Apparel Store Seeking Loan in Bhaktapur, Nepal

Top-selling products include stylish apparel and accessories that range from everyday essentials to standout statement pieces. The offerings are tailored for modern professionals, students, and fashion enthusiasts who value quality and trend-forward designs. Services feature a seamless shopping experience both online and in-store, making it easy to discover and adopt affordable fashion for diverse lifestyles. Complementing the retail experience is a vibrant café that draws locals and visitors alike with artisan beverages and light bites, creating a relaxed, community-focused atmosphere. The following are tangible assets that can be physically seen and touched:
1. Two-storey commercial property (privately owned premises where the business operates)
2. Retail inventory (clothing, accessories, and related products)
3. Café equipment (coffee machines, grinders, refrigerators, seating, and kitchen tools used for café operations)
4. Furniture and fixtures (display racks, shelves, seating, counters, and decorative elements)
5. Technology and equipment (point-of-sale systems, computers, printers, and content creation tools such as cameras)
6. Signage and branding boards.
7. Storage units and containers.
8. Lighting and electrical installations.
The following are intangible assets that contribute to the business’s overall value:
1. Brand names associated with the retail and café operations.
2. Customer goodwill and loyalty.
3. Social media presence and audience engagement.
4. Online store and website.
5. Original fashion and café-related product designs and concepts.
6. Established supplier and vendor relationships.
7. Copyrighted content including logos, product photography, and marketing materials.
8. Business know-how and operational systems developed over time. Operate from a fully owned two-storey house, eliminating any rental expenses and providing the business with financial flexibility. The ground floor is dedicated to its core functions—housing both the trendy retail store and the in-house café that serves artisan beverages and light bites—creating an engaging and accessible customer experience. The upper floor is allocated for administrative functions, design studios, and storage, ensuring smooth operations and ample space for future expansion. Sole proprietorship that is entirely self-funded. The business is financed through personal investments and the reinvestment of its own earnings, allowing the owner to maintain full control without external partnerships or stakeholders. With operations based out of a fully owned two-storey house, the business minimizes overhead costs, which supports its sustainable financial model and future growth initiatives.