FinTech Businesses for Sale and Investment

Integrated climate-finance platform combining regulated insurance distribution, climate-risk technology, and field-data intelligence for rural and agricultural markets across India. - Operates through three business verticals: insurance distribution, parametric insurance SaaS, and field survey execution services, creating diversified revenue streams without underwriting risk. - Facilitated ₹350+ crore in Gross Written Premium and sold over 250,000 insurance policies across crop, cattle, rural, and retail insurance segments. - Built a distribution network of 12,000+ trained rural PoSP agents, enabling deep market penetration and last-mile customer access. - Maintains partnerships with 21+ insurance companies, including leading private and public-sector insurers, and is actively deployed with a Tier-1 insurer customer. - Developed proprietary technology platforms including ClimateShield, a parametric insurance engine with automated trigger-based claim settlement capabilities, institutional dashboards, and API-driven integrations. - Owns a proprietary agricultural intelligence database built from more than 2 million field surveys and 19 lakh+ quality checks, creating a significant data advantage. - Successfully auto-settled 3,816 climate-related claims, demonstrating practical implementation of technology-driven insurance solutions. - Generates revenue through brokerage commissions, SaaS and API subscriptions, and field execution services, providing multiple recurring income streams. - Led by a founding team with over 60 years of combined experience across insurance, banking, financial services, and technology institutions. - Recognized through multiple industry awards and grants, including international fintech recognition and innovation-focused accolades. - Revenue generation is driven by proprietary technology, insurer partnerships, and a network of 12,000+ PoSP agents, enabling scale with a lean team of 50 employees. - The business has a valid GST and Incorporation certificate.

Malaysia’s first AI-driven financial literacy SaaS platform designed to simplify receipt scanning, income and expense tracking, and financial management for individuals, freelancers, students, and SMEs. - The platform is currently pre-revenue and in Phase 1 of its product roadmap, with the initial development completed. - The platform is built specifically for the Malaysian market, offering bilingual Bahasa Malaysia and English support, multi-language receipt processing, and a mobile-responsive web interface. - Key features include AI-powered receipt scanning, intelligent data extraction, income and expense tracking, claims reporting, financial dashboards, and data export capabilities. - Current efforts are focused on product validation through live demonstrations, user feedback, and participation in innovation and entrepreneurship competitions. - The company has already received early industry recognition, winning a Silver Award at the International Technopreneur Invention and Exhibition Conference (I-TIE), validating the platform’s innovation potential. - The commercial rollout follows a phased and realistic approach: * June: Product validation through live demonstrations, competition exposure, and user feedback during the DIGITEX Grand Final and I-TIE events. * July–August: Pilot onboarding of selected users, freelancers, students, and SMEs to test real-world usage, OCR accuracy, reporting functions, and claims workflows. * September: Soft launch in Malaysia for a broader user base, with paid subscription plans prepared for activation once platform stability and user traction are confirmed. * Q4: Targeted commencement of monetization through subscription plans, subject to user adoption, retention metrics, and payment readiness. - Beyond the current build, the company has Phase 2 and Phase 3 development milestones planned, focusing on expanding functionality, enhancing user experience, and strengthening the platform’s long-term scalability. - Additional funding or strategic support would enable the business to accelerate development, improve quality assurance processes, reduce bugs and errors, strengthen infrastructure, and bring the platform to full commercial readiness more efficiently. The company is also exploring Indonesia as a potential future expansion market through university-linked collaboration opportunities arising from I-TIE, including discussions connected to cooperation between Universiti Teknologi MARA (UiTM) and Universitas Negeri Yogyakarta. These discussions remain at an early stage. - While regional expansion opportunities are being assessed, the immediate priority is to validate the Malaysian market, establish a stable and commercially viable product, and then scale carefully into the broader ASEAN region. - The business is registered in Malaysia and has secured both SSM registration and copyright protection for its intellectual property.

AI fintech software company w/ proprietary trading systems + licensing model | high-growth industry | turnkey | scalable revenue. The business is currently operating as a high-margin, low-overhead fintech licensing company with proven demand, but without aggressive scaling efforts applied. This is a rare opportunity to acquire a fully operational, revenue-generating fintech software company operating under the brand iPayr. Positioned at the intersection of AI, automation, and financial technology, the business has developed 3 proprietary systems for automated market execution across multiple markets. Revenue is generated through software-driven performance and licensing of 3 proprietary systems, creating both active income and scalable recurring revenue. The company receives 100's of inbound inquiries monthly, reflecting strong demand. We also hold a deal with a major marketplace, where we are featured across 85 territories globally promoting our software for license to end users. Highlights: 3 fully developed proprietary software systems; established licensing model with active users. U. S. -based LLC structure as of 2026 (transitioned from Bangladesh, then transitioned from the UK, and now USA. This can be operated from anywhere. In addition, we hold a method where you pay -less- than 15% in taxes. This can also be applied to any business, no matter the location or industry. Looking For: We are looking for a buyer who is easy to work with, and either looking for a long term relationship or quick easy transfer. Option 1 – Full Support $150,000 - 12 months support Financing: $100k down + payments over 24 months. Option 2 – Balanced $100,000 - 3 months support Financing: $75k down + payments over 24 months. Option 3 – Quick Transfer $75,000 - 30 days support Financing: $50k down + payments over 24 months. We "would possibly" be interested in a 49% partner buy in for, depending on your skill set, networks, involvement ect. . . This can be discussed if you're interested. Business description: AI fintech software company w/ proprietary trading systems + licensing model | high-growth industry | turnkey | scalable revenue. This is a rare opportunity to acquire a fully operational, revenue-generating fintech software company operating under the brand iPayr International. Positioned at the intersection of AI, automation, and financial technology, this business has developed and deployed proprietary software systems designed for automated market execution across multiple financial environments. The company generates revenue through a dual-model structure: Software-driven performance. Licensing of proprietary systems to end users. This creates both active and scalable recurring revenue streams, making the business highly attractive for both operators and investors. In addition, the business currently receives a few hundred inbound inquiries per month, demonstrating strong and consistent market demand. Key highlights: 3 Fully developed custom proprietary software systems. Additional next-generation software currently in development. Established licensing model with existing license holders. Turnkey infrastructure fully built and operational. U. S. -based LLC structure as of 2026 (transitioned from Bangladesh, then to the UK, and now USA operations. The technology. The foundation of the business lies in its proprietary fintech software suite. These are fully custom-built systems, not white-labeled or reskinned tools. Built from the ground up. Designed for real-time automated execution. Developed over extensive time and capital investment. Scalable across multiple financial environments. In addition: New advanced systems are actively in development. All intellectual property transfers with the sale. Full control of future product direction goes to the new owner. Revenue model. 1. Licensing revenue. Proven conversion at much higher price points. Recently lowered pricing to increase user acquisition, which we are currently conducting a/b testing to confirm the switch. Strong upside by re-optimizing pricing tiers. 2. Software utilization. Software can be used directly by the owner. Creates an additional internal revenue stream. Immediate earning capability. This is the main reason we are selling. We have utilized our softwares ourselves and have made beyond enough money to not do anything anymore. Operations (day-to-day): The business is designed to be lean and efficient. Daily operations include: Hosting Zoom calls with prospects and license holders. On-boarding new license clients. Managing communication and light oversight. Optional internal use of the software. Additional infrastructure: Fully prepared outsourced team. Ready to deploy large-scale marketing campaigns immediately. Time Commitment: Approx. 20–25 hours per week. ***Financials & Reporting Transparency*** The company provides full proof of revenue and transaction history, including verifiable income documentation. It is important to note, that the business has switched from Bangladesh, then to the U. K and now, in 2026 is a U. S. entity, that was established in 2026. Previously operated internationally. Due to this transition: Formal U. S. tax filings are not yet fully established. Financials are supported via real-time verification and records. The sales price does reflect all of this and any buyer who is interested needs to understand that or not inquire. Advantage to Buyer: Clean slate for structuring. Ability to optimize accounting and tax strategy. Early-stage positioning with proven revenue. Verification Available. Revenue screenshots. Payment processor data. Licensing transaction records. Live walkthroughs. Market Opportunity: AI + Fintech is one of the fastest-growing sectors globally. This business already benefits from: Strong inbound demand (hundreds of inquiries monthly) Increasing market awareness. High scalability. Growth Opportunities: Reintroduce higher pricing tiers. Scale marketing campaigns. Expand globally. Launch new software in development. Leverage inbound leads more aggressively. Operations & Transition: This is a fully turnkey operation. Owners available for support (based on purchase option selected) Lead Programmer/Specialist will remain for up to 1 year. This is a fully digital, asset-rich fintech operation with all infrastructure in place for immediate continuation and scale. The business is home-based and can be operated from anywhere globally. Included in the sale: Structured on-boarding, operational guidance, and strategic support to ensure a smooth ownership transition. Growth & expansion potential: The business is built on a highly scalable licensing model with strong global demand. The business has primarily grown through inbound inquiries, leaving significant upside through paid acquisition, funnel optimization, and strategic partnerships. Key growth opportunities include expanding international reach, increasing license volume, introducing enterprise-level licensing, and enhancing conversion systems. The current infrastructure supports rapid scaling without major increases in overhead. Overall, this is a scale-ready opportunity with clear paths to significantly increase revenue under a more aggressive growth strategy. For full sale: Seller financing available. Down Payment and Payable Payments over 24 Months. Support & training: Option 1 – Full Support $150,000 12 months support Financing: $100k down + payments over 24 months. Option 2 – Balanced $100,000 3 months support Financing: $75k down + payments over 24 months. Option 3 – Quick Transfer $75,000 30 days support Financing: $50k down + payments over 24 months. We "would possibly" be interested in a 49% partner buy in for, depending on your skill set, networks, involvement ect. . . This can be discussed if you're interested. Reason for selling: Owners are stepping back after successfully utilizing the iPayr International Proprietary Software for their own personal gain and are financially set. No need to work with anyone anymore. Home-based: This business is currently home-based. Important: Before we share financials or do any demos, we do require an initial phone call for an introduction, rundown ect. . . this IS part of our vetting process and can be done via phone or whatsapp. After that, an NDA and POF, this is non-negotiable. From there, we are more than happy to share everything, hop on a zoom call, do a demo and more. Everything. This just helps us reduce any tire kickers, time wasters ect. . . as we are getting flooded with interested buyers since we listed iPayr for sale 1.5 weeks ago and had to make that pivot. Thank you, Looking forward to speaking with those interested further.

AI fintech software company w/ proprietary trading systems + licensing model | high-growth industry | turnkey | scalable revenue. The business is currently operating as a high-margin, low-overhead fintech licensing company with proven demand, but without aggressive scaling efforts applied. This is a rare opportunity to acquire a fully operational, revenue-generating fintech software company operating under the brand iPayr. Positioned at the intersection of AI, automation, and financial technology, the business has developed 3 proprietary systems for automated market execution across multiple markets. Revenue is generated through software-driven performance and licensing of 3 proprietary systems, creating both active income and scalable recurring revenue. The company receives 100's of inbound inquiries monthly, reflecting strong demand. We also hold a deal with a major marketplace, where we are featured across 85 territories globally promoting our software for license to end users. Highlights: 3 fully developed proprietary software systems; established licensing model with active users. U. S. -based LLC structure as of 2026 (transitioned from Bangladesh, then transitioned from the UK, and now USA. This can be operated from anywhere. In addition, we hold a method where you pay -less- than 15% in taxes. This can also be applied to any business, no matter the location or industry. Looking For: We are looking for a buyer who is easy to work with, and either looking for a long term relationship or quick easy transfer. Option 1 – Full Support $150,000 - 12 months support Financing: $100k down + payments over 24 months. Option 2 – Balanced $100,000 - 3 months support Financing: $75k down + payments over 24 months. Option 3 – Quick Transfer $75,000 - 30 days support Financing: $50k down + payments over 24 months. We "would possibly" be interested in a 49% partner buy in for, depending on your skill set, networks, involvement ect. . . This can be discussed if you're interested. Business description: AI fintech software company w/ proprietary trading systems + licensing model | high-growth industry | turnkey | scalable revenue. This is a rare opportunity to acquire a fully operational, revenue-generating fintech software company operating under the brand iPayr International. Positioned at the intersection of AI, automation, and financial technology, this business has developed and deployed proprietary software systems designed for automated market execution across multiple financial environments. The company generates revenue through a dual-model structure: Software-driven performance. Licensing of proprietary systems to end users. This creates both active and scalable recurring revenue streams, making the business highly attractive for both operators and investors. In addition, the business currently receives a few hundred inbound inquiries per month, demonstrating strong and consistent market demand. Key highlights: 3 Fully developed custom proprietary software systems. Additional next-generation software currently in development. Established licensing model with existing license holders. Turnkey infrastructure fully built and operational. U. S. -based LLC structure as of 2026 (transitioned from Bangladesh, then to the UK, and now USA operations. The technology. The foundation of the business lies in its proprietary fintech software suite. These are fully custom-built systems, not white-labeled or reskinned tools. Built from the ground up. Designed for real-time automated execution. Developed over extensive time and capital investment. Scalable across multiple financial environments. In addition: New advanced systems are actively in development. All intellectual property transfers with the sale. Full control of future product direction goes to the new owner. Revenue model. 1. Licensing revenue. Proven conversion at much higher price points. Recently lowered pricing to increase user acquisition, which we are currently conducting a/b testing to confirm the switch. Strong upside by re-optimizing pricing tiers. 2. Software utilization. Software can be used directly by the owner. Creates an additional internal revenue stream. Immediate earning capability. This is the main reason we are selling. We have utilized our softwares ourselves and have made beyond enough money to not do anything anymore. Operations (day-to-day): The business is designed to be lean and efficient. Daily operations include: Hosting Zoom calls with prospects and license holders. On-boarding new license clients. Managing communication and light oversight. Optional internal use of the software. Additional infrastructure: Fully prepared outsourced team. Ready to deploy large-scale marketing campaigns immediately. Time Commitment: Approx. 20–25 hours per week. ***Financials & Reporting Transparency*** The company provides full proof of revenue and transaction history, including verifiable income documentation. It is important to note, that the business has switched from Bangladesh, then to the U. K and now, in 2026 is a U. S. entity, that was established in 2026. Previously operated internationally. Due to this transition: Formal U. S. tax filings are not yet fully established. Financials are supported via real-time verification and records. The sales price does reflect all of this and any buyer who is interested needs to understand that or not inquire. Advantage to Buyer: Clean slate for structuring. Ability to optimize accounting and tax strategy. Early-stage positioning with proven revenue. Verification Available. Revenue screenshots. Payment processor data. Licensing transaction records. Live walkthroughs. Market Opportunity: AI + Fintech is one of the fastest-growing sectors globally. This business already benefits from: Strong inbound demand (hundreds of inquiries monthly) Increasing market awareness. High scalability. Growth Opportunities: Reintroduce higher pricing tiers. Scale marketing campaigns. Expand globally. Launch new software in development. Leverage inbound leads more aggressively. Operations & Transition: This is a fully turnkey operation. Owners available for support (based on purchase option selected) Lead Programmer/Specialist will remain for up to 1 year. This is a fully digital, asset-rich fintech operation with all infrastructure in place for immediate continuation and scale. The business is home-based and can be operated from anywhere globally. Included in the sale: Structured on-boarding, operational guidance, and strategic support to ensure a smooth ownership transition. Growth & expansion potential: The business is built on a highly scalable licensing model with strong global demand. The business has primarily grown through inbound inquiries, leaving significant upside through paid acquisition, funnel optimization, and strategic partnerships. Key growth opportunities include expanding international reach, increasing license volume, introducing enterprise-level licensing, and enhancing conversion systems. The current infrastructure supports rapid scaling without major increases in overhead. Overall, this is a scale-ready opportunity with clear paths to significantly increase revenue under a more aggressive growth strategy. For full sale: Seller financing available. Down Payment and Payable Payments over 24 Months. Support & training: Option 1 – Full Support $150,000 12 months support Financing: $100k down + payments over 24 months. Option 2 – Balanced $100,000 3 months support Financing: $75k down + payments over 24 months. Option 3 – Quick Transfer $75,000 30 days support Financing: $50k down + payments over 24 months. We "would possibly" be interested in a 49% partner buy in for, depending on your skill set, networks, involvement ect. . . This can be discussed if you're interested. Reason for selling: Owners are stepping back after successfully utilizing the iPayr International Proprietary Software for their own personal gain and are financially set. No need to work with anyone anymore. Home-based: This business is currently home-based. Important: Before we share financials or do any demos, we do require an initial phone call for an introduction, rundown ect. . . this IS part of our vetting process and can be done via phone or whatsapp. After that, an NDA and POF, this is non-negotiable. From there, we are more than happy to share everything, hop on a zoom call, do a demo and more. Everything. This just helps us reduce any tire kickers, time wasters ect. . . as we are getting flooded with interested buyers since we listed iPayr for sale 1.5 weeks ago and had to make that pivot. Thank you, Looking forward to speaking with those interested further.

Developing a stablecoin-focused digital wallet designed for seamless everyday payments and full crypto utility. - Operates as a pre-revenue platform with a unified stablecoin infrastructure aimed at reducing user friction and enabling real-world adoption. - Built with a low-overhead, scalable model supported by diversified future revenue streams. - Backed by a fully autonomous technical team capable of continuing operations post-acquisition, with transition support available. Core product: - Supports 20+ blockchain networks with native cross-chain asset swaps (BTC, EVM, Tron, SOL, and others). - Enables global fiat on/off-ramps including cards, bank transfers, Apple Pay, Google Pay, and local payment methods. - Provides Web2-style onboarding (email/social login with abstracted private keys). - Allows sending and receiving funds via email or SMS without requiring wallet addresses. - Designed with a stablecoin-first user experience focused on simple, payment-oriented flows. Integrated stack: - Executes swaps and cross-chain bridging in a single transaction using aggregated liquidity. - Includes built-in yield and staking options with 1,000+ integrated opportunities. Positioning: - End-to-end crypto experience within a single application. - User-friendly interface comparable to traditional fintech platforms. - Designed for global usage with a focus on stablecoin transactions. - Eliminates friction across onboarding, funding, and fund transfers. - Holds a valid Certificate of Good Standing, ensuring legal compliance.

Operates a regulated B2B trading infrastructure platform offering multi-asset execution and compliance systems. - Provides trading platforms, back-office systems, and white-label infrastructure for institutional clients. - Serves trading firms, fintech companies, and financial institutions through a usage-based transaction fee model. - Supports over 15,000 monthly active institutional users and 1,500+ daily active users, indicating strong platform engagement. - Built on a proprietary technology stack designed for scalability, reliability, and compliance. - Maintains strong institutional relationships, enabling consistent usage and recurring revenue. - Operates as a fully regulated entity with an established compliance track record in financial markets. - Registered with the federal stock authority in Dubai, enabling institutional trading on the platform. - Follows an asset-light and scalable business model with recurring B2B revenue streams. - Backed by several years of operational experience in regulated financial environments. - Operates with a lean team structure supported by part-time contract employees. - Holds a valid trade license, ensuring regulatory compliance.

Managing a loan portfolio of over ₹1,300 Crores, with deep penetration across Tier 2 and Tier 3 markets. - Successfully engaged 3.5+ million borrowers, building robust borrower intelligence datasets. - Trusted by multiple partner lenders, including banks, NBFCs, and fintech platforms. - The platform connects lenders and borrowers, but does not engage in lending or handle payment processing/settlements. Diversified revenue model: - Commission‑based income (10–36%) on recoveries. - SaaS subscription (AI platform) - One‑time setup and enterprise deployment fees. - Technology‑led differentiation through proprietary voice AI, behavioral scoring, and integrated on‑ground operations (Pragati Kendras) - Experienced leadership team with backgrounds at ICICI, FINO, Suryoday, IDBI, and Cashfree. - Backed by reputed investors and industry leaders. Current financial snapshot (latest month): - Revenue: ₹49.3 Lakh. - Total Cost: ₹49.6 Lakh. - EBITDA / net profit: ₹ (0.31 Lakh) (nearing break‑even) Cost structure overview: Direct costs (₹34.9 Lakh): - Telecalling & collections team: ₹23.8 Lakh. - Field operations & Pragati Kendras: ₹6.8 Lakh. - Supervisory staff: ₹4.3 Lakh. Indirect costs (₹14.7 Lakh): - Back office & support: ₹8.1 Lakh. - Technology & infrastructure: ₹1.4 Lakh. - Rent & administration: ₹2.6 Lakh. - Statutory & other expenses: ₹2.6 Lakh. Key financial insights: - Business has achieved near break‑even at ~₹50 Lakhs monthly revenue run‑rate. - Strong operating leverage: Incremental revenue expected to significantly improve margins. - Cost base is largely variable and scalable, aligned with growth in collections volume. - Transitioning toward higher‑margin SaaS and AI‑driven revenue streams. - The business is registered with the MCA. No other industry‑specific registrations or certifications are required.

Chennai-based financial information service focusing on the start-up scene. - We keep track of over 300,000 startups, 500,000+ founders, and 15,000+ angel investors. - Offer subscription services designed for startups, angel investors, and incubators, providing key financial info and deal insights. - Important tools include an AI-driven angel investor identifier and a valuation estimator, helping clients make informed decisions. - The business keeps customers updated on competitor moves and prospective angel investments to fuel their growth. - Monthly new subscription rate of 800-1,000 users. - Mission: To empower the start-up ecosystem with the insights they need to thrive. - Business is registered in Bangalore, but operates from Chennai. - Business has a registration certificate.

We operate a fintech company in Indonesia that enables businesses to connect with financial distributors while facilitating flexible funding solutions for MSMEs outside traditional banking channels. - Currently, operations are in pilot stage and community-driven, managed through a structured WhatsApp group ecosystem, supported by Instagram community. At this stage, the website is not live, as the platform and application are still in development phase. - The business is legally registered (NIB in place), with all required documentation completed, and we are now strengthening compliance and administrative systems in preparation for launching our dedicated fintech website and mobile application. - As the company is currently in the pilot stage, it does not yet hold an OJK (Otoritas Jasa Keuangan) license. The company plans to apply for the required license once the platform is fully developed and ready for full-scale fintech operations. - Last year, we recorded a total Gross Transaction Value (GTV) of approximately IDR 300–400 million, demonstrating strong early-stage traction. - Revenue is generated through structured administrative and management fees, charging approximately 5%–8% commission on every successful capital disbursement cycle. This model produces consistent cash flow due to recurring and high-frequency transaction cycles. - Based on this GTV and fee structure, our gross earnings (revenue) last year were approximately IDR 24–32 million. - We currently serve around 300 active members/businesses across Indonesia. As we remain in the scaling phase, our primary focus has been on expanding the member base, strengthening operational systems, and improving compliance rather than maximizing margins. - The company plans to implement a referral-based program where members earn rewards for bringing new MSMEs to the platform, with top-performing promoters incentivized through high-value rewards such as cars and motorcycles funded from the administrative pool. - The owner is the sole permanent employee of the business. - The company also plans to implement a scalable, incentive-driven referral program that rewards top promoters with high-value prizes such as cars and motorcycles, funded from the administrative pool. This will be introduced once the platform scales and generates sufficient revenue. - Strategically, we position ourselves as a bridge for MSMEs seeking accessible, fast-turnaround funding through a transparent and community-powered financial ecosystem.

Our company is offering its unsecured consumer credit card program IP assets, including the: - Proprietary rewards platform. - Complete technology infrastructure and customer acquisition playbook. The card currently offers 3X rewards on automotive expenses (auto loans, insurance, gas, maintenance), but the rewards structure and underwriting criteria are fully customizable by the buyer. This is an IP-only asset sale of an unsecured consumer credit card program, covering the proprietary rewards platform, underlying technology, and customer acquisition playbook. No physical assets, property, leases, or operating business are included. The buyer acquires only the IP of the proprietary rewards platform, complete technology infrastructure and customer acquisition playbook. This IP is valued at about USD 16 million but is being sold for USD 3 million.

Based in Minneapolis, we are a licensed digital remittance company with operations across four U. S. states. - Our customer base includes about 5000 users who rely on our services for international money transfers. - We specialize in money transfers across countries like Ethiopia, Kenya, Uganda, Nigeria, Gambia, India, Pakistan, and Bangladesh. - Our user-friendly mobile app makes it easy for customers to send money quickly and securely. - We generate around $40,000 in revenue each month, mainly through transaction commissions. - Our business is supported by strong partnerships with multiple banks, ensuring reliability and trust. - We take pride in our fully in-house technology and infrastructure, which enhances our service quality. - Business has MTL licenses in 4 states, banking partnerships and agreements. - We hire consultants and freelancers as per requirements.

FinTech startup: Bengaluru-based early-stage B2B fintech venture specializing in technology infrastructure for digital investment and deposit products. - SDK and API platform: The business offers a developer-friendly Software Development Kit (SDK) and Application Programming Interface (API) that enables seamless integration of digital Fixed Deposit (FD) journeys into existing applications for fintechs, wealth platforms, banks, and non-banking financial companies (NBFCs). - Quick deployment: The platform enables partner institutions to launch ready-made digital Fixed Deposit (FD) solutions within approximately two weeks, significantly reducing time to market. Recurring Deposits (RDs) and other investment products are part of the product roadmap. - Revenue model: The startup generates revenue through: * Transaction-based revenue sharing with partner banks, NBFCs, or licensed intermediaries for FD distribution. * One-time setup fees charged to wealth management and fintech platforms for SDK and platform integration. * Ongoing monthly platform fees through minimum billing or SaaS-based agreements. - Early sales stage: Commercial operations commenced recently, with the company onboarding paying B2B customers and generating early-stage revenue. - Strong collaboration: The company has onboarded 2 B2B financial distribution/wealth platforms as clients, with 4 additional partnerships in advanced stages of discussion, and has integrated multiple banks and NBFCs on its platform. - Financial health: The company is fully bootstrapped with an initial investment of approximately INR 20 lakhs and has no outstanding debt, providing a strong foundation for planned seed-stage expansion. - Growth outlook: With a deposit-led entry strategy and a roadmap including RD, Mutual Funds, and Bonds, the company is focused on building a scalable multi-asset investment infrastructure platform. - Regulatory positioning: Operates purely as a B2B technology infrastructure provider. All financial products are issued and offered by regulated banks and NBFCs, while the company provides only the digital platform, SDKs, and technology layer, without requiring separate regulatory licenses.