FinTech Company Equity Stake For Sale in Marseille, France

Products & services:
- Mobile top-ups (local and international).
- Gift cards and retail vouchers (major global brands).
- Gaming and entertainment PINs and subscriptions.
- Software PINs and digital license codes.
- Bill and invoice payment services (where supported).
- Logistics labels and shipment orders (where supported).
- Unified API and product catalog.
- Omnichannel storefronts and integrations (web, e-commerce, POS, kiosks).
- Reporting, analytics, and reseller performance dashboards.

Client base & revenue model:
- Clients include digital product resellers, retail networks, kiosks and convenience stores, e-commerce merchants, POS operators, and B2B distributors.
- Revenue is generated through tiered SaaS subscriptions, per-transaction fees, and additional charges for onboarding, integrations, custom development, and premium support. Tangible assets include 300 vending and self-service kiosks for retail distribution of digital products, valued at nearly EUR 180,000, along with office equipment such as laptops, desktops, monitors, phones, and networking gear. There’s also furniture and fixtures like desks, chairs, and meeting room setups, plus demo and test hardware including POS devices, Android kiosk terminals, and scanners/printers.
Intangible assets cover the ePaaS. io software platform IP core codebase for backend, frontend, and admin dashboard alongside APIs, integration layers, supplier connectors, and various plugins for e-commerce and POS/kiosk systems.
Additional assets include structured databases with product catalogs, brand assets, and marketing materials, domain names, and comprehensive know-how through documentation and training.
Commercial value comes from supplier relationships, reseller pipelines, and partner networks, as well as data analytics with dashboards and KPIs, and an array of customer, supplier, and partner contracts. - This digital platform business operates without a single production facility, running through rented office spaces and remote teams, with technology hosted on secure cloud infrastructure.
- It has a multi-location presence in Marseille, Nancy, Paris, and Tangier, covering team, commercial, and tech operations. Office spaces are leased under standard commercial agreements, with no long-term industrial leases tied to the business.
- The platform is delivered via cloud hosting, requiring no owned physical plants or warehouses for its core services. Present funding:
The business is currently funded through founder funding and operating revenues (bootstrapped). No external equity round has been completed to date.
Debts / loans outstanding:
- Bank loans: None disclosed / no material bank debt.
- Shareholder loans: Founder shareholder loan (s) may exist as working-capital support.
- Other liabilities: Standard trade payables related to suppliers/operations.
- Shareholders / owners.
The company is founder-controlled with a small shareholder base. The promoter is the majority shareholder (99%)