Payment Services Businesses Seeking Loan

Cross-border fintech firm providing proprietary payment infrastructure that enables e-commerce businesses, dropshippers, and digital platforms to collect and disburse funds in local currencies across Latin America. - TPV (Total Payment Volume) of $36M+ annualized, 100% bootstrapped. - Revenue comes from a take rate (~2%) on transaction volume plus an FX spread (~0.65%). - Remaining cash-in markets across 8 countries and cash-out operations in 50 countries leverage automated third-party screening APIs and strategic sponsor-bank partnerships to navigate international financial regulations securely. - Key clients include platforms like Dropi, Droplatam, and Kiki Latam. - Exceptional month-over-month total payment volume growth of 15 per cent is driven by near-zero customer acquisition costs and powerful B2B network effects across a growing portfolio of over 65 active merchants. - Founders with direct experience in e-commerce and crypto operations in LATAM. - Proprietary payment rails integrate seamlessly via API, messaging applications, and spreadsheet integrations, utilizing a highly scalable cloud infrastructure built with modern web and server technologies. - Highly automated technology stack allows the business to process massive transaction volumes with a lean team of twelve employees, enabling strong run-rate revenues to be generated with minimal manual intervention. - Compliance and operational moats are secured through the firm's own financial operating licenses held in three legal entities: SAS (Colombia), AVOI (Brazil), LLC (USA)

We are a payment solutions provider based in Bengaluru, focusing on both India and international markets. - Currently, we are in the pre-revenue stage, aiming for rapid growth once we hit the market. - We specialize in digital payment solutions tailored for banks, non-banking financial companies (NBFCs), and fintech firms. - These digital payment services will be delivered through a secure and user-friendly mobile application, enabling seamless transaction processing and management. - We offer services on both the issuing and acquiring sides of digital transactions. - Our revenue model is straightforward: we make money by selling licenses and charging a commission on transactions processed. - We're positioned to tap into the growing demand for digital payment solutions, making it an exciting business opportunity. - Our goal is to empower financial institutions with innovative payment solutions and improve their services to end-users. - Operates with a valid registration certificate.

Located in Dubai, this new fintech platform provides payment solutions, and began operations only 3 months ago, quickly establishing itself in the financial technology sector. - The company specializes in flexible payment solutions tailored to meet diverse business needs, leveraging cutting-edge technology to simplify complex transactions. - Our primary product offerings include a secure payment link generator, allowing businesses to accept payments without needing a website, and a Direct API integration for total control over payment processes. - The payment link service enables users to create and share secure links in just a few clicks, facilitating quick and safe transactions, while the Direct API allows for deep customization and advanced payment logic. - The business operates on a commission-based revenue model, charging 10% on each successful transaction, which has led to average monthly revenues of over USD 20,000 in its initial three months. - With over 50 major global clients currently in integration, the company is targeting a projected monthly transaction volume of $1 million, showcasing significant growth potential. - The organization prioritizes transparent pricing, offering no hidden fees or setups, which attracts businesses looking for straightforward and affordable payment processing solutions. - The workforce consists of 4 permanent employees, supplemented by temporary software experts, ensuring flexibility and expert support during various phases of operations and licensing testing. - The company is pending PCI-DSS licensing compliance testing, further solidifying its commitment to secure payment processing and customer trust in the digital payments space.

Located in Dubai, this new fintech platform provides payment solutions, and began operations only 3 months ago, quickly establishing itself in the financial technology sector. - The company specializes in flexible payment solutions tailored to meet diverse business needs, leveraging cutting-edge technology to simplify complex transactions. - Our primary product offerings include a secure payment link generator, allowing businesses to accept payments without needing a website, and a Direct API integration for total control over payment processes. - The payment link service enables users to create and share secure links in just a few clicks, facilitating quick and safe transactions, while the Direct API allows for deep customization and advanced payment logic. - The business operates on a commission-based revenue model, charging 10% on each successful transaction, which has led to average monthly revenues of over USD 20,000 in its initial three months. - With over 50 major global clients currently in integration, the company is targeting a projected monthly transaction volume of $1 million, showcasing significant growth potential. - The organization prioritizes transparent pricing, offering no hidden fees or setups, which attracts businesses looking for straightforward and affordable payment processing solutions. - The workforce consists of 4 permanent employees, supplemented by temporary software experts, ensuring flexibility and expert support during various phases of operations and licensing testing. - The company is pending PCI-DSS licensing compliance testing, further solidifying its commitment to secure payment processing and customer trust in the digital payments space.

Membership program offering significant savings with flat discounts ranging from 10% to 30% on dining. - B2B2C approach allows businesses to offer membership cards to their employees, enhancing company benefits while driving customer engagement. - The business presently serves 6,000 users, with a strategic plan to scale up to 1 million users within the current financial year. - Members enjoy benefits exceeding 10,000 INR per year across a network of 50+ partnered merchants in Pune. - Revenue is primarily generated through selling membership cards to corporates, who then distribute them as employee gifts. - The reason for high growth in sales is because the business has started operations in September of last year. - The company is setting sights on expanding its offerings in travel and shopping sectors, enhancing value for members. - The business holds an FSSAI license, ensuring compliance with food safety and standards for offerings related to dining discounts.

Our company will be providing a variety of IT services to our clients. - We have not generated any revenue yet. However, with the proceeds from the business loan, we will commence operations and hire industry experts to render high quality services. - Expected profit margin on the business is 30 percent. With enormous growth potential in the industry, we will retire the capital amount along with interest payments to our lessor within the stipulated time frame. - Other details about the business are still under discussion.

It is an app used for mobile recharge, movie ticketing, e channeling for doctors appointment. - The app will provide services only in Sri Lanka. - It will be used by both Android and iOS users. - Have entered into an agreement with Hutch, Etisalat, Mobitel, Airtel, Echannelling PLC, Srilankan Telecom, M Cash for Postpaid and prepaid recharge. -. Have tie ups with 100 corporate and health institutions for doctors appointment. - Revenue model: Reload charges on wallet for max @ 5 %, For e ticketing @ 10% - Have already started promotional events across the place. - App is available as a free download at the moment. - Official launch the app is planned in May 2018.

Online bill payment platform also offering bus ticket booking services. - Currently offering mobile / landline bill payment and recharge services. - Have 2,500+ registered users on the platform. - Sold nearly INR 6 lakh worth of phone recharges in the last 3 months. - Made wallet sales of around INR 5.5 lakh in 3 months. - Recently introduced bus ticket booking services on the platform. - Have tie-ups with 3,000+ bus services across 4,000+ cities. - Intend to add electricity, gas bills and insurance payment services in the near future.