FinTech Startup Equity Stake For Sale in Bengaluru, India

• Product-first fintech company building a new interaction layer for payments focused on proximity-based, intent-driven money movement.
• Core offering is a proximity-first payment experience where users send and receive money simply by being near each other, without QR codes or manual app navigation.
• Enables peer-to-peer payments through phone tap, AirDrop-style nearby discovery, contact search, and voice commands with biometric authentication.
• Payments surface contextually via lock screen prompts, spotlight-style search, tap interactions, and voice, making transactions feel invisible and effortless.
• Supports scheduled and recurring payments triggered through on-device AI assistants based on user intent.
• Merchant solution allows any smartphone or compact terminal to act as a proximity-enabled checkout point, eliminating queues and QR scanning.
• Merchant tools include a lightweight dashboard and optional Pro features for team management, analytics, and operational control.
• Built with privacy-first proximity discovery, biometric authentication, tokenization, and end-to-end encryption for secure transactions.
• Designed for cross-platform use on iOS and Android, creating a universal proximity payment network.
• Revenue model based on commissions earned from peer-to-peer and merchant transaction settlements.
• Positioned as an “ambient OS for money, ” where payments occur naturally when intent is expressed.
• Integrates with existing payment rails such as UPI, card networks, and banking systems via licensed Banking-as-a-Service partners.
• Company registered with the MCA.