Automobile Parts Wholesale Company Seeking Loan in Lima, Peru

- The business imports and distributes filters, clutch kits, clutch system components, engine parts, and other spare parts for Chinese-origin commercial trucks.
- Customers include transport and logistics companies, construction and mining contractors, commercial fleet operators, repair workshops, and wholesale distributors.
- Products are sold primarily from available inventory through direct B2B sales, repeat orders, and specialized assistance in identifying the correct parts for each truck model. Physical assets: We currently maintain approximately PEN 0.7 million worth of inventory at cost, excluding VAT. The inventory consists mainly of filters, clutch systems, engine parts, and other spare parts for Chinese-origin commercial trucks, stored across our two warehouse facilities in Lima.

The value of these physical assets exceed the loan amount being sought, however, these assets are essential for the business operations and cannot be liquidated.

Intangible assets: Established supplier relationships with manufacturers and traders in China, and customer database. The business operates from two leased facilities in Lima with approximately 1,100 square meters of combined storage and commercial space. The main facility has approximately 700 square meters and is used for inventory storage, order preparation and commercial operations. An additional 400-square-meter warehouse provides supplementary storage capacity and space for future growth. The business is presently funded through shareholder capital, reinvested operating cash flow, and supplier payment arrangements. It is currently servicing a PEN 200,000 working capital loan from BCP with a 12-month repayment term. The fourth monthly installment is due next month, and all payments are current. Normal trade payables are also maintained as part of the company's regular import operations. The company has two shareholders, holding 95% and 5% ownership, respectively.