Cafe Seeking Loan in Zamboanga, Philippines

- Cafe operates in Zamboanga with a dedicated team of 8 employees focused on delivering premium quality beverages.
- The business boasts a robust client base of over 5,000 loyal customers, with 70% accounting for repeat business.
- Current revenue streams include beverage and food sales constituting 70%, supplemented by catering (15%), events/workshops (10%), and merchandise (5%).
- With a 15% year-on-year growth, the cafe demonstrates strong financial performance.
- The staff comprises 10 skilled baristas, cooks, and customer service representatives, operating under experienced hospitality management.
- Positioned in a high-traffic area, the cafe offers a seating capacity of 50, aiming to cater to both individual customers and community events.
- The cafe plans to expand its menu, open additional locations, enhance its digital presence, and increase its events/workshops to drive growth.
- Financial projections:
1. Revenue growth: PHP 2,500,000 (year 1), PHP 2,875,000 (year 2), PHP 3,306,250 (year 3).
2. Net income: PHP 500,000 (year 1), PHP 875,000 (year 2), PHP 1,306,250 (year 3).
3. Break-even point: 6-9 months.
4. ROI: 30% within 3 years.