FinTech Startup Equity Stake For Sale in Bengaluru, India

- FinTech startup: Bengaluru-based early-stage B2B fintech venture specializing in technology infrastructure for digital investment and deposit products.
- SDK and API platform: The business offers a developer-friendly Software Development Kit (SDK) and Application Programming Interface (API) that enables seamless integration of digital Fixed Deposit (FD) journeys into existing applications for fintechs, wealth platforms, banks, and non-banking financial companies (NBFCs).
- Quick deployment: The platform enables partner institutions to launch ready-made digital Fixed Deposit (FD) solutions within approximately two weeks, significantly reducing time to market. Recurring Deposits (RDs) and other investment products are part of the product roadmap.
- Revenue model: The startup generates revenue through:
* Transaction-based revenue sharing with partner banks, NBFCs, or licensed intermediaries for FD distribution.
* One-time setup fees charged to wealth management and fintech platforms for SDK and platform integration.
* Ongoing monthly platform fees through minimum billing or SaaS-based agreements.
- Early sales stage: Commercial operations commenced recently, with the company onboarding paying B2B customers and generating early-stage revenue.
- Strong collaboration: The company has onboarded 2 B2B financial distribution/wealth platforms as clients, with 4 additional partnerships in advanced stages of discussion, and has integrated multiple banks and NBFCs on its platform.
- Financial health: The company is fully bootstrapped with an initial investment of approximately INR 20 lakhs and has no outstanding debt, providing a strong foundation for planned seed-stage expansion.
- Growth outlook: With a deposit-led entry strategy and a roadmap including RD, Mutual Funds, and Bonds, the company is focused on building a scalable multi-asset investment infrastructure platform.
- Regulatory positioning: Operates purely as a B2B technology infrastructure provider. All financial products are issued and offered by regulated banks and NBFCs, while the company provides only the digital platform, SDKs, and technology layer, without requiring separate regulatory licenses.