Business Investment Opportunities

What we are: A multi-national currency cross-border payment system and neo-bank with no physical branches, offering real-time global settlement in multiple currencies. It serves as a UPI aggregator and collaborates with major banks, payment partners, and card brands. They use a secured token offering and provide multiple banking apps for seamless payments. A multi-national currency cross-border payment system enables real-time currency exchange and settlement for individuals and businesses across different countries. It offers instant currency conversion, and compliance with international regulations, and empowers users in global finance and trade. Business is yet to kick-start operations. Not required to be registered under SEBI. Revenue model for our multi-national currency cross-border payments system: 1. Transaction fees: Charge a small percentage or a flat fee on each transaction conducted through the platform. 2. Merchant services: Earn fees from businesses for payment processing, POS systems, and e-commerce integrations. 3. Subscription plans: Offer premium or subscription-based plans for individual users and businesses, providing added features for a fee. 4. Interchange fees: Earn a portion of the interchange fees paid by merchants' banks for processing card transactions. 5. Currency conversion fees: Charge fees or markups on foreign exchange rates for international transactions and currency conversion. 6. Lending and credit services: Offer lending and credit products, earning interest and fees. 7. Investment and wealth management: Provide investment and wealth management services, earning fees based on assets under management and transaction fees. 8. Data monetization: Analyze transaction data and user behaviour, monetizing data by selling aggregated and anonymized information to third parties. 9. Partnerships and affiliates: Earn referral fees or commissions through partnerships with other businesses. 10. API access fees: Offer APIs for integration and charge usage-based fees or licensing fees. 11. Cross-selling financial products: Cross-sell other financial products like insurance or prepaid cards, earning commissions or fees. 12. Ad revenue: Display advertisements within the platform and earn revenue from advertisers. Neo-bank. A neobank, or digital bank, is a fintech company that operates solely online or through mobile apps, lacking physical branches. Neobanks focus on enhancing customer experiences by leveraging technology to streamline operations, lower costs, and offer a wide range of financial services. They often target specific niches or customer segments and can collaborate with traditional financial institutions. Key characteristics include: - Online-only operation. - Technological emphasis on convenience and efficiency. - Services like savings accounts, payment processing, lending, and budgeting tools. - Accessibility, user-friendly interfaces. Revenue model for our neo-bank: 1. Net interest margin (NIM): Generate revenue by lending deposits held in customer accounts, earning interest on loans. 2. Lending services: Offer personal loans, consumer credit, or small business loans and earn revenue from interest rates and associated fees. 3. Deposit fees: Charge fees for specific services like overdraft protection, wire transfers, or expedited card replacement. 4. Subscription plans: Provide premium or subscription-based plans with added features for a fee. 5. Card issuance and usage fees: Earn fees from card issuance, usage fees, and foreign exchange fees. 6. Merchant services: Offer payment processing and POS solutions to businesses and charge fees. 7. Investment services: Offer investment products and earn revenue through trading commissions and asset management fees. 8. Currency conversion fees: Charge fees or apply a markup on foreign exchange rates. 9. Partner commissions: Earn commissions for facilitating partnerships with fintech companies. 10. Cross-selling financial products: Promote and sell other financial products and earn commissions or referral fees. 11. Data monetization: Analyze customer transaction data and provide insights to businesses, generating revenue. 12. Affiliate marketing: Participate in affiliate marketing programs and earn commissions for referrals. 13. Interchange fees: Earn a portion of the interchange fees paid by merchants for processing card transactions. 14. ATM access fees: Charge fees for ATM cash withdrawals at out-of-network ATMs.

Established automobile denting and painting service in Kolkata, handling 60-100 cars per month, capitalizing on a high demand for quality dent and painting services. - Distinguished reputation driven by quality workmanship, gaining a strong local client base primarily through word-of-mouth and strategic online advertising. - Stable workforce supports the operational framework, enabling efficient service delivery and customer satisfaction. - High-revenue stream generated from dent and painting services, positioning the business as a top choice in a competitive market. - Successful marketing strategies that effectively target potential customers, highlighted by notable online presence without exorbitant expenses. - Operational breakeven achieved, with profitability anticipated shortly, indicating sound financial management and a promising growth trajectory. - Business has a partnership deed and a GST certificate.

Garment manufacturing and embroidery company with one of the largest embroidery set up in Delhi NCR with Japanese and Swiss machines. - Running our own brand of socks having monthly sales of 2 million pairs domestic and overseas. - Our factory has a manufacturing capacity of 1 lakh pieces per month and we currently utilize 25% of the capacity. - We are a supporting manufacturer for major international brands and have 20-25 clients which include H&M, Zara, and Benetton Group. - We are known as one of the best embroidery companies with imported machinery from Japan and Switzerland serving some world-renowned brands. - Experienced and professionally qualified promoters with Chartered Accountancy degrees. - Aftermath Covid-19, our business has taken a sharp dip, hoping to revive with new collaboration strategies.

Garment manufacturing and embroidery company with one of the largest embroidery set up in Delhi NCR with Japanese and Swiss machines. - Running our own brand of socks having monthly sales of 2 million pairs domestic and overseas. - Our factory has a manufacturing capacity of 1 lakh pieces per month and we currently utilize 25% of the capacity. - We are a supporting manufacturer for major international brands and have 20-25 clients which include H&M, Zara, and Benetton Group. - We are known as one of the best embroidery companies with imported machinery from Japan and Switzerland serving some world-renowned brands. - Experienced and professionally qualified promoters with Chartered Accountancy degrees. - Aftermath Covid-19, our business has taken a sharp dip, hoping to revive with new collaboration strategies.

We are a well established medical store with market presence of more than 40 years. - Serving all kinds of genuine medical and surgical products at a reasonable rate. - Store is located opposite to a hospital, it is the heart of business district with close proximity to a railway station and bus depot. - We have multiple product categories and 25 suppliers. - Average footfall is more than 100 customers per day. - We provide 24 hours service to customers with home delivery but the routine business has been affected by the pandemic. - Promoter has 24 years of experience in this field and the company is debt free. - This is an equal partnership firm between the promoter and his wife.

Our cafe is one of the best cafes in the Kolkata, with two outlets in Salt Lake and Jadavpur area. - We have also established our coffee and beverage QSR under our brand name which we plan to expand in a coffee chain format. - Business is associated with Zomato, Swiggy for online delivery orders. - We serve around 100 to 150 online orders every day. - On average, the business receives 90 to 100 customers every day. - Our cafe has a 4.2 rating in Zomato, and a 4.1 in Swiggy. - Business has a seating capacity for 100 people at once combining both the cafes. - We serve over 200 food and beverage items on our menu. - Due to the Covid-19 lockdown our business was affected, but we are recovering very well now and have opened a second outlet. - The promoter has 6 years of experience in the cafe business along with a sales, marketing, and strategy background as part of his MNC work experience.

Nearly a decade in the business as a luxury furniture supplier for kitchens. - Has its own showroom and factory premises. - High profile esteem customer portfolio. - Well trained qualified operational & factory staff. - Reputed name in the business. - We install 5-6 kitchens in a month and each project will cost around LKR 1.2 - 1.8 million. - The installation projects last for 2 months to 6 months. - The business has completed more than 300+ kitchen installations to date. - We provide 7 years warranty on our installations. - The business is planning to expand into the luxury wardrobe and other panel furniture manufacturing and installation.

We started our business 7 years ago to provide automotive repair and services, along with coating services for houses and accessories. - Have taken up franchise of a known ceramic coating company since 2016, and we are operating in Indore. The franchise agreement is initially valid for 5 years. - We sell different ceramic coating products to coat materials such as walls, shoes, leather, sports goods, and for rain-proof coating. - Our services is quality tested and certified by SGS. We receive 5 to 10 customers everyday at our franchise outlet. 70% of our revenue is generated through our coating franchise business and the remaining contribution is through our automotive services. - Promoters have 10 years of experience in automotive services industry, and are seeking funds for getting more stock material, and to expand their operations.

Business is a manufacturer and exporter of certified 925 Silver jewellery and fashion Jewellery. - We have our own design jewellery and we also manufacture and design custom jewellery on a request basis. - Receive 100+ orders on a monthly basis and the orders made through phone calls, Facebook, and Instagram. - We also receive orders from UAE, Australia and the US, and have a tie-up with a delivery partner that enables us to export our products worldwide. - Promoter has 45+ years of industry experience and is planning to start an eCommerce platform and multi-national retail chain outlets throughout to expand the business. - Business owned assets include the manufacturing facility, office property, and equipment.