FinTech Company Equity Stake For Sale in London, UK

The business is a UK-based AI/FinTech infrastructure asset built around a governed portfolio-AI operating system for professional, strategic and institutional counterparties.

The company has not booked external client revenue to date, so it does not yet have historical top-selling products in the conventional revenue sense. The core asset is the portfolio-AI system, private dashboard environment, validation framework, model-generation pipeline, operating logic, documentation, protected IP perimeter and buyer-side deployment framework.

This is not positioned as a consumer trading app, retail signal service, copy-trading product, brokerage platform, investment fund or generic SaaS subscription tool.

Qualified counterparties can request a short, read-only, time-limited dashboard window to review the operating ecosystem directly, including:

• Validation evidence.
• Live telemetry.
• Capital and risk scenarios.
• Buyer-side deployment assumptions.
• Scenario comparisons across different capital profiles.
• Signals, exposures and accepted/rejected trade records.
• Cost and slippage assumptions.
• Open/closed trade records.
• Portfolio telemetry.

The dashboard has included a live observation layer since January 2026. The capital shown in the dashboard is simulated/reference capital, not client capital under management. The live layer is used to observe how the portfolio-AI system behaves under current market conditions.

The technology reads portfolio behavior as one interacting network rather than isolated assets, signals or charts. The current reference framework is demonstrated across:

• 100 liquid US equities.
• Approximately 4,950 pairwise cross-asset relationships.
• Approximately 9,900 directed cross-asset relationships.
• 10,000 matrix cells when self-relations are included.

The preferred transaction is an initial strategic minority investment rather than an immediate majority transfer.

The preferred investor/operator would:

• Acquire a 30% strategic minority stake from the existing founders/shareholders.
• Provide fresh company capital under a pre-agreed 6-12 month operating plan.
• Support the hiring, contracting or appointment of a professional COO, General Manager or commercial operator under the agreed operating budget.
• Help move the company from founder-built asset to operator-led commercialization.

Several strong operator / COO candidate routes may be available, but the final appointment, contracting route or additional search process should depend on the investor's operating plan, budget, commercial route and governance expectations.

The founder would remain involved in product, IP, validation, dashboard interpretation and strategic transition, while gradually reducing day-to-day operational involvement.

After the initial transaction, the founder and co-founder would retain approximately 70% combined ownership, preserving alignment, continuity and upside while giving the investor meaningful minority ownership and a clear execution role.

𝐈𝐧𝐝𝐢𝐜𝐚𝐭𝐢𝐯𝐞 𝐭𝐫𝐚𝐧𝐬𝐚𝐜𝐭𝐢𝐨𝐧 𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞:

• 30% strategic minority investor entry.
• USD 100,000 shown / lower-end entry-level share purchase component for the 30% stake.
• Up to USD 200,000 shareholder liquidity may be discussed only where broader governance rights, future step-up rights, commercial rights or a wider transaction perimeter are requested.
• Separate USD 300,000-500,000 fresh company funding under a pre-agreed 6-12 month operating plan.
• Founder and co-founder retaining approximately 70% combined ownership.
• Defined founder transition and product/IP support.
• Hiring, contracting or appointment of a professional COO, General Manager or commercial operator under the agreed operating budget.
• Investor support in commercialization, institutional outreach, infrastructure and governance.

The displayed / public price should be understood as the lower-end USD 100k entry for a 30% strategic minority stake. Higher shareholder liquidity, up to USD 200k, may be discussed only where the investor requests broader governance rights, future step-up rights, commercial rights, exclusivity-related rights or a wider transaction perimeter.

The company funding mechanism, including whether it is structured as shareholder loan, working capital commitment, equity injection, convertible instrument or another agreed structure, should be defined before closing together with dilution and governance treatment.

𝐖𝐡𝐚𝐭 𝐭𝐡𝐢𝐬 𝐠𝐢𝐯𝐞𝐬 𝐚 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜 𝐢𝐧𝐯𝐞𝐬𝐭𝐨𝐫:

• A live, observable portfolio-AI ecosystem instead of only a static concept or pitch deck.
• A private dashboard for qualified buyer review.
• A governed operating layer for portfolio behavior, risk, allocation and exposure review.
• A reusable model-generation pipeline designed to produce and evaluate additional deployment candidates.
• A founder-built operating system ready to be moved into a commercial phase by an investor with capital, execution discipline, sales capability and institutional network.
• A potential internal deployment asset for systematic prop groups, single-family offices with quant interest, fintech operators, brokers or platforms with execution infrastructure already in place.
• A strategic position with possible future step-up, majority purchase, buyout or acquisition rights if pre-agreed and documented.

𝐒𝐞𝐜𝐨𝐧𝐝𝐚𝐫𝐲 𝐫𝐨𝐮𝐭𝐞𝐬 𝐦𝐚𝐲 𝐚𝐥𝐬𝐨 𝐛𝐞 𝐜𝐨𝐧𝐬𝐢𝐝𝐞𝐫𝐞𝐝 𝐢𝐟 𝐬𝐭𝐫𝐚𝐭𝐞𝐠𝐢𝐜𝐚𝐥𝐥𝐲 𝐚𝐭𝐭𝐫𝐚𝐜𝐭𝐢𝐯𝐞:

• Strategic partnership.
• Paid institutional pilot.
• Exclusive commercial rights.
• License with option to acquire.
• IP / technology transaction.
• Majority transaction at a later stage.
• Full acquisition under the right terms.

Important notice: dashboard materials, validation evidence, backtest scenarios, live telemetry and capital/risk scenarios are provided as professional technology-evaluation and diligence inputs only. They are not investment advice, trading signals, securities solicitation, capital-management services or performance guarantees. The business has no material tangible assets.

The business primarily owns intangible, digital and IP-driven assets, including:

• Governed portfolio-AI operating system.
• Private dashboard environment.
• Simulated-capital live telemetry layer running since January 2026.
• Portfolio behavior review logic.
• Risk, exposure and allocation review framework.
• Model-generation and candidate-evaluation pipeline.
• Validation framework and scenario evidence.
• Historical backtest and stress-regime review materials.
• Final out-of-sample review materials.
• Live observation materials and dashboard-based evidence.
• Time-stamped system telemetry.
• Accepted/rejected trade records.
• Exposure records.
• Cost and slippage assumptions available for qualified review.
• Capital/risk scenario materials across multiple capital profiles.
• USD 20M institutional reference scenario materials.
• Buyer-side deployment assumptions and strategic transaction materials.
• Product documentation, operating notes and commercial positioning materials.
• Brand assets, domain assets and website materials.
• Strategic review page, teaser materials and transaction framework materials.
• Protected IP perimeter, subject to final diligence and signed documentation.

The live dashboard uses simulated/reference capital for professional technology evaluation. It is not presented as audited client capital under management or as an audited institutional performance track record.

No source code, model weights, unrestricted reproduction rights, exclusivity, IP transfer, execution access or commercial rights are transferred unless formally agreed in signed transaction documentation. The business is a digital / software-based AI/FinTech company with no physical facility, retail premises, warehouse or leased operating site.

Operations are remote and cloud-based. The relevant assets are intangible, digital and IP-driven.

A qualified strategic investor would be expected to fund and define any future operating infrastructure, hosting, compliance, execution, staffing, sales or institutional deployment requirements under the agreed 6-12 month operating plan after the transaction.

The company funding mechanism, including whether it is structured as shareholder loan, working capital commitment, equity injection, convertible instrument or another agreed structure, should be defined before closing together with dilution and governance treatment. The business has been bootstrapped and founder-funded to date.

There is no external venture capital, angel investment, crowdfunding, grant funding, bank debt or outstanding loan.

The business currently has 2 shareholders.

𝐂𝐮𝐫𝐫𝐞𝐧𝐭 𝐨𝐰𝐧𝐞𝐫𝐬𝐡𝐢𝐩:

• Founder: 51%.
• Co-founder / shareholder: 49%.

The founders are open to a negotiated shareholder transaction where a strategic investor acquires a 30% minority stake, provides fresh capital to the company under a pre-agreed 6-12 month operating plan, and supports the transition from founder-built asset to operator-led commercialization.

𝐈𝐧𝐝𝐢𝐜𝐚𝐭𝐢𝐯𝐞 𝐬𝐭𝐫𝐮𝐜𝐭𝐮𝐫𝐞:

• USD 100,000 displayed / lower-end entry-level shareholder liquidity component for a 30% strategic minority stake.
• Up to USD 200,000 shareholder liquidity may be discussed only where broader governance rights, future step-up rights, commercial rights or a wider transaction perimeter are requested.
• Separate USD 300,000-500,000 fresh company funding agreed before closing as a 6-12 month operating plan.
• Founder and co-founder retaining approximately 70% combined ownership after the initial investor entry.
• Hiring, contracting or appointment of a professional COO, General Manager or commercial operator under the agreed operating budget.
• Optional future step-up, majority purchase, buyout or full acquisition rights only if pre-agreed and documented.

This structure preserves continuity and founder alignment while giving the investor meaningful strategic minority ownership and a clearly funded operating plan.

The company funding mechanism, including whether it is structured as shareholder loan, working capital commitment, equity injection, convertible instrument or another agreed structure, should be defined before closing together with dilution and governance treatment.

Final ownership structure, voting rights, board rights, reserved matters, company funding mechanics, dilution treatment, founder transition role, optional step-up rights and future buyout rights are subject to diligence and signed documentation.