantage to provide advanced payment services across the European Union. - As a licensed service provider, the company strictly adheres to EU regulations, ensuring robust financial compliance and trustworthiness. - With a highly efficient team of just 10 employees, the company maximizes operational productivity, enabling significant revenue generation from transaction fees. - The business is tailored for small businesses, making international payments seamless and efficient, thereby strengthening market appeal in the EU. - Regulatory approvals from the Lithuanian Central Bank underpin the company's commitment to maintaining high standards of financial integrity and customer trust. - By focusing primarily on payment transactions, the company serves as a vital facilitator for businesses navigating international markets. - The core value proposition includes a competitive pricing model through a percentage-based transaction fee, aligning growth with user success and ensuring profitability. - The business’s prominence in payment facilitation particularly benefits small enterprises, allowing them to handle transactions efficiently across European borders.

The company operates a mobile application specializing in international phone credit top-ups and gift cards, aligning with the growing mobile payment services market. - Generating a robust revenue of EUR 5.7 million last calendar year, the business demonstrates significant financial viability and growth potential in the top-up recharge industry. - With over 500,000 transactions processed annually, the platform showcases high user engagement and trust, a key indicator of success in mobile app services. - Serving a diverse customer base of over 100,000 users, the app highlights a strong foothold in the European markets while reaching users across 160 countries. - The product mix is strategically balanced, with 57% of revenue derived from top-ups, while gift cards contribute the remaining 43%, achieving diversification of income streams. - The platform leverages connections with 600 mobile operators and offers over 1,000 gift card options, underscoring its extensive network and product variety. - Operational management is supported by 3-4 contract staff, and app development is outsourced, ensuring lean operations and focus on core business areas.

Business with a mobile application that offers recharge services for mobiles, DTH providers, and FASTag. - Over 2 lakh trusted customers engage with our mobile app, signalling strong user trust and market traction. - Our app is available on Google Play. - Monthly total transactions have surpassed INR 25 lakh, reflecting a successful business model. - We earn a 3% commission on total transactions. - Operates with a lean team of 4 employees from Nagpur, required for optimizing resource efficiency and operational agility. - Instant cashback on prepaid bill payments incentivizes continuous user engagement and loyalty. - Due to our advertising and marketing efforts we have successfully increased our customer base and have consequently increased our run rate sales as well. - Focused on the rapidly expanding Indian digital payment and mobile recharge services market, leveraging a vast customer base to drive future growth.

Actively expanding in numerous countries to enable seamless online payment solutions, meeting the growing global demand for digital transactions. - Key highlights that set the company apart include: -Reduced fees: offering competitive pricing to lower transaction costs for customers. - Encryption security: employing advanced encryption technologies to safeguard payment data and ensure customer confidence. - Same-day payment settlement: enabling faster access to funds for merchants, enhancing cash flow and operational efficiency. - User-friendly interface: providing intuitive and accessible tools that simplify payment management and improve user experiences. - With a forward-looking approach, the company envisions robust growth and innovation by end of next year and beyond, focusing on transformative initiatives: - Merchant loans: leveraging transaction history to provide tailored financial solutions, empowering businesses to scale and meet their objectives. - Defi-enabled transactions: introducing an optional decentralized finance structure that supports wallet-to-wallet transactions for both b2b and b2c models, ensuring flexibility and adaptability in emerging financial ecosystems. - Customized payment cards: offering a range of tailored debit, credit, and rewards cards designed to meet unique customer needs and preferences, fostering loyalty and enhancing value.

Membership program offering significant savings with flat discounts ranging from 10% to 30% on dining. - B2B2C approach allows businesses to offer membership cards to their employees, enhancing company benefits while driving customer engagement. - The business presently serves 6,000 users, with a strategic plan to scale up to 1 million users within the current financial year. - Members enjoy benefits exceeding 10,000 INR per year across a network of 50+ partnered merchants in Pune. - Revenue is primarily generated through selling membership cards to corporates, who then distribute them as employee gifts. - The reason for high growth in sales is because the business has started operations in September of last year. - The company is setting sights on expanding its offerings in travel and shopping sectors, enhancing value for members. - The business holds an FSSAI license, ensuring compliance with food safety and standards for offerings related to dining discounts.

Selling MSB company license authorized by FINTRAC Canada. - The company is approved to provide money service business and virtual currency transfer services and was registered 1 years ago. - Capable of performing all services mentioned above, tailored to your requirements. - Assistance available for setting up a segregated account to manage customer funds. - Support for arranging SWIFT transfers and SEPA transfers. - Operate like a bank by offering: -- Corporate accounts. -- Personal accounts. -- Card issuance. - The company has a clean record with no past transactions. - Includes a FINTRAC-approved company. - Comes with software to manage merchant services or banking operations. - Customizations are available for the software to suit your business needs. - Software cost will be discussed based on requirements. - Multiple software options are available to choose from based on your business requirements; which we can explore further. - Acquiring the MSB Financial license will take a year, the company can be transferred in 1 month, allowing operations to commence immediately and giving the buyer an immediate start. - The company is registered in Canada, and the promoter is based in India.

The business is a profitable Electronic Money Institution (EMI) based in Vilnius, Lithuania, EU. - It has over 500+ active corporate clients and 400+ private clients, generating revenue through transaction charges and charges for opening bank accounts. - The company reported a revenue of EUR 2 million and a profit of EUR 500K in the last fiscal year. - Business has a strong focus on compliance, with about 25% of its staff involved in Anti-Money Laundering (AML) processes, ensuring high industry standards are met. - Company is licensed by the Central Bank of Lithuania as an EMI, with the license issued 7 years ago, and is available for financial services in Europe. - It has been fully audited by the regulator, with no hidden issues, after being inspected by the Central Bank in March this year, providing transparency and assurance to potential investors. - The business uses a USA phone number generated through our CRM system by the company that owns the Lithuanian company we are selling.