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    Showing 1 - 14 of 21,595 Businesses for Sale and Investment. Buy or Invest in a Business. Listed by Direct Business Owners & Business Brokers.
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    Personal Loans Company Seeking Loan in Kochi, India

    Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
    Nidhi company run & managed by ex-bank official with more than 20 years of industry experience. Provide loans to individuals against small security, especially gold. Each loan offered is for a short term, up to a year and we charge an interest rate of 15-20% annually. We receive interest every 3 months from customers. Kerala is a huge market for us and we project turnover of INR 10 crore in 5 years. Company operates from a rented facility in Kochi and we own 3 computers and a few furniture.
    Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
    6.8   Kochi
    Run Rate Sales
    USD 132 thousand
    EBITDA Margin
    15 %
    Business Loan
    USD 55 K at 10%
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    NBFC for Sale in Kothamangalam, India

    For sale: Established NBFC offering gold loans, microfinance, and business loans across 100+ South-India branches.
    The company is an NBFC providing gold loans, microfinance, and business loans. - It operates through 100+ branches across South India. - The company’s 100+ branches operate from rented premises, while the headquarters are owned. - The company has served approximately 2.5 lakh customers to date. - Its revenue model is based on interest income earned on loans. - The company is registered as a private limited entity and is fully compliant with all applicable NBFC regulations. - It is registered with the Reserve Bank of India.
    9.1   Kothamangalam
    Run Rate Sales
    USD 9.3 million
    EBITDA Margin
    30 - 40 %
    Business for Sale
    USD 33 Mn
    Contact Business

    Microfinance Company Seeking Loan in Etmadpur, India

    Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
    Financial company that provides small-ticket loans to individuals lacking access to formal banking. - Offers a range of services including secured and unsecured loans, consumer and auto loans, investment plans, and basic health insurance. - Customers include pensioners, salaried professionals, small business owners, and self-employed individuals. - Issues 2–3 loans weekly, with interest rates between 18% and 22%. - Operates under RBI approval as loans are disbursed through partnered banks. - Collaborates with institutions like UIDAI, CIBIL, and NPCI to enable secure and seamless services.
    Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
    7.1   Etmadpur
    Run Rate Sales
    USD 40 thousand
    EBITDA Margin
    10 - 20 %
    Business Loan
    USD 44 K at 15%
    Contact Business
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    Microfinance Company Seeking Loan in Etmadpur, India

    Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
    Financial company that provides small-ticket loans to individuals lacking access to formal banking. - Offers a range of services including secured and unsecured loans, consumer and auto loans, investment plans, and basic health insurance. - Customers include pensioners, salaried professionals, small business owners, and self-employed individuals. - Issues 2–3 loans weekly, with interest rates between 18% and 22%. - Operates under RBI approval as loans are disbursed through partnered banks. - Collaborates with institutions like UIDAI, CIBIL, and NPCI to enable secure and seamless services.
    Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
    7.1   Etmadpur
    Run Rate Sales
    USD 40 thousand
    EBITDA Margin
    10 - 20 %
    Business Loan
    USD 44 K at 15%
    Contact Business

    Consumer Leasing Company Seeking Loan in Raipur, India

    Consumer leasing company that provides temporary money to employees whose salaries are delayed.
    We lend money to employees whose salaries are delayed. - Currently in talks with Education sector (government) - If the salary for employee is delayed than we will calculate their average salary and lend them. Once they receive their actual salary the difference amount will be adjusted through bank account.
    6.1   Raipur
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business Loan
    USD 55 K at 10%
    Contact Business

    Personal Loans Company Equity Stake For Sale in Madurai, India

    Newly licensed Nidhi company, seeking funds to start operations and setup offices in Chennai.
    We are a newly established Nidhi company, with license to provide mortgage and personal loan. - Have 32 members who have actively invested in the company, through which we are able to provide loans. - Company provides loans starting from 1 to 25 lakh INR, with a minimum tenure of 6 months to 5 years. - We have provided loans to 80 customers, who are individuals as well as businesses. We give out loan only through member's references and post KYC. - Our promoters and core members have more than 20 years of experience in banking sector. - Looking forward to expand our customer base by setting up more branches in towns of Madurai belt and setup operations in Chennai as well.
    5.7   Madurai
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 550 K for 20%
    Contact Business

    NBFC Seeking Loan in Gurgaon, India

    NBFC microfinance loan provider following JLG model with 6,800 loans disbursed and 2,900 registered members.
    We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.
    7.4   Gurgaon
    Run Rate Sales
    USD 113 thousand
    EBITDA Margin
    Nil
    Business Loan
    USD 110 K at 15%
    Contact Business

    Microfinance Company Equity Stake For Sale in Jaipur, India

    Micro-finance company providing loans to women SHG group and have served 400+ members.
    Company provides loans to Female SHG group on collateral basis. - Have provided loans to over 400 members. - Our interest charges ranges from 22% to 27% - Founders have invested INR 50 lakh till date. - Seeking M&A opportunity.
    6.8   Jaipur
    Run Rate Sales
    USD 46 thousand
    EBITDA Margin
    20 - 30 %
    Partial Stake Sale
    USD 55 K for 60%
    Contact Business

    Pawn Shop Seeking Loan in Bengaluru, India

    Jewellery manufacturer cum retail store and provider of gold loans to a 1,000+ client base.
    Jewelry business providing manufacturing services, loan services, repair, and servicing for gold jewellery. - Have catered to 1,000+ B2C clients since inception. - Generate approximately 50% revenue from gold loan interest. - Have an offline store and the online store is yet to be launched. - Manufacture the jewelry under our brand name based on the client's requirement. - Duration of the manufacturing is based on the jewellery. - Have 25+ franchises across Bangalore. - Have an existing delivery set-up along with diamond and gold suppliers. - Average ticket size of clients is INR 30,000 to 2 lakhs. - Due to the pandemic the last year's business sales were affected.
    Jewellery manufacturer cum retail store and provider of gold loans to a 1,000+ client base.
    7.8   Bengaluru
    Run Rate Sales
    USD 330 thousand
    EBITDA Margin
    2 %
    Business Loan
    USD 27.6 K at 12%
    Contact Business

    NBFC Seeking Loan in Obra, India

    Nidhi company with 900+ customers and INR 1.63 crores of loans disbursed seeking growth capital.
    Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.
    7.2   Obra
    Run Rate Sales
    USD 122 thousand
    EBITDA Margin
    10 - 20 %
    Business Loan
    USD 110 K at 18%
    Contact Business

    NBFC Seeking Loan in Balotra, India

    Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
    We are a startup NBFC located in Balotra. - Business has been operational for 8 months. - We take deposits and provide loans to our customers. We are governed by RBI. - Have opened 200 RD/FD accounts for our users. - We have distributed loans worth INR 5 lakhs so far. - Our interest rates start from 14.5%-24% for gold loans and 14%-19% for personal loans. - Loans are provided to people who are looking for small personal loans belonging to rural areas. - Business is managed by 3 partners with one having the majority of the stake. - Business is debt-free. - The collateral provided is the personal property of one of the directors.
    Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
    7.2   Balotra
    Run Rate Sales
    USD 3.3 thousand
    EBITDA Margin
    7 %
    Business Loan
    USD 55 K at 15%
    Contact Business

    Consumer Lending Company Seeking Loan in Raisen, India

    Provides short term loans to SMEs, having served more than 100+ clients.
    Company provides short term loans against a security to small enterprises upto a tune of INR 1 lakh. Since inception, we have served 100+ clients amounting to a total lending of INR 15 lakh. The loan duration is for a maximum of 4 months and we charge an annual interest of 18%. At any point in time we have INR 10 lakh with us to lend. Seeking funds to expand to Bhopal and nearby cities. Business owned assets include laptops and furniture.
    5.7   Raisen
    Run Rate Sales
    USD 9.3 thousand
    EBITDA Margin
    15 %
    Business Loan
    USD 22 K at 18%
    Contact Business

    Microfinance Company Equity Stake For Sale in New Delhi, India

    Delhi based NBFC-MFI providing lending to poor women in group by forming JLG groups.
    Business has vintage of more than 6 years in microfinance industry. - The business has a large number of repeat clients. - Considering our valuable services and the fact that they have grown further and helping them to increase their earnings and lives as well. - Currently we have more than 74,000 clients. - We mainly cater to lower class people helping with smaller loans of ticket sizes from INR 10,000 up to INR 90,000 at a yearly interest rate of 27% - Loans below INR 30,000 are repaid within a year, and tickets above INR 30,000 take upto 2 years to be repaid. - The business has a valid RBI license for operations in the industry.
    Delhi based NBFC-MFI providing lending to poor women in group by forming JLG groups.
    7.7   New Delhi
    Run Rate Sales
    USD 5.3 million
    EBITDA Margin
    40 %
    Partial Stake Sale
    USD 1.4 Mn for 10%
    Contact Business

    Consumer Lending & Auto Insurance Business Seeking Loan in Bangalore, India

    Car loans provider also involved in car trading, having high turnover seeking Investment for growth.
    We are associated with leading banks, offering services to our clients by selling financial products like Car insurance, car loans and home loans. - We also buy and sell used cars. - Business can generate up to 10% healthy returns every month. - Founder has the industry experience of over 8 years founder being associated with leading financial institutions.
    5.7   Bengaluru
    Run Rate Sales
    USD 50 thousand
    EBITDA Margin
    10 - 20 %
    Business Loan
    USD 11 K at 70%
    Contact Business

    Newly Established NBFC Investment Opportunity in Pune, India

    Nidhi company provides banking solutions to 6,000+ active clients seeks investment.
    Company is involved in the lending business. - We provide home loans, mortgage loans gold loans, etc. - Business has catered to 10,000+ clients. - We have 6000+ active clients. - Our business provides banking solutions to small business owners and individuals. - We changed our company name last year and we are now a Nidhi certified business. - Company has grown drastically this year. - Currently, we have only one branch and are planning to open two more branches as we have made a good brand name and a good customer base. - We get new customers through word-of-mouth. - Business is also planning to open its own website in the future. - Our team has a collective experience of 10+ years in the finance sector and also good market knowledge.
    7.1   Pune
    Run Rate Sales
    USD 3.4 million
    EBITDA Margin
    10 - 20 %
    Partial Stake Sale
    USD 1.66 Mn for 70%
    Contact Business

    Investing in Businesses: A Comprehensive Guide

    Investing in businesses is a strategic endeavor that can significantly grow your wealth if approached knowledgeably. Whether you're a seasoned investor or just starting, understanding the intricacies of businesses for investment is crucial.

    Understanding Business Investment

    Business investment refers to the allocation of capital to a company with the expectation of receiving financial returns. This can occur through direct investment in a private company or by purchasing stocks and shares of publicly traded businesses.

    Types of Business Investments

    1. Equity Investment: This involves purchasing shares of a company. Equity investors become partial owners and have potential returns through dividends and appreciation of the stock value.

    2. Debt Investment: Investors lend money to businesses in exchange for interest income. This can include corporate bonds or business loans.

    3. Venture Capital and Angel Investing: These are types of equity investment where investors provide capital to startups and small businesses that have potential for growth.

    4. Crowdfunding: An innovative way to invest in businesses where multiple investors contribute small amounts of capital via platforms like Kickstarter or Indiegogo.

    Advantages of Investing in Businesses

    • Potential for High Returns: Businesses have the potential to grow substantially, resulting in significant returns on investment.
    • Portfolio Diversification: Investing in various businesses can diversify an investment portfolio, reducing overall risk.
    • Active Involvement: Investors can actively participate in their investments, offering guidance and support to businesses.

    Risks Involved in Business Investment

    Even though investing in businesses offers attractive returns, it involves certain risks:

    • Market Volatility: Economic changes can affect business profitability and stock prices.
    • Failure Risk: Especially with startups, there's always a risk of failure resulting in loss of investment.
    • Regulatory Issues: Changes in laws and regulations can impact businesses adversely.

    How to Choose the Right Business for Investment

    • Research and Analysis: Understand the business model, industry sector, and financial health of the business.
    • Growth Potential: Evaluate the business's potential for growth and scalability.
    • Management Quality: A competent management team can greatly influence a business’s success.
    • Market Trends: Stay updated with market trends and economic conditions that might affect the business.
    • Competitive Advantage: Ensure the business has a unique selling proposition or competitive edge.

    Conclusion

    Investing in businesses for investment can be incredibly rewarding. However, it requires a thorough understanding of the market, diligent research, and careful selection. By weighing the potential benefits against the risks and conducting due diligence, investors can enhance their ability to make profitable investments. Always consider consulting a financial advisor to tailor your investment strategy to your personal financial goals and risk tolerance.

    Invest wisely, and watch your investments flourish!

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    • How many businesses for sale and investment are listed on SMERGERS?
      There are 22436 active and verified businesses for sale and investment listed on SMERGERS as of 08 February 2026.
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      SMERGERS scrutinizes all profiles and only features a select group of businesses, investors, advisors that meet a basic requirement. When required, certain members may have submitted some form of proof …read more
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      We regularly filter out businesses which are inactive or have already closed a transaction. Typically, if the business is actively looking to sell/raise capital, the status is shown in green.
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      You need to be logged in before you connect with a business. Click here to register and message the business If you are already logged in, please use the contact …read more
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