FinTech Businesses for Sale and Investment

Promoted by an experienced entrepreneur with interests in gaming, fintech, crypto, payments, security, energy, and African business expansion. - The business is developing a pan-African portfolio covering online casino, sportsbook, crypto exchange, payment rails, and fintech services. - Planned revenue model includes gaming margins, betting margins, crypto exchange spreads, payment-processing fees, transaction commissions, platform partnerships, and agent-led customer acquisition. - The group has relationships with technology providers, payment partners, banking contacts, licensing advisors, and African market operators. - We are positioned to serve fast-growing African markets where online betting, crypto adoption, and alternative payment solutions are expanding quickly.

Project vision: The project is an innovative artificial intelligence platform designed to transform how people in Panama interact with banks and access financial products. The platform aims to empower users with personalized recommendations, helping them identify competitive financial products tailored to their financial needs while improving their overall economic well-being. The project is currently in the pre-revenue stage and has not yet obtained any regulatory approvals or certifications. - Identified problem: In Panama, individuals often face challenges in identifying the most suitable financial products due to limited transparency, complex banking offers, and frequently changing interest rates. This can result in uninformed financial decisions and higher financial costs. - Proposed solution: The platform will not directly offer financial products but function as a virtual financial advisor by providing: * Personalized recommendations: Identify loans, credit cards, and other financial products with competitive rates and favorable conditions. * Dynamic updates: Use real-time data to provide accurate and updated financial recommendations. * User-friendly interaction: Provide an interactive virtual assistant to guide users through the decision-making process. * Financial planning: Offer strategies to improve users’ financial health based on their individual circumstances. - Business model: The platform will generate revenue through: * Bank partnerships: Earn commissions for referring users to financial products. * Premium subscriptions: Provide access to advanced financial planning and monitoring tools. * Data analytics: Offer financial insights to institutions seeking to understand market trends and customer behavior. - Target market: The platform targets: * Individuals seeking to optimize their financial situation. * SMEs looking for competitive financing options. * Banks and financial institutions seeking to attract better-qualified customers. - Competitive advantage: The platform’s competitive advantages include: * Artificial intelligence-driven personalized recommendations. * Focus on transparency and financial education. * Automatic updates of banking rates and conditions, reducing manual effort for users. - Project status: The project is currently in the early stage, with a functional prototype under development. Market research has been completed, validating product demand, and integration plans with banks and financial institutions are underway. - Investor proposal. The project seeks investment to support: * Advanced technology development. * Marketing and user acquisition initiatives. * Infrastructure development for banking integrations and data security. - Return on investment: The project anticipates strong growth driven by increasing demand for personalized financial services. Profitability is projected by Year 3, offering potential returns for investors. - Revenue projections: Primary revenue streams: Bank partnerships (referral fees): * Estimated referral fee: $50 per converted user. * Target: 5,000 users in Year 1, scaling to 15,000 users in Year 2. * Year 1 projected revenue: $250,000. * Year 2 projected revenue: $750,000. Premium subscriptions: * Monthly subscription fee: $10 per user. * Conversion rate: 5% of active users. * Year 1 projected revenue: $30,000 (500 users by year-end). * Year 2 projected revenue: $180,000 (1,500 users by year-end). Data insights for financial institutions: * Estimated contracts: 2 in Year 1 and 5 in Year 2. * Contract value: $25,000 each. * Year 1 projected revenue: $50,000. * Year 2 projected revenue: $125,000. Cost projections: - Year 1 estimated costs: Approximately $300,000 for development, marketing, infrastructure, and operations. - Year 2 estimated costs: Approximately $200,000 for scaling infrastructure, additional marketing, and operational improvements. Profitability timeline: - Break-even point: Expected by the end of Year 2, when revenue surpasses cumulative costs of approximately $500,000, assuming consistent growth in users and partnerships. - Profitability: Expected by Year 3, with an estimated net profit margin of 20–30% due to reduced customer acquisition costs and a stabilized user base. - Key accelerators for profitability: * Effective marketing campaigns to accelerate user acquisition. * Stronger partnerships with banks to increase referral revenue. * Expansion into regional markets to grow the user base. * Introduction of advanced premium features to increase subscription revenue. Conclusion: The project has the potential to transform the financial industry in Panama by improving access to transparent financial information and helping individuals make informed financial decisions. The platform aims to democratize access to high-quality financial guidance through artificial intelligence and strategic partnerships.

The business operates in the growing fintech and payments sector with a lean and scalable operating model. - Revenue is generated through payment processing fees, transaction margins, and recurring commercial relationships. - We generate revenue by renting or selling POS machines to clients and earning a margin on transaction fees. - Operations commenced this year; therefore, there is no revenue data available for previous financial years. - As the business operates primarily online, it is managed by a single employee. - The company has established industry partnerships and operational processes that support future expansion. - The profit margin earned per transaction ranges between 0.75% and 2%. The business can charge clients either a percentage-based fee or a fixed fee per account, depending on the pricing arrangement. - It has been developed by an entrepreneur with experience in business development and financial services, creating a solid foundation for growth. - The business is registered as an LLC and has a Ministry of Finance license.

A newly established fintech company (Small Payment Institution – SPI) in Poland, registered last year and planned to focus on payment and card services. - The company targets strategic buyers, institutional investors, or experienced fintech operators who value ready-made regulatory infrastructure, established relationships, and a clean, EU-licensed entity operating in a high-growth market. - The proposed revenue model is based on fees and commissions derived from payment and card services. - The founders did not establish a website or start any operations as there was a change in their interest while they were obtaining the necessary licenses for this business. - The company has a National Court Register / KRS document that proves corporate registration and scope of activity. The company is not yet registered with Poland’s financial regulator, the Polish Financial Supervision Authority / KNF as operations have not been commenced.

Integrated climate-finance platform combining regulated insurance distribution, climate-risk technology, and field-data intelligence for rural and agricultural markets across India. - Operates through three business verticals: insurance distribution, parametric insurance SaaS, and field survey execution services, creating diversified revenue streams without underwriting risk. - Facilitated ₹350+ crore in Gross Written Premium and sold over 250,000 insurance policies across crop, cattle, rural, and retail insurance segments. - Built a distribution network of 12,000+ trained rural PoSP agents, enabling deep market penetration and last-mile customer access. - Maintains partnerships with 21+ insurance companies, including leading private and public-sector insurers, and is actively deployed with a Tier-1 insurer customer. - Developed proprietary technology platforms including ClimateShield, a parametric insurance engine with automated trigger-based claim settlement capabilities, institutional dashboards, and API-driven integrations. - Owns a proprietary agricultural intelligence database built from more than 2 million field surveys and 19 lakh+ quality checks, creating a significant data advantage. - Successfully auto-settled 3,816 climate-related claims, demonstrating practical implementation of technology-driven insurance solutions. - Generates revenue through brokerage commissions, SaaS and API subscriptions, and field execution services, providing multiple recurring income streams. - Led by a founding team with over 60 years of combined experience across insurance, banking, financial services, and technology institutions. - Recognized through multiple industry awards and grants, including international fintech recognition and innovation-focused accolades. - Revenue generation is driven by proprietary technology, insurer partnerships, and a network of 12,000+ PoSP agents, enabling scale with a lean team of 50 employees. - The business has a valid GST and Incorporation certificate.

Malaysia’s first AI-driven financial literacy SaaS platform designed to simplify receipt scanning, income and expense tracking, and financial management for individuals, freelancers, students, and SMEs. - The platform is currently pre-revenue and in Phase 1 of its product roadmap, with the initial development completed. - The platform is built specifically for the Malaysian market, offering bilingual Bahasa Malaysia and English support, multi-language receipt processing, and a mobile-responsive web interface. - Key features include AI-powered receipt scanning, intelligent data extraction, income and expense tracking, claims reporting, financial dashboards, and data export capabilities. - Current efforts are focused on product validation through live demonstrations, user feedback, and participation in innovation and entrepreneurship competitions. - The company has already received early industry recognition, winning a Silver Award at the International Technopreneur Invention and Exhibition Conference (I-TIE), validating the platform’s innovation potential. - The commercial rollout follows a phased and realistic approach: * June: Product validation through live demonstrations, competition exposure, and user feedback during the DIGITEX Grand Final and I-TIE events. * July–August: Pilot onboarding of selected users, freelancers, students, and SMEs to test real-world usage, OCR accuracy, reporting functions, and claims workflows. * September: Soft launch in Malaysia for a broader user base, with paid subscription plans prepared for activation once platform stability and user traction are confirmed. * Q4: Targeted commencement of monetization through subscription plans, subject to user adoption, retention metrics, and payment readiness. - Beyond the current build, the company has Phase 2 and Phase 3 development milestones planned, focusing on expanding functionality, enhancing user experience, and strengthening the platform’s long-term scalability. - Additional funding or strategic support would enable the business to accelerate development, improve quality assurance processes, reduce bugs and errors, strengthen infrastructure, and bring the platform to full commercial readiness more efficiently. The company is also exploring Indonesia as a potential future expansion market through university-linked collaboration opportunities arising from I-TIE, including discussions connected to cooperation between Universiti Teknologi MARA (UiTM) and Universitas Negeri Yogyakarta. These discussions remain at an early stage. - While regional expansion opportunities are being assessed, the immediate priority is to validate the Malaysian market, establish a stable and commercially viable product, and then scale carefully into the broader ASEAN region. - The business is registered in Malaysia and has secured both SSM registration and copyright protection for its intellectual property.

AI Fintech Software Licensing Company w/ Proprietary Systems + Licensing Model | High-Growth Industry | Turnkey | Scalable Revenue. This is a rare opportunity to acquire a fully operational, revenue-generating fintech software company operating under the company brand. Positioned at the intersection of AI, automation, and financial technology, this business has developed and deployed proprietary software systems designed for automated market execution across multiple financial environments. Important before you inquire: If you are inquiring because you only want the software’s, please just purchase a license. Our app is a company that: Licenses its Proprietary Software’s to End Users. Every Software License is 100% Profit and our overhead is about $200 a month. Interested Parties must be willing to hop on an initial phone call and be willing to have zoom meetings. The company generates revenue through a dual-model structure: • Software-driven performance. • Licensing of proprietary systems to end users. This creates both active and scalable recurring revenue streams, making the business highly attractive for both operators and investors. About the owners: We are entrepreneurs and hold multiple companies, in multiple industries. We put a lot of money into creating our app and getting it to where it is now. What we do, is create companies, get them earning, large and generate large profit from them and sell them. Though this was not the plan for our app, as we had many other plans for expansion, our other ventures got the best of us and now its our loss, your gain. Please note: We are only a 3-man team. 2 owners and 1 developer (who will stay on board on a commission basis). We are not a large corporate company. The company is owner operated. It comes with not only the Proprietary Software’s listed on our website, but the new owner gets all of the Proprietary Software’s, such as our Nasdaq Software’s and more. That are not available to the public. This company can be operated from anywhere internationally. It is currently run out of the U. S. A, but can be ran and relocated anywhere. Our market is Global. It’s a great company that has made great money and can expand easily with a new owner that will actually run it. On our end, we have some serious ventures that we are working on and are involved in, and are only a 2 man team (excluding the developer) We spread ourselves pretty thin. So instead of just shutting the doors, not giving the business our full attention, we are selling. At the end of the day, someone can take this and run with it for a great price. We priced it very fair, priced it to sell and are more focused on finding a good buyer/new owner that’s easy to work with and looking for a no hassle transfer and transition. The Purchase: Our sales price is: $75,000.00 USD. With: $50,000.00 down and the remaining $25,000.00 financed over 24 months with no interest. We will stay on board for 6 months. The company can be purchased as a company in whole, or as an asset sale. This can be discussed with buyers. This is for the sale of the entire company. Some are thinking it is a franchise. So we just want to clarify that. Again, If you are inquiring because you only want the software’s, please just purchase a license. Our app is a company that: Licenses its software’s to end users. Every software license is 100% Profit and our overhead is about $200 a month. Key Highlights. • 3 Fully developed custom proprietary software systems. • 12 Additional proprietary software’s not offered to the public, including our nasdaq trading software’s. • Additional next-generation software currently in development. • Established licensing model with existing license holders. • Proven 6 figure revenue generation in 2026. • Consistent inbound demand with hundreds of monthly inquiries. • Turnkey infrastructure fully built and operational. • U. S. -based LLC structure as of 2026 (transitioned from Bangladesh, then to the UK, and now USA operations in 2026) The Technology. The foundation of the business lies in its proprietary fintech software suite. These are fully custom-built systems, not white-labeled or reskinned tools. • Built from the ground up. • Designed for real-time automated execution. • Developed over extensive time and capital investment. • Scalable across multiple financial environments. In addition: • New advanced systems are actively in development. • All intellectual property transfers with the sale. • Full control of future product direction goes to the new owner. Revenue Model. 1. Licensing Revenue. • Proven conversion at higher price points. • Recently lowered pricing to increase user acquisition. • Strong upside by re-optimizing pricing tiers. 2. Software Utilization. • Software can be used directly by the owner. • Creates an additional internal revenue stream. • Immediate earning capability. Operations (Day-to-Day) The business is designed to be lean and efficient. Daily operations include: • Hosting Zoom calls with prospects and license holders. • Onboarding new license clients. • Managing communication and light oversight. • Optional internal use of the software. Additional infrastructure: • Fully prepared outsourced team. • Ready to deploy large-scale marketing campaigns immediately. Time Commitment. • Approx. 20–25 hours per week. Financials & Reporting Transparency. The company provides full proof of revenue and transaction history, including verifiable income documentation. • U. S. entity established in 2026. • Previously operated internationally. Due to this transition: • Formal U. S. tax filings are not yet fully established. • Financials are supported via real-time verification and records. Advantage to buyer. • Clean slate for structuring. • Ability to optimize accounting and tax strategy. • Early-stage positioning with proven revenue. Verification available. • Revenue screenshots. • Payment processor data. • Licensing transaction records. • Live walkthroughs. Market opportunity. AI + Fintech is one of the fastest-growing sectors globally. This business already benefits from: • Strong inbound demand (hundreds of inquiries monthly) • Increasing market awareness. • High scalability. Growth opportunities. • Reintroduce higher pricing tiers. • Scale marketing campaigns. • Expand globally. • Launch new software in development. • Leverage inbound leads more aggressively. Operations & transition. This is a fully turnkey operation. • Owners available for support (based on option selected) • Lead Programmer/Specialist will remain for up to 1 year. Key advantage. The specialist is: • An expert in fintech systems. • Highly advanced in AI development within fintech. • Also experienced in AI development outside of fintech applications. This ensures: • Continued innovation. • Technical stability. • Expansion capability. Sale Options & Transition. The Purchase: Our sales price is: $75,000.00 USD. With: $50,000.00 down and the remaining $25,000.00 financed over 24 months with no interest. We will stay on board for 6 months. The company can be purchased as a company in whole, or as an asset sale. This can be discussed with buyers. This is for the sale of the entire company. Some are thinking it is a franchise. Why we priced it this way. We’ve priced this business to allow the next owner to capture the majority of the upside. • The foundation is built. • Revenue is proven. • Demand already exists. We are prioritizing: • A smooth transition. • A realistic entry point. • A buyer who will scale. We’ve built it — you scale it. Assets Included. • Proprietary software systems. • In-development software. • Full IP rights. • Branding, domain, infrastructure. • Licensing system. • Customer base. • Operational workflows. Reason for sale. The owners have done well in the crypto and fintech space, have utilized their own proprietary software to generate strong returns, and made successful investments. At this stage, they are choosing to take a long-term step back from active operations. Final Note. This is a live, revenue-generating fintech software company with: • Real systems. • Real users. • Real demand. Opportunities like this — especially with proprietary AI-driven fintech technology — are extremely limited. We will only be speaking with serious parties only. Home-based: This business is currently home-based. Thank you, Looking forward to speaking with those interested further.

Operates a regulated B2B trading infrastructure platform offering multi-asset execution and compliance systems. - Provides trading platforms, back-office systems, and white-label infrastructure for institutional clients. - Serves trading firms, fintech companies, and financial institutions through a usage-based transaction fee model. - Supports over 15,000 monthly active institutional users and 1,500+ daily active users, indicating strong platform engagement. - Built on a proprietary technology stack designed for scalability, reliability, and compliance. - Maintains strong institutional relationships, enabling consistent usage and recurring revenue. - Operates as a fully regulated entity with an established compliance track record in financial markets. - Registered with the federal stock authority in Dubai, enabling institutional trading on the platform. - Follows an asset-light and scalable business model with recurring B2B revenue streams. - Backed by several years of operational experience in regulated financial environments. - Operates with a lean team structure supported by part-time contract employees. - Holds a valid trade license, ensuring regulatory compliance.

Chennai-based financial information service focusing on the start-up scene. - We keep track of over 300,000 startups, 500,000+ founders, and 15,000+ angel investors. - Offer subscription services designed for startups, angel investors, and incubators, providing key financial info and deal insights. - Important tools include an AI-driven angel investor identifier and a valuation estimator, helping clients make informed decisions. - The business keeps customers updated on competitor moves and prospective angel investments to fuel their growth. - Monthly new subscription rate of 800-1,000 users. - Mission: To empower the start-up ecosystem with the insights they need to thrive. - Business is registered in Bangalore, but operates from Chennai. - Business has a registration certificate.

We operate a fintech company in Indonesia that enables businesses to connect with financial distributors while facilitating flexible funding solutions for MSMEs outside traditional banking channels. - Currently, operations are in pilot stage and community-driven, managed through a structured WhatsApp group ecosystem, supported by Instagram community. At this stage, the website is not live, as the platform and application are still in development phase. - The business is legally registered (NIB in place), with all required documentation completed, and we are now strengthening compliance and administrative systems in preparation for launching our dedicated fintech website and mobile application. - As the company is currently in the pilot stage, it does not yet hold an OJK (Otoritas Jasa Keuangan) license. The company plans to apply for the required license once the platform is fully developed and ready for full-scale fintech operations. - Last year, we recorded a total Gross Transaction Value (GTV) of approximately IDR 300–400 million, demonstrating strong early-stage traction. - Revenue is generated through structured administrative and management fees, charging approximately 5%–8% commission on every successful capital disbursement cycle. This model produces consistent cash flow due to recurring and high-frequency transaction cycles. - Based on this GTV and fee structure, our gross earnings (revenue) last year were approximately IDR 24–32 million. - We currently serve around 300 active members/businesses across Indonesia. As we remain in the scaling phase, our primary focus has been on expanding the member base, strengthening operational systems, and improving compliance rather than maximizing margins. - The company plans to implement a referral-based program where members earn rewards for bringing new MSMEs to the platform, with top-performing promoters incentivized through high-value rewards such as cars and motorcycles funded from the administrative pool. - The owner is the sole permanent employee of the business. - The company also plans to implement a scalable, incentive-driven referral program that rewards top promoters with high-value prizes such as cars and motorcycles, funded from the administrative pool. This will be introduced once the platform scales and generates sufficient revenue. - Strategically, we position ourselves as a bridge for MSMEs seeking accessible, fast-turnaround funding through a transparent and community-powered financial ecosystem.