Agriculture Wholesale Businesses Seeking Loan

Located in Dharmapuri, this business is primed for growth in the import-export sector. - Seeking a business loan to start the expansion into international trade, focusing on high-demand products. - Top-selling products will include gypsum board, sourced from Egypt, and fresh Valencia oranges from South Africa, targeting the wholesale market. - Plans to import gypsum board and fresh Valencia oranges to meet local and regional demand. - Ambitious export strategy: skimmed milk powder and mango pulp to be shipped to Egypt and other international markets. - Currently operated by a single enthusiastic employee, presenting significant potential for operational scalability. - The business leverages existing relationships in agriculture to facilitate streamlined import-export operations. - Business is registered with an FSSAI licence, GST certification and MSME certification. - The promoter due to the existing business network can import the gypsum board within a month after receiving the funds.

Engaged as traders of maize, soya, and cotton providing high-quality agricultural products to meet market demands. - Established strong relationships with 4 key distributors, ensuring effective distribution channels and reliable supply chains. - Collaborate directly with 300 farmers who supply goods, fostering a community-driven approach that supports local agriculture and enhances product quality. - The promoter brings 4 years of valuable experience in the agricultural industry, contributing to the company's expertise and operational efficiency. - Fully compliant with all regulatory requirements, including licensed incorporation and GST registration, ensuring a transparent and professional business operation. - Our presence spans across 3 districts in Telangana, allowing us to serve a diverse client base and strengthen our market position in the region. - We do not need a high employee count since we are engaged in wholesale transactions.

Business specializing in the procurement, processing, and sale of white copra. - Has a current monthly production capacity of 27,000 kgs (equivalent to a 20ft container). - Sustainable sourcing is from owned coconut fields with supplementary procurement from local farmers during production declines. - Clients are four domestic exporters with monthly supply frequency. - There are over 300 local farmers in West New Britain producing white copra. - Current facilities primarily consist of permanent copra dryers, offering reliability in processing capabilities. - Monthly procurement and supply frequency enhances operational efficiency and inventory management. - Strategic goal is to transition from domestic distribution to international markets, tapping into global demand for white copra.

The company used to supply coconut husk chips. - We shut down 3 years ago post-COVID due to economic instability. - We supplied to 4 agricultural companies. - The company has a valid certificate of incorporation (COI). - The owner has 11 years of experience in the industry. - Since we already have a network of suppliers and clients, we will be able to finance the loan. - When it was operational, the company made around 1.5 million LKR annually. - We expect to launch operations as soon as we get funding and can start paying the interest a month after beginning operations.

Based in Makassar, the business operates within the agriculture wholesale industry, primarily functioning as a supplier of frozen seafood. - The top selling product is soft bone cuttlefish, which is supplied to local retail shops and hotels for cooking and serving to customers. - The business has a client base of 5 local companies, with orders ranging from 600 kilograms to 1 ton per month. - The business has more than 15 fishermen as suppliers for procuring stock. - The business has acquired all regulatory authorizations and licenses, ensuring full compliance with standards such as Food Safety Standards and the licensing and permits necessary for seafood suppliers.

The business operates in the agriculture wholesale industry, specializing in the procurement and distribution of fresh organic vegetables and fruits. - Located in Hassan, the business serves as a key player in the agricultural wholesale market within Karnataka mainly delivering its products to Bangalore. - With a team of 49 dedicated employees, the business demonstrates a commitment to operational efficiency and productivity. - The product and service offerings include fresh organic vegetables and fruits, catering to the demands of wholesalers and delivery chains such as Big Basket and other similar entities. - The recent addition of a mushroom unit has proven to be a lucrative investment, yielding a remarkable 300x margin within a 3-month period. - Despite facing challenges related to water scarcity, the business has exhibited resilience by generating substantial revenue from the sales of leafy vegetables. - The business has established strong partnerships with major players in the market, currently serving over 300 wholesalers and demonstrating a robust distribution network. - While operations were limited in the previous year, the business is now strategically positioned to embark on an expansion phase, capitalizing on the growth potential within the industry. - The leadership team boasts extensive experience, with the directors collectively possessing decades of industry knowledge and expertise, positioning the business for sustainable growth and success.

Company involved in the processing and export of Cocoa to Northern Africa. - Seeking senior secured lender for a USD 1.5 million short-term commodity trade finance facility for a cocoa processor/trader in Spain. - Each deal amount is approx USD 50,000 - USD 100,000 on shipment of cocoa powder from Spain to 4–5 buyers mainly in Northern Africa (Morocco, Algeria, and Tunisia). - Each deal of 40-80 days is on an uncommitted, transactional basis and continuously recurs. - 60% of the deals are receivable finance of 30–60 days. Buyer non-payment risk is covered with Coface Spain credit insurance. - 10% of the deals are voyage finance of 10–20 days. Financing is from the load port to the destination port. The lender receives payment 2 days before the vessel. Arrives at the destination port. Release of title to cocoa occurs after receipt of payment. - 30% of the deals are voyage finance followed by receivable finance for a financing period of 40–80 days. - Up to 15 deals may overlap but cannot exceed USD 1.5 million in aggregate. - Senior secured lender to provide 85% of each loan. Hommocks will provide 15% of each loan as a junior secured lender. - Hommocks will document the agreements and book/administer the loans. - Interest rate is SOFR + 8%pa. Current SOFR is approx 5.35%pa. Thus, all-in rate is 13.35 %pa (=8.5% + 5.35%) currently. There will be a floor SOFR of 3.5%pa. - The borrower company was founded 11 years ago and is located in Northern Spain. - The borrower company's annual sales are USD 2.5 million, total assets USD 4 million, and equity is USD 0.8 million.

We are importers and exporters of agricultural products. - We deal in coffee beans, yellow maize, black pepper, and yellow corn. - Products are imported from Pakistan, Brazil, and Argentina. - Have 6 suppliers in Pakistan and the number of suppliers in Argentina and Brazil depends on the cost of the products. - The products are sold in Vietnam. We sell coffee, yellow maize, and corn in Europe, Laos, Thailand, and Cambodia, and black pepper is sold in Iran. - We import 250 tonnes of maize, corn and pepper, and 25 tonnes of coffee. - Our domestic clients include companies engaged in manufacturing animal feed, a coffee processing plant, and other wholesalers. - The sales of the business were low last year as it was the first year of operations. - We require only a few employees as we are still working with a smaller amount of products. - Promoter has 3 years of experience in the industry. - We have a registration document.