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Businesses for Sale and Investment

Showing 1 - 14 of 20,520 Businesses for Sale and Investment. Buy or Invest in a Business. Listed by Direct Business Owners & Business Brokers.
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Commercial Loans Company Investment Opportunity in Makati, Philippines

Singapore HQ/major payments institution/& SME lending, Philippines bank/finance co. /& Tech Co. , numerous licenses.
Singapore based company has 5 branches in the Philippines (1 in Makati, 1 in Cebu, 3 in Pampanga). - We specialize in lending, payments, and remittances concentrated in Singapore and the Philippines and growing regionally. - 7 years profitable track record, 100% YOY growth. Entering the significant growth and acquisition phase. - Strong online presence via website and social media. - Potential to publicly list in the next 12 months.
6.4   Makati
Run Rate Sales
USD 10.2 million
EBITDA Margin
49 %
Partial Stake Sale
USD 21 Mn for 49%
Contact Business

Profitable Payment Services Business Investment Opportunity in Manila, Philippines

Company offering comprehensive digital payment solutions for high-volume online businesses worldwide.
Licensed and regulated global payment gateway. - The president is a specialist in financial licensing across the globe. In order to successfully secure card issuance and obtain approvals, he has led and been accountable for application and negotiation endeavors with each of the three major card schemes (Visa, MasterCard, and China Union Pay). - Company has onboarded 300+ live URLs in forex and online gaming. - The company is regulated under the Central Bank of the Philippines. - Have a strategic partnership with CEZA (the “Cagayan Economic Zone Authority”) for marketing, promotion, and deployment of global online gaming licenses. - Vast worldwide industry and sector relationships supporting access and technology integration to multiple payment brands and channels, payment partnership solutions, and live, operational infrastructure connected to over 200 global merchant acquiring and alternative payment solutions. - A principal international sales agency partner is a registered ISO of Wells Fargo Bank, N. A. , Walnut Creek, CA, of BMO Harris Bank N. A. , Chicago, IL, Fresno First Bank, Fresno, CA, Citizens Bank N. A. , Providence, RI, and The Bancorp Bank, Philadelphia, PA. itself being responsible for +/- USD 35 Billion in annual global merchant processing volume. - The company facilitates both IBAN and SWIFT accounts for its clients if requested. Our network can issue global coverage prepaid Mastercard, Visa, and China Union Pay prepaid cards and can perform buying, selling, and custodial transactions for all forms of cryptocurrency – each of card issuing and cryptocurrency marketplace initiatives through the utilization of licensing in various countries. - The company is now generating revenue. - We have 20 contract-based employees through a sister company, not on our payroll. OPEX is very low in comparison to comparable companies in the industry. - Recently nominated for Top Payment Service Provider APAC - UF Awards Bangkok. - Founder was recently recognized as a Top 10 Women in Finance in Asia by Women's Entrepreneur Magazine India. - Recently recognized with tribute to innovation and visionary leadership in the Philippines with Marketing in Asia's Impact Circle Stellar CxO.
8.4   Manila
Run Rate Sales
USD 1.03 million
EBITDA Margin
30 - 40 %
Partial Stake Sale
USD 4.9 Mn for 14%
Contact Business

Payment Service Franchise Opportunity

VIP Payment Center, 1900 Franchisees, Est'd in 2017, Quezon City HQ
  • 2000+ Page Views
  • 400+ Investor Views
Looking for a profitable and successful payment centre franchise? You have reached the right place. This is a payment centre business solution offered as a franchise opportunity to individuals, groups, organizations, and companies alike. VIP Payment Centre is growing to become one of the country’s most popular home-based or store-based payment centre solution provider. Barangay Banking is the main campaign of ACM Business Solution (the company behind VIP Payment Center). The company is focused on helping to educate and permanently reduce the 77% unbanked and unserved sector in the Philippines. ACM’s payment centre provides a powerful platform that can help communities to ease their access to the remittances market and bill payment. ACM’s mission is to place 42,000 VIP Payment Center branches nationwide over the next 5 years. We have seen exponential growth with nearly 1,900 branches formed since inception. Franchise partner will generate revenue through commissions on the total daily payments.
VIP Payment Center, 1900 Franchisees, Est'd in 2017, Quezon City HQ
6.6   Expanding in Philippines
Exp Monthly Sales
USD 690
Space Required
30 - 200 Sq Ft
Investment Required
USD 8.6 - 10.3 K
Contact Company
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Payment Service Franchise Opportunity

VIP Payment Center, 1900 Franchisees, Est'd in 2017, Quezon City HQ
  • 2000+ Page Views
  • 400+ Investor Views
Looking for a profitable and successful payment centre franchise? You have reached the right place. This is a payment centre business solution offered as a franchise opportunity to individuals, groups, organizations, and companies alike. VIP Payment Centre is growing to become one of the country’s most popular home-based or store-based payment centre solution provider. Barangay Banking is the main campaign of ACM Business Solution (the company behind VIP Payment Center). The company is focused on helping to educate and permanently reduce the 77% unbanked and unserved sector in the Philippines. ACM’s payment centre provides a powerful platform that can help communities to ease their access to the remittances market and bill payment. ACM’s mission is to place 42,000 VIP Payment Center branches nationwide over the next 5 years. We have seen exponential growth with nearly 1,900 branches formed since inception. Franchise partner will generate revenue through commissions on the total daily payments.
VIP Payment Center, 1900 Franchisees, Est'd in 2017, Quezon City HQ
6.6   Expanding in Philippines
Exp Monthly Sales
USD 690
Space Required
30 - 200 Sq Ft
Investment Required
USD 8.6 - 10.3 K
Contact Company

Newly Established Microfinance Company Seeking Loan in Etmadpur, India

Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
Financial company that provides small-ticket loans to individuals lacking access to formal banking. - Offers a range of services including secured and unsecured loans, consumer and auto loans, investment plans, and basic health insurance. - Customers include pensioners, salaried professionals, small business owners, and self-employed individuals. - Issues 2–3 loans weekly, with interest rates between 18% and 22%. - Operates under RBI approval as loans are disbursed through partnered banks. - Collaborates with institutions like UIDAI, CIBIL, and NPCI to enable secure and seamless services.
Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
7.7   Etmadpur
Run Rate Sales
USD 41 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 45.5 K at 15%
Contact Business

Consumer Lending Company Seeking Loan in Raisen, India

Provides short term loans to SMEs, having served more than 100+ clients.
Company provides short term loans against a security to small enterprises upto a tune of INR 1 lakh. Since inception, we have served 100+ clients amounting to a total lending of INR 15 lakh. The loan duration is for a maximum of 4 months and we charge an annual interest of 18%. At any point in time we have INR 10 lakh with us to lend. Seeking funds to expand to Bhopal and nearby cities. Business owned assets include laptops and furniture.
5.7   Raisen
Run Rate Sales
USD 9.5 thousand
EBITDA Margin
15 %
Business Loan
USD 22.7 K at 18%
Contact Business

Consumer Leasing Company Seeking Loan in Raipur, India

Consumer leasing company that provides temporary money to employees whose salaries are delayed.
We lend money to employees whose salaries are delayed. - Currently in talks with Education sector (government) - If the salary for employee is delayed than we will calculate their average salary and lend them. Once they receive their actual salary the difference amount will be adjusted through bank account.
6.1   Raipur
Run Rate Sales
Nil
EBITDA Margin
Nil
Business Loan
USD 57 K at 10%
Contact Business

Personal Loans Company Seeking Loan in Kochi, India

Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
Nidhi company run & managed by ex-bank official with more than 20 years of industry experience. Provide loans to individuals against small security, especially gold. Each loan offered is for a short term, up to a year and we charge an interest rate of 15-20% annually. We receive interest every 3 months from customers. Kerala is a huge market for us and we project turnover of INR 10 crore in 5 years. Company operates from a rented facility in Kochi and we own 3 computers and a few furniture.
Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
6.8   Kochi
Run Rate Sales
USD 136 thousand
EBITDA Margin
15 %
Business Loan
USD 57 K at 10%
Contact Business

NBFC Seeking Loan in Gurgaon, India

NBFC microfinance loan provider following JLG model with 6,800 loans disbursed and 2,900 registered members.
We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.
7.4   Gurgaon
Run Rate Sales
USD 116 thousand
EBITDA Margin
Nil
Business Loan
USD 114 K at 15%
Contact Business

Microfinance Company Investment Opportunity in Jaipur, India

Micro-finance company providing loans to women SHG group and have served 400+ members.
Company provides loans to Female SHG group on collateral basis. - Have provided loans to over 400 members. - Our interest charges ranges from 22% to 27% - Founders have invested INR 50 lakh till date. - Seeking M&A opportunity.
6.8   Jaipur
Run Rate Sales
USD 48 thousand
EBITDA Margin
20 - 30 %
Partial Stake Sale
USD 57 K for 60%
Contact Business

Pawn Shop Seeking Loan in Bengaluru, India

Jewellery manufacturer cum retail store and provider of gold loans to a 1,000+ client base.
Jewelry business providing manufacturing services, loan services, repair, and servicing for gold jewellery. - Have catered to 1,000+ B2C clients since inception. - Generate approximately 50% revenue from gold loan interest. - Have an offline store and the online store is yet to be launched. - Manufacture the jewelry under our brand name based on the client's requirement. - Duration of the manufacturing is based on the jewellery. - Have 25+ franchises across Bangalore. - Have an existing delivery set-up along with diamond and gold suppliers. - Average ticket size of clients is INR 30,000 to 2 lakhs. - Due to the pandemic the last year's business sales were affected.
Jewellery manufacturer cum retail store and provider of gold loans to a 1,000+ client base.
7.8   Bengaluru
Run Rate Sales
USD 340 thousand
EBITDA Margin
2 %
Business Loan
USD 28.4 K at 12%
Contact Business

NBFC Seeking Loan in Obra, India

Nidhi company with 900+ customers and INR 1.63 crores of loans disbursed seeking growth capital.
Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.
7.2   Obra
Run Rate Sales
USD 125 thousand
EBITDA Margin
10 - 20 %
Business Loan
USD 114 K at 18%
Contact Business

Microfinance Company Investment Opportunity in Pune, India

Seeking active partners for an established Nidhi company that plans to pivot to secured lending.
Non-operational Nidhi Limited company that primarily targeted small traders and individual consumers, and offered loans and financial products tailored to local needs. - The company operated successfully for a year and disbursed loans totalling INR 60 lakh before experiencing challenges due to the Covid-19 pandemic. - Loans were initially offered at competitive interest rates of 12% and above. - Currently, there is an outstanding receivables loan and interest amount of INR 30 lakh, indicating a substantial level of embedment in the community and potential for recovery and growth. - Past experience highlighted challenges with unsecured loans during the pandemic, prompting a strategic pivot towards offering 100% secured loans moving forward. - The business is seeking investment to relaunch operations with a more secure and revised approach, emphasizing risk mitigation through collateral-backed lending. - With certificates of incorporation and a Nidhi status ensuring compliance, the company is positioned for a prudent and legally sound resurgence in the microfinance sector. - No RBI approval is necessary for Nidhi companies, as RBI has specifically exempted this category of NBFCs in India to comply with its core provisions such as registration with RBI.
Seeking active partners for an established Nidhi company that plans to pivot to secured lending.
8   Pune
Run Rate Sales
Nil
EBITDA Margin
Nil
Partial Stake Sale
USD 22.7 K for 50%
Contact Business

NBFC Seeking Loan in Balotra, India

Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
We are a startup NBFC located in Balotra. - Business has been operational for 8 months. - We take deposits and provide loans to our customers. We are governed by RBI. - Have opened 200 RD/FD accounts for our users. - We have distributed loans worth INR 5 lakhs so far. - Our interest rates start from 14.5%-24% for gold loans and 14%-19% for personal loans. - Loans are provided to people who are looking for small personal loans belonging to rural areas. - Business is managed by 3 partners with one having the majority of the stake. - Business is debt-free. - The collateral provided is the personal property of one of the directors.
Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
7.8   Balotra
Run Rate Sales
USD 3.4 thousand
EBITDA Margin
7 %
Business Loan
USD 57 K at 15%
Contact Business

Microfinance Company Seeking Loan in Hyderabad, India

Digital marketing company that plans to start providing micro loan services.
We are a digital marketing company that was started in the beginning of the year. - Already have 4 large clients who have multiple branches across India. - We provide various digital marketing services such as social media marketing, SEO and website development. - Company has an annual contract with these clients to provide the services when required. - Our plan is to start another entity to provide micro loans services and have already started the registration process. - Within the next 15 days we expect to get the Nidhi permission to begin provision of loans. - Initially we would continue to use our current office space to provide these loans. - Promoter has 2 years of experience in digital marketing and 5 years of experience in financial services. - Company's physical assets include laptop, furniture and other office equipment.
6.8   Hyderabad
Run Rate Sales
USD 13.6 thousand
EBITDA Margin
30 %
Business Loan
USD 17 K at 12%
Contact Business

Investing in Businesses: A Comprehensive Guide

Investing in businesses is a strategic endeavor that can significantly grow your wealth if approached knowledgeably. Whether you're a seasoned investor or just starting, understanding the intricacies of businesses for investment is crucial.

Understanding Business Investment

Business investment refers to the allocation of capital to a company with the expectation of receiving financial returns. This can occur through direct investment in a private company or by purchasing stocks and shares of publicly traded businesses.

Types of Business Investments

  1. Equity Investment: This involves purchasing shares of a company. Equity investors become partial owners and have potential returns through dividends and appreciation of the stock value.

  2. Debt Investment: Investors lend money to businesses in exchange for interest income. This can include corporate bonds or business loans.

  3. Venture Capital and Angel Investing: These are types of equity investment where investors provide capital to startups and small businesses that have potential for growth.

  4. Crowdfunding: An innovative way to invest in businesses where multiple investors contribute small amounts of capital via platforms like Kickstarter or Indiegogo.

Advantages of Investing in Businesses

  • Potential for High Returns: Businesses have the potential to grow substantially, resulting in significant returns on investment.
  • Portfolio Diversification: Investing in various businesses can diversify an investment portfolio, reducing overall risk.
  • Active Involvement: Investors can actively participate in their investments, offering guidance and support to businesses.

Risks Involved in Business Investment

Even though investing in businesses offers attractive returns, it involves certain risks:

  • Market Volatility: Economic changes can affect business profitability and stock prices.
  • Failure Risk: Especially with startups, there's always a risk of failure resulting in loss of investment.
  • Regulatory Issues: Changes in laws and regulations can impact businesses adversely.

How to Choose the Right Business for Investment

  • Research and Analysis: Understand the business model, industry sector, and financial health of the business.
  • Growth Potential: Evaluate the business's potential for growth and scalability.
  • Management Quality: A competent management team can greatly influence a business’s success.
  • Market Trends: Stay updated with market trends and economic conditions that might affect the business.
  • Competitive Advantage: Ensure the business has a unique selling proposition or competitive edge.

Conclusion

Investing in businesses for investment can be incredibly rewarding. However, it requires a thorough understanding of the market, diligent research, and careful selection. By weighing the potential benefits against the risks and conducting due diligence, investors can enhance their ability to make profitable investments. Always consider consulting a financial advisor to tailor your investment strategy to your personal financial goals and risk tolerance.

Invest wisely, and watch your investments flourish!

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    There are 21340 active and verified businesses for sale and investment listed on SMERGERS as of 23 October 2025.
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