Professional Services Businesses Seeking Loan in Anand

Business type: Common Service Centre (CSC) / professional services kiosk located in Karamsad, Anand district, operating as a Bank of Baroda business correspondent (BC) crosspoint. - Owner/operator: Solo proprietor with 1 employee providing local digital and financial services. - Core services: PAN card application and correction, MSME certificate facilitation, FSSAI certificate assistance, and general document processing. - Banking services: Cash withdrawal and basic banking transactions from customers’ Bank of Baroda accounts as a BC agent. - Financial services: Money transfers (domestic remittances) and insurance application assistance acting as an agent/intermediary. - Customer base & activity: Approximately 125 active customers with an average of 5 service transactions per month. - Revenue model: Fees and commission from government document facilitation (PAN/MSME/FSSAI), BC cash withdrawal commissions, money transfer charges, and insurance referral/agent commissions. - Target customers: Local residents, small business owners and micro-entrepreneurs in Anand seeking PAN, MSME/FSSAI registration, banking access, remittance and insurance services. - Competitive advantage: One-stop local access to government e-services, bank cash withdrawal and financial inclusion services in Karamsad, reducing travel and paperwork for customers. - We operate from a small office and currently do not use a website or mobile apps for our operations.

Business type: Common Service Centre (CSC) / professional services kiosk located in Karamsad, Anand district, operating as a Bank of Baroda business correspondent (BC) crosspoint. - Owner/operator: Solo proprietor with 1 employee providing local digital and financial services. - Core services: PAN card application and correction, MSME certificate facilitation, FSSAI certificate assistance, and general document processing. - Banking services: Cash withdrawal and basic banking transactions from customers’ Bank of Baroda accounts as a BC agent. - Financial services: Money transfers (domestic remittances) and insurance application assistance acting as an agent/intermediary. - Customer base & activity: Approximately 125 active customers with an average of 5 service transactions per month. - Revenue model: Fees and commission from government document facilitation (PAN/MSME/FSSAI), BC cash withdrawal commissions, money transfer charges, and insurance referral/agent commissions. - Target customers: Local residents, small business owners and micro-entrepreneurs in Anand seeking PAN, MSME/FSSAI registration, banking access, remittance and insurance services. - Competitive advantage: One-stop local access to government e-services, bank cash withdrawal and financial inclusion services in Karamsad, reducing travel and paperwork for customers. - We operate from a small office and currently do not use a website or mobile apps for our operations.