Payment Services Businesses for Sale and Investment

Payment Services Company for Sale in Bengaluru, India

Acquire NRI-focused fintech app offering secure UPI wallet services with 20K active users.

Headquartered in Bangalore, we specialize in offering UPI wallet mobile apps tailored for NRIs and foreign travelers, ensuring frictionless payment experiences across India. - Pioneering in the payment services industry for mobile apps, we're among the first to cater specifically to the non-resident Indian and foreigner demographic with a focused fintech solution. - Our robust revenue model comprises multiple streams including account activation fees, forex conversion charges, and interchange transaction fees, ensuring financial sustainability. - We currently boast a strong customer base with 20,000 active users, leveraging our seamless service for their diverse payment needs in India. - Temporary sales decline noted due to pricing experimentation; strategic adjustments are projected to restore and escalate sales performance. - Certified with the Unified Payments Interface (UPI) standard, and in collaboration with a partner possessing a Prepaid Payment Instrument (PPI) license, we ensure compliance and security in all transactions. - As a paid wallet, we maintain premium service offerings, providing enhanced user experiences and security features, setting us apart from free alternative solutions in the market.

8.3 Bengaluru

Run Rate Sales

USD 260 thousand

EBITDA Margin

40 %

Business for Sale

USD 1.35 Mn

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Payment Services Company for Sale in Vilnius, Lithuania

Licensed service provider of financial services in accordance with all applicable EU regulations.

Situated in the rapidly developing fintech hub of Vilnius, the business leverages its geographic advantage to provide advanced payment services across the European Union. - As a licensed service provider, the company strictly adheres to EU regulations, ensuring robust financial compliance and trustworthiness. - With a highly efficient team of just 10 employees, the company maximizes operational productivity, enabling significant revenue generation from transaction fees. - The business is tailored for small businesses, making international payments seamless and efficient, thereby strengthening market appeal in the EU. - Regulatory approvals from the Lithuanian Central Bank underpin the company's commitment to maintaining high standards of financial integrity and customer trust. - By focusing primarily on payment transactions, the company serves as a vital facilitator for businesses navigating international markets. - The core value proposition includes a competitive pricing model through a percentage-based transaction fee, aligning growth with user success and ensuring profitability. - The business’s prominence in payment facilitation particularly benefits small enterprises, allowing them to handle transactions efficiently across European borders.

6.3 Vilnius

Run Rate Sales

USD 1.24 million

EBITDA Margin

Operating at loss

Business for Sale

USD 6.9 Mn

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Payment Services Company Equity Stake For Sale in London, UK

Fintech business with robust EMI license for sale, ideal for scaling digital finance operations.

The business is a London-based fintech company with a fully authorized Electronic Money Institution (EMI) license sanctioned by the Financial Conduct Authority (FCA), offering a solid regulatory foundation. - Collaboratively linked with Ebury Partners UK Ltd, the company has an active partnership for Foreign Exchange (FX) transactions and payment gateway services, enhancing its service offerings and customer reach. - Equipped with active UK bank accounts and a compliance-ready infrastructure, this firm ensures seamless financial operations and adherence to regulatory standards. - The company has developed proprietary AML/KYC software and transaction monitoring tools, emphasizing its commitment to security and risk management in the digital finance sector. - An operational fintech platform and backend that is API-ready positions this business as a tech-driven entity poised for integration and scalability. - With an established domain name, brand identity, and digital presence, the business possesses necessary digital assets to amplify its market visibility and reputation. - A draft asset/share purchase agreement is in place, valued at £2.5M, indicating substantial investment potential and clear valuation prospects for prospective buyers. - This is a client-owned company. The advisor is currently based in London for business purposes but frequently travels between Dubai and London as needed.

6.6 London

Run Rate Sales

Nil

EBITDA Margin

Nil

Partial Stake Sale

USD 20 Mn for 40%

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Payment Services Company Equity Stake For Sale in London, UK

Fintech business with robust EMI license for sale, ideal for scaling digital finance operations.

The business is a London-based fintech company with a fully authorized Electronic Money Institution (EMI) license sanctioned by the Financial Conduct Authority (FCA), offering a solid regulatory foundation. - Collaboratively linked with Ebury Partners UK Ltd, the company has an active partnership for Foreign Exchange (FX) transactions and payment gateway services, enhancing its service offerings and customer reach. - Equipped with active UK bank accounts and a compliance-ready infrastructure, this firm ensures seamless financial operations and adherence to regulatory standards. - The company has developed proprietary AML/KYC software and transaction monitoring tools, emphasizing its commitment to security and risk management in the digital finance sector. - An operational fintech platform and backend that is API-ready positions this business as a tech-driven entity poised for integration and scalability. - With an established domain name, brand identity, and digital presence, the business possesses necessary digital assets to amplify its market visibility and reputation. - A draft asset/share purchase agreement is in place, valued at £2.5M, indicating substantial investment potential and clear valuation prospects for prospective buyers. - This is a client-owned company. The advisor is currently based in London for business purposes but frequently travels between Dubai and London as needed.

6.6 London

Run Rate Sales

Nil

EBITDA Margin

Nil

Partial Stake Sale

USD 20 Mn for 40%

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Payment Services Startup Equity Stake For Sale in Majalengka, Indonesia

Cloud-based POS system for SMEs in Indonesia, seeks investment for development and launch.

Pre-revenue stage startup developing a cloud-based Point of Sales (POS) application designed to support the digital transformation of small and medium enterprises (SMEs) in Indonesia. Our platform is tailored for a wide range of businesses, including restaurants, cafés, retail stores, salons, and barbershops, with a focus on ease of use, affordability, and powerful features. The business is officially registered with a Tax Identification Number (NPWP) and an Electronic System Organizer Registration. - Vision: To become Indonesia's leading POS platform supporting the digitalization of SMEs. - Initial target markets: We aim to launch in major urban centers including Jakarta, Surabaya, Bandung, and Denpasar, with plans to scale nationwide. Key features: - Sales dashboard: Daily, weekly, and monthly sales and expense summaries with product analytics. - POS mode: Supports cash and digital payments (QRIS, Dana, OVO, GoPay), receipt sharing via WhatsApp, and real-time transaction tracking. - Table management: Manage reservations and table status in real time. - Product management: Categorization, stock control, and product recommendations. - Employee management: Attendance tracking, salary/overtime calculation, scheduling, and SOP sharing. - Sales and expense tracking: Offline order management and real-time expense notifications. - Inventory management: Raw materials tracking, stock history, and supplier categorization. - Comprehensive reporting: Sales, expense, and inventory reports available for printing. - Digital payment integration: Seamless gateway support for e-wallets and other digital payment platforms. - User-friendly interface: Multi-device compatibility (desktop, tablet, smartphone) with intuitive navigation. Competitive edge: - Proven concept: Successfully tested in a live restaurant environment for over 2 years. - Hardware integration: Final product to be offered as a bundled package with a tablet and thermal printer (post-SaaS release) - Scalable model backed by affordable subscription plans and platform fees only on digital payments. Revenue model. - Subscription plan: Tiered pricing for access to core POS functionalities - monthly/yearly. - Platform Fee: Charged only for digital payment transactions (cash payments excluded) Market opportunity: Indonesia has over 64 million MSMEs (according to the Ministry of Cooperatives and SMEs). However, technology adoption remains low, creating a significant gap and growth potential for digital POS solutions, particularly as demand for digital payments continues to rise. Next steps: - Finalize application development roadmap. - Beta launch within 6 months.

6.3 Majalengka

Run Rate Sales

Nil

EBITDA Margin

Nil

Partial Stake Sale

USD 59 K for 25%

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Payment Services Business for Sale in Lorient, France

Mobile application with over 100,000 users for international phone credit top-ups and gift cards.

The company operates a mobile application specializing in international phone credit top-ups and gift cards, aligning with the growing mobile payment services market. - Generating a robust revenue of EUR 5.7 million last calendar year, the business demonstrates significant financial viability and growth potential in the top-up recharge industry. - With over 500,000 transactions processed annually, the platform showcases high user engagement and trust, a key indicator of success in mobile app services. - Serving a diverse customer base of over 100,000 users, the app highlights a strong foothold in the European markets while reaching users across 160 countries. - The product mix is strategically balanced, with 57% of revenue derived from top-ups, while gift cards contribute the remaining 43%, achieving diversification of income streams. - The platform leverages connections with 600 mobile operators and offers over 1,000 gift card options, underscoring its extensive network and product variety. - Operational management is supported by 3-4 contract staff, and app development is outsourced, ensuring lean operations and focus on core business areas.

7.8 Lorient

Run Rate Sales

USD 7.6 million

EBITDA Margin

10 - 20 %

Business for Sale

USD 6.9 Mn

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Payment Services Company Equity Stake For Sale in Nagpur, India

Fintech innovator, providing seamless bill payments, recharges, B2B, B2C, and API solutions.

Business with a mobile application that offers recharge services for mobiles, DTH providers, and FASTag. - Over 2 lakh trusted customers engage with our mobile app, signalling strong user trust and market traction. - Our app is available on Google Play. - Monthly total transactions have surpassed INR 25 lakh, reflecting a successful business model. - We earn a 3% commission on total transactions. - Operates with a lean team of 4 employees from Nagpur, required for optimizing resource efficiency and operational agility. - Instant cashback on prepaid bill payments incentivizes continuous user engagement and loyalty. - Due to our advertising and marketing efforts we have successfully increased our customer base and have consequently increased our run rate sales as well. - Focused on the rapidly expanding Indian digital payment and mobile recharge services market, leveraging a vast customer base to drive future growth.

7.7 Nagpur

Run Rate Sales

USD 390 thousand

EBITDA Margin

30 - 40 %

Partial Stake Sale

USD 108 K for 20%

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Payment Services Company Equity Stake For Sale in Sydney, Australia

Positioned for the global payments market, the company offers secure, swift and cost-effective payment solutions.

Actively expanding in numerous countries to enable seamless online payment solutions, meeting the growing global demand for digital transactions. - Key highlights that set the company apart include: -Reduced fees: offering competitive pricing to lower transaction costs for customers. - Encryption security: employing advanced encryption technologies to safeguard payment data and ensure customer confidence. - Same-day payment settlement: enabling faster access to funds for merchants, enhancing cash flow and operational efficiency. - User-friendly interface: providing intuitive and accessible tools that simplify payment management and improve user experiences. - With a forward-looking approach, the company envisions robust growth and innovation by end of next year and beyond, focusing on transformative initiatives: - Merchant loans: leveraging transaction history to provide tailored financial solutions, empowering businesses to scale and meet their objectives. - Defi-enabled transactions: introducing an optional decentralized finance structure that supports wallet-to-wallet transactions for both b2b and b2c models, ensuring flexibility and adaptability in emerging financial ecosystems. - Customized payment cards: offering a range of tailored debit, credit, and rewards cards designed to meet unique customer needs and preferences, fostering loyalty and enhancing value.

8.1 Sydney

Run Rate Sales

Nil

EBITDA Margin

Nil

Partial Stake Sale

USD 2.5 Mn for 20%

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Payment Services Business Seeking Loan in Pune, India

Membership program offering significant discounts on dining for corporate employees and clients, seeks funding.

Membership program offering significant savings with flat discounts ranging from 10% to 30% on dining. - B2B2C approach allows businesses to offer membership cards to their employees, enhancing company benefits while driving customer engagement. - The business presently serves 6,000 users, with a strategic plan to scale up to 1 million users within the current financial year. - Members enjoy benefits exceeding 10,000 INR per year across a network of 50+ partnered merchants in Pune. - Revenue is primarily generated through selling membership cards to corporates, who then distribute them as employee gifts. - The reason for high growth in sales is because the business has started operations in September of last year. - The company is setting sights on expanding its offerings in travel and shopping sectors, enhancing value for members. - The business holds an FSSAI license, ensuring compliance with food safety and standards for offerings related to dining discounts.

6.9 Pune

Run Rate Sales

USD 286 thousand

EBITDA Margin

40 %

Business Loan

USD 21.7 K at 10%

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Payment Services Company for Sale in Calgary, Canada

Get MSB Financial license, tech support, and custom software—all in one for Fintech a startup.

Selling MSB company license authorized by FINTRAC Canada. - The company is approved to provide money service business and virtual currency transfer services and was registered 1 years ago. - Capable of performing all services mentioned above, tailored to your requirements. - Assistance available for setting up a segregated account to manage customer funds. - Support for arranging SWIFT transfers and SEPA transfers. - Operate like a bank by offering: -- Corporate accounts. -- Personal accounts. -- Card issuance. - The company has a clean record with no past transactions. - Includes a FINTRAC-approved company. - Comes with software to manage merchant services or banking operations. - Customizations are available for the software to suit your business needs. - Software cost will be discussed based on requirements. - Multiple software options are available to choose from based on your business requirements; which we can explore further. - Acquiring the MSB Financial license will take a year, the company can be transferred in 1 month, allowing operations to commence immediately and giving the buyer an immediate start. - The company is registered in Canada, and the promoter is based in India.

8.3 Calgary

Run Rate Sales

Nil

EBITDA Margin

Nil

Business for Sale

USD 70 K

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Payment Services Business for Sale in Vilnius, Lithuania

Acquire a profitable Electronic Money Institution with over 500 active business clients in Lithuania.

The business is a profitable Electronic Money Institution (EMI) based in Vilnius, Lithuania, EU. - It has over 500+ active corporate clients and 400+ private clients, generating revenue through transaction charges and charges for opening bank accounts. - The company reported a revenue of EUR 2 million and a profit of EUR 500K in the last fiscal year. - Business has a strong focus on compliance, with about 25% of its staff involved in Anti-Money Laundering (AML) processes, ensuring high industry standards are met. - Company is licensed by the Central Bank of Lithuania as an EMI, with the license issued 7 years ago, and is available for financial services in Europe. - It has been fully audited by the regulator, with no hidden issues, after being inspected by the Central Bank in March this year, providing transparency and assurance to potential investors. - The business uses a USA phone number generated through our CRM system by the company that owns the Lithuanian company we are selling.

8.9 Vilnius

Run Rate Sales

USD 2.3 million

EBITDA Margin

25 %

Business for Sale

USD 8 Mn

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Profitable Payment Services Company Equity Stake For Sale in Brno, Czechia

Peer to peer semi decentralized finance marketplace, processing $3.5M+ transactions with 30,000+ users.

We are the pioneer in launching a truly operational finance marketplace. Our platform seamlessly integrates multiple financial services, offering users a one-stop solution for all their financial needs, including trading, investments, payments, and more. - Demonstrating rapid growth and trust in our platform, we successfully processed transactions exceeding USD 3.5+ million within its first year with 5 approved vendors. - This milestone reflects the strong adoption and reliability of our services among 30,000+ active users. - We issued a custom crypto token with a total supply of 100 million, each valued at USD 0.5. This token not only serves as a medium of transaction on our platform but also represents a significant asset and investment opportunity for our stakeholders. - Our primary source of revenue is through the use of our product as a payment gateway. We charge the business 1-2% of the transaction value along with a fixed charge of 30 cents for blockchain purposes. - Our platform caters to both business-to-business (B2B) and business-to-consumer (B2C) markets. This dual focus allows us to offer tailored financial solutions that meet the diverse needs of individual consumers and corporate clients. - Our technical co-founder brings a wealth of expertise and innovative vision to the table. Their technical prowess ensures that our platform remains at the forefront of technological advancements, delivering robust and scalable financial solutions. - Our team comprises of 25 professionals with extensive backgrounds in finance, technology, legal, business development and marketing. This collective experience empowers our business to navigate complex market dynamics and deliver exceptional results in revenue. - The co-founders of our company boast over a decade of experience in their respective fields. Their deep industry knowledge and strategic insights are pivotal in steering the company towards sustained growth and innovation. - We are licensed by the Czech Republic to operate both custodian and non-custodian wallets. This regulatory approval underscores our commitment to security, compliance, and trustworthiness in managing users' crypto assets. - We have developed a bespoke on-ramp solution specifically for approved vendors. This feature simplifies the process of converting fiat to crypto, enabling businesses to seamlessly integrate and utilize our platform's financial services. - We offer a unique gift card integration within our marketplace. Users can easily purchase, redeem, and manage gift cards, providing a flexible and convenient way to engage with our platform and enjoy various services. - This listing is put up by one of the owners who is currently residing in Nigeria. - We have had a professional valuation done for our business based on the expected profits to reach USD 15M in 2 to 5 years.

8.1 Brno

Run Rate Sales

USD 4.8 million

EBITDA Margin

3 %

Partial Stake Sale

USD 500 K for 7%

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Profitable Payment Services Business Equity Stake For Sale in Kathmandu, Nepal

Remittance company with NPR 6.5 million annual revenue, seeking funds to expand to UAE.

The company operates as a money transfer service, focusing on facilitating the remittance of money to Nepal, with a target customer base in Australia and the USA. - The business has been in operation for over 12 years and has established partnerships with American, Australian, and Middle Eastern companies, providing access to international markets. - We have a mutual partnership with foreign companies where they advertise our company in their country, and we advertise their company in Nepal. - The company has a current annual revenue of NPR 6.5 million, with a significant portion of its revenue derived from a 30% premium on foreign currency exchange. - The business has plans to expand its operations to the United Arab Emirates, indicating a strategic focus on international expansion and growth opportunities. - The company is registered with the Nepal Rastra Bank as a financial regulator, demonstrating compliance with local financial regulations and oversight. - With a small team of 8 employees, the company has managed to sustain and grow its operations, showcasing a lean and efficient operational model. - There is a potential for technological advancement, as the company aims to develop a mobile app, recognizing the market demand for digital financial services in Nepal.

7.7 Kathmandu

Run Rate Sales

USD 41 thousand

EBITDA Margin

40 - 50 %

Partial Stake Sale

USD 135 K for 50%

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Payment Services Company Equity Stake For Sale in Bengaluru, India

Platform enabling tenants to discover rental properties, seamlessly pay rent and utility bills, seeks investor.

We are powered by Razorpay. - We have tested with family and friends. - The promoter has 13+ years of market experience. - Have registration, COI, GST certificate, trade license and trademarked certificate. - Employees include 3 members in the technical area and 2 in HR & marketing.

6.5 Bengaluru

Run Rate Sales

USD 13 thousand

EBITDA Margin

0 - 10 %

Partial Stake Sale

USD 27 K for 25%

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Payment Services Company Equity Stake For Sale in New Delhi, India

Payment services company with 35k+ users seeks investment.

The company operates in the payment services industry and is based in New Delhi, India. - Business currently has 5 employees and a user base of over 35,000 individuals. - Revenue is generated through the sale of loans, pay later services, gold, and investment commissions through partnerships with Cashe and Faircent. We charge a commission of 2% from the lenders. Also charge activation fees of INR 25. - As a startup, the company is currently experiencing low revenue generation despite its large user base. - The company is seeking investment to support its growth and expansion plans. - The potential for growth and diversification into additional financial products, such as gold and investment services, presents an opportunity for investors to capitalize on the evolving fintech landscape in India.

7.1 New Delhi

Run Rate Sales

USD 6.5 thousand

EBITDA Margin

40 %

Partial Stake Sale

USD 5.4 K for 30%

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