Business Investment Opportunities

Highlights of our business - Impressive client portfolio: we are proud to have a strong client base of 32 esteemed businesses, including 7 renowned resorts. In just 2 years, we have successfully established ourselves as a trusted partner for a diverse range of clients. Our ability to attract and retain such clients reflects the quality of our services and the satisfaction we provide. Rapid growth: our company has experienced remarkable growth since its inception. Within a short span of 2 years, we have achieved significant milestones, securing 32 clients. This remarkable growth rate highlights the demand for our services and our team's ability to meet and exceed client expectations. Promoters with extensive experience: our company is backed by a team of promoters who collectively possess 10 years of valuable experience in related fields. Their expertise and deep understanding of the industry enable us to navigate challenges effectively, make informed decisions, and deliver exceptional results to our clients. Strategic business relationships: we have strategically partnered with several prominent service providers in the Maldives, further strengthening our position in the market. These alliances not only enhance our service offerings but also enable us to provide comprehensive solutions to our clients. Our strong business relationships demonstrate our commitment to delivering excellence through collaboration. Recognition and trust: While our company has not yet won any awards, our focus has always been on building lasting relationships with our clients based on trust and exceptional service delivery. We prioritize client satisfaction above all else, and our growing client base is a testament to the trust and confidence our partners place in us.

Company that stands out as Hong Kong's first licensed financial institution with on-site metaphysicists, blending high-ratio property mortgages with Zi Wei Dou Shu, Feng Shui, and I Ching services for holistic financial solutions. Business highlights: - Unique positioning: Pioneer in integrating traditional mortgages/fintech with metaphysics (loan timing predictions, karmic debt resolution via divination), targeting property owners for "clearing money debts and karmic debts. " - Regulatory status: Licensed money lender (with P2P License No. ), emphasizing legal compliance and property-secured loans up to high LTV ratios. - Revenue model: Earns from interest on large-sum, low-rate mortgages (H+1.3%), refinancing, second mortgages, and our own issued bonds (8% yield investments funding lending operations). Leadership experience: - Promoter brings over 20 years in finance from major international banks and Allianz Security, specializing in mortgage risk management, compliance, and now fusing it with expertise in Feng Shui, Zi Wei Dou Shu, and Wen Wang Gua for client consultations. Client base and relationships: Serves HK property owners (private, HOS, village houses), mainland China residents with HK assets, SMEs for turnover loans, and bond investors; builds trust via free valuations, WhatsApp/hotline access, and partnerships implied through professional networks like LinkedIn/Facebook for referrals.

Company that stands out as Hong Kong's first licensed financial institution with on-site metaphysicists, blending high-ratio property mortgages with Zi Wei Dou Shu, Feng Shui, and I Ching services for holistic financial solutions. Business highlights: - Unique positioning: Pioneer in integrating traditional mortgages/fintech with metaphysics (loan timing predictions, karmic debt resolution via divination), targeting property owners for "clearing money debts and karmic debts. " - Regulatory status: Licensed money lender (with P2P License No. ), emphasizing legal compliance and property-secured loans up to high LTV ratios. - Revenue model: Earns from interest on large-sum, low-rate mortgages (H+1.3%), refinancing, second mortgages, and our own issued bonds (8% yield investments funding lending operations). Leadership experience: - Promoter brings over 20 years in finance from major international banks and Allianz Security, specializing in mortgage risk management, compliance, and now fusing it with expertise in Feng Shui, Zi Wei Dou Shu, and Wen Wang Gua for client consultations. Client base and relationships: Serves HK property owners (private, HOS, village houses), mainland China residents with HK assets, SMEs for turnover loans, and bond investors; builds trust via free valuations, WhatsApp/hotline access, and partnerships implied through professional networks like LinkedIn/Facebook for referrals.

Within 3 years of establishment: - The company has been able to disburse over NGN 750,000,000 in loans with over NGN 200M personally and from investors and partners. - We collaborate with legal teams and asset appraisal experts to determine the precise value of collateral, including cars, original watches, gold and diamond jewellery. - Revenue model of 8% monthly interest on every loan disbursed. - We have the necessary license issued by the Lagos State Government Ministry of Home Affairs to operate the business.

The company's primary market focus is the Vienna region in Austria, with expansion plans extending into Serbia or/and Germany (Munich region), leveraging cross-border market growth. Currently, the firm maintains a robust inventory with over 20 semidetached/townhouses ready for immediate sale, catering to both individual buyers and real estate developers. An upcoming surge in residential offerings includes the near completion of 30 apartments, with an additional 14 apartments projected for completion by year-end, ensuring a continuous supply to meet housing demand in the region. The company is set to commence construction of a new residential project featuring 15 small apartments, demonstrating its ongoing commitment to expanding its real estate portfolio. Specializing in a diversified real estate portfolio, they provide comprehensive planning services such as architectural and business modeling, enhancing their value proposition to clients and investors. The business operates efficiently with a lean team of five employees, maximizing operational efficiency while maintaining a high output of quality real estate products and services. The bridge loan sought will fuel expansion efforts, facilitating the development of multifaceted projects, including residential and commercial (supermarket) infrastructures, supporting local economic growth and urban development.

The business is a regulated credit-only microfinance institution in Zimbabwe, licensed by the Reserve Bank of Zimbabwe (RBZ), ensuring compliance and reliability in personal and commercial lending. - It operates 8 branches strategically located across the Harare Province, focusing on providing personal loans specifically for government employees and collateral-backed loans. - The hybrid lending model combines disbursement from its own balance sheet with loans facilitated through partnerships with banks and Development Finance Institutions (DFIs). - The loan offerings include personal loans for government workers with an average ticket size of USD 500, and collateral-based loans averaging USD 1,000, attracting a diverse customer base. - Acceptable collateral includes movable assets like vehicles and electronics, as well as immovable property such as residential homes, enhancing security and loan approval rates. - The company employs a strong multi-channel customer acquisition strategy, utilizing walk-ins, agents, referrals, and social media marketing to reach new clients effectively. - Revenue is generated primarily through interest income, with rates of 12% per month for personal loans and 15% for collateral-based loans, alongside establishment fees applicable to collateral loans. - The current outstanding loan book stands at approximately USD 200,000, with historical loan disbursements exceeding USD 5 million, reflecting steady growth in the lending sector. - The business enjoys a healthy average monthly loan disbursement of about USD 50,000, with a reported 7% non-performing asset (NPA) rate, demonstrating a conservative and responsible lending approach. - The company has shown consistent growth, achieving approximately 20% annual disbursement growth since 2020, despite recent challenges related to delayed government remittances. - The decrease in run-rate sales is due to delayed repayment remittances from the Government. As a result, the business relied on short-term borrowings for on-lending, which offered lower margins compared to lending from its own balance sheet. Consequently, the shareholders decided to reduce loan disbursements.

We deal with residential and commercial properties. - Have offices in Noida, Patna and Pune. - We sell on an average, 15 properties per month. - We receive a commission from the builders on every property sold. - Our business sells properties pan India. - We deal with all the major reputed builders pan India.

We need an investor to build a luxury apartment and pool villa at super beautiful panoramic beachfront land in the heart of the new development tourism spot of Gunaksa harbor. The land has already been cleared and is ready for immediate construction. Providing the perfect opportunity to start building our dream with endless possibilities for development. whether it be for private villas, resorts, apartments, hotels, restaurants, or commercial establishments. Our resort project will start from scratch, from choosing a resort name, a design and a contractor, using a business license, and purchasing building materials, we will do it together. Therefore, we need to become a completely effective, efficient, trusted and reliable team.