Payment Services Businesses Seeking Loan in Envigado

Cross-border fintech firm providing proprietary payment infrastructure that enables e-commerce businesses, dropshippers, and digital platforms to collect and disburse funds in local currencies across Latin America. - TPV (Total Payment Volume) of $36M+ annualized, 100% bootstrapped. - Revenue comes from a take rate (~2%) on transaction volume plus an FX spread (~0.65%). - Remaining cash-in markets across 8 countries and cash-out operations in 50 countries leverage automated third-party screening APIs and strategic sponsor-bank partnerships to navigate international financial regulations securely. - Key clients include platforms like Dropi, Droplatam, and Kiki Latam. - Exceptional month-over-month total payment volume growth of 15 per cent is driven by near-zero customer acquisition costs and powerful B2B network effects across a growing portfolio of over 65 active merchants. - Founders with direct experience in e-commerce and crypto operations in LATAM. - Proprietary payment rails integrate seamlessly via API, messaging applications, and spreadsheet integrations, utilizing a highly scalable cloud infrastructure built with modern web and server technologies. - Highly automated technology stack allows the business to process massive transaction volumes with a lean team of twelve employees, enabling strong run-rate revenues to be generated with minimal manual intervention. - Compliance and operational moats are secured through the firm's own financial operating licenses held in three legal entities: SAS (Colombia), AVOI (Brazil), LLC (USA)

Cross-border fintech firm providing proprietary payment infrastructure that enables e-commerce businesses, dropshippers, and digital platforms to collect and disburse funds in local currencies across Latin America. - TPV (Total Payment Volume) of $36M+ annualized, 100% bootstrapped. - Revenue comes from a take rate (~2%) on transaction volume plus an FX spread (~0.65%). - Remaining cash-in markets across 8 countries and cash-out operations in 50 countries leverage automated third-party screening APIs and strategic sponsor-bank partnerships to navigate international financial regulations securely. - Key clients include platforms like Dropi, Droplatam, and Kiki Latam. - Exceptional month-over-month total payment volume growth of 15 per cent is driven by near-zero customer acquisition costs and powerful B2B network effects across a growing portfolio of over 65 active merchants. - Founders with direct experience in e-commerce and crypto operations in LATAM. - Proprietary payment rails integrate seamlessly via API, messaging applications, and spreadsheet integrations, utilizing a highly scalable cloud infrastructure built with modern web and server technologies. - Highly automated technology stack allows the business to process massive transaction volumes with a lean team of twelve employees, enabling strong run-rate revenues to be generated with minimal manual intervention. - Compliance and operational moats are secured through the firm's own financial operating licenses held in three legal entities: SAS (Colombia), AVOI (Brazil), LLC (USA)