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FinTech Startup Equity Stake For Sale in Dallas, USA

Pre‐seed investment sought for AI‐powered platform enabling small business financing and marketplace growth.
This Business is on a Premium Plan
Established 0-1 year(s)
Employees < 2
Legal Entity Limited Liability Company (LLC)
Reported Sales Nil
Run Rate Sales Nil
EBITDA Margin Nil
Industries FinTech
Locations  Houston + 1 more
Local Time 4:27 PM America / Chicago
Listed By Business Owner / Director
Status Active
Overall Rating
Partial Stake Sale
USD 600 thousand for 50.0% stake (Native Currency: USD 600,000)
Reason: The investment will primarily be used to launch and scale Phase 1, including merchant acquisition, e... View More
Interested to connect with advisors
Name, Phone, Email
Available after connect
Business Name
Not disclosed
User Verification
Documents
Business Overview
- AI-powered SMB financing platform focused on cash-flow-based underwriting.
- Proprietary score built using banking transaction data.
- Banking connectivity powered by Finicity (Mastercard).
- Mobile application (iOS & Android) launching next month.
- Platform development by Uptiq AI.
- Phase 1 focuses on validating merchant acquisition, underwriting accuracy, repayment tracking, and lender operations before expanding into a fully automated marketplace.
- Phase 2 roadmap includes a SaaS platform where multiple funding partners can compete for qualified businesses.
Products & Services Overview
AI-powered financing platform designed for small and medium-sized businesses seeking working capital.

Our Phase 1 mobile application (iOS and Android) allows merchants to:

Securely connect their business bank accounts through Finicity (Mastercard).
Receive a proprietary score based on banking transaction data.
Submit funding applications to our network of financing partners.
Track repayments and funding activity directly within the platform.

Initially, merchants will be matched with financing companies already in our network while we validate the underwriting model and customer acquisition strategy.
Assets Overview
No tangible assets.
Intangible assets include the proprietary scoring system and two B2B and B2C applications.
Facilities Overview
Software company operating remotely. The company is registered in Texas and does not currently maintain a physical office or lease.
Capitalization Overview
Founded and fully owned by a single founder.
Bootstrapped to date.
Currently raising pre-seed capital to accelerate product development, customer acquisition, regulatory compliance, and marketplace expansion.
No outstanding business debt.
Recent Activity
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1 Investor contacted this Business this week. Register below to connect now!
Disclaimer: SMERGERS is a regulated marketplace for connecting business sell sides with investors, buyers, lenders and advisors. Neither SMERGERS represents nor guarantees that the information mentioned above is complete or correct.
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