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    Showing 1 - 14 of 20,277 Businesses for Sale and Investment. Buy or Invest in a Business. Listed by Direct Business Owners & Business Brokers.
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    Newly Established Microfinance Company Seeking Loan in Etmadpur, India

    Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
    Financial company that provides small-ticket loans to individuals lacking access to formal banking. - Offers a range of services including secured and unsecured loans, consumer and auto loans, investment plans, and basic health insurance. - Customers include pensioners, salaried professionals, small business owners, and self-employed individuals. - Issues 2–3 loans weekly, with interest rates between 18% and 22%. - Operates under RBI approval as loans are disbursed through partnered banks. - Collaborates with institutions like UIDAI, CIBIL, and NPCI to enable secure and seamless services.
    Consumer lending business offering small loans, insurance, and investments to underserved individuals and micro-businesses.
    7.7   Etmadpur
    Run Rate Sales
    USD 41 thousand
    EBITDA Margin
    10 - 20 %
    Business Loan
    USD 45 K at 15%
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    Microfinance Company Investment Opportunity in Jaipur, India

    Micro-finance company providing loans to women SHG group and have served 400+ members.
    Company provides loans to Female SHG group on collateral basis. - Have provided loans to over 400 members. - Our interest charges ranges from 22% to 27% - Founders have invested INR 50 lakh till date. - Seeking M&A opportunity.
    6.8   Jaipur
    Run Rate Sales
    USD 47 thousand
    EBITDA Margin
    20 - 30 %
    Partial Stake Sale
    USD 56 K for 60%
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    Microfinance Company Investment Opportunity in Pune, India

    Seeking active partners for an established Nidhi company that plans to pivot to secured lending.
    Non-operational Nidhi Limited company that primarily targeted small traders and individual consumers, and offered loans and financial products tailored to local needs. - The company operated successfully for a year and disbursed loans totalling INR 60 lakh before experiencing challenges due to the Covid-19 pandemic. - Loans were initially offered at competitive interest rates of 12% and above. - Currently, there is an outstanding receivables loan and interest amount of INR 30 lakh, indicating a substantial level of embedment in the community and potential for recovery and growth. - Past experience highlighted challenges with unsecured loans during the pandemic, prompting a strategic pivot towards offering 100% secured loans moving forward. - The business is seeking investment to relaunch operations with a more secure and revised approach, emphasizing risk mitigation through collateral-backed lending. - With certificates of incorporation and a Nidhi status ensuring compliance, the company is positioned for a prudent and legally sound resurgence in the microfinance sector. - No RBI approval is necessary for Nidhi companies, as RBI has specifically exempted this category of NBFCs in India to comply with its core provisions such as registration with RBI.
    Seeking active partners for an established Nidhi company that plans to pivot to secured lending.
    8   Pune
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 22.5 K for 50%
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    Microfinance Company Investment Opportunity in Pune, India

    Seeking active partners for an established Nidhi company that plans to pivot to secured lending.
    Non-operational Nidhi Limited company that primarily targeted small traders and individual consumers, and offered loans and financial products tailored to local needs. - The company operated successfully for a year and disbursed loans totalling INR 60 lakh before experiencing challenges due to the Covid-19 pandemic. - Loans were initially offered at competitive interest rates of 12% and above. - Currently, there is an outstanding receivables loan and interest amount of INR 30 lakh, indicating a substantial level of embedment in the community and potential for recovery and growth. - Past experience highlighted challenges with unsecured loans during the pandemic, prompting a strategic pivot towards offering 100% secured loans moving forward. - The business is seeking investment to relaunch operations with a more secure and revised approach, emphasizing risk mitigation through collateral-backed lending. - With certificates of incorporation and a Nidhi status ensuring compliance, the company is positioned for a prudent and legally sound resurgence in the microfinance sector. - No RBI approval is necessary for Nidhi companies, as RBI has specifically exempted this category of NBFCs in India to comply with its core provisions such as registration with RBI.
    Seeking active partners for an established Nidhi company that plans to pivot to secured lending.
    8   Pune
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 22.5 K for 50%
    Contact Business

    Microfinance Company Seeking Loan in Hyderabad, India

    Digital marketing company that plans to start providing micro loan services.
    We are a digital marketing company that was started in the beginning of the year. - Already have 4 large clients who have multiple branches across India. - We provide various digital marketing services such as social media marketing, SEO and website development. - Company has an annual contract with these clients to provide the services when required. - Our plan is to start another entity to provide micro loans services and have already started the registration process. - Within the next 15 days we expect to get the Nidhi permission to begin provision of loans. - Initially we would continue to use our current office space to provide these loans. - Promoter has 2 years of experience in digital marketing and 5 years of experience in financial services. - Company's physical assets include laptop, furniture and other office equipment.
    6.8   Hyderabad
    Run Rate Sales
    USD 13.5 thousand
    EBITDA Margin
    30 %
    Business Loan
    USD 17 K at 12%
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    Microfinance Company Investment Opportunity in New Delhi, India

    Delhi based NBFC-MFI providing lending to poor women in group by forming JLG groups.
    Business has vintage of more than 6 years in microfinance industry. - The business has a large number of repeat clients. - Considering our valuable services and the fact that they have grown further and helping them to increase their earnings and lives as well. - Currently we have more than 74,000 clients. - We mainly cater to lower class people helping with smaller loans of ticket sizes from INR 10,000 up to INR 90,000 at a yearly interest rate of 27% - Loans below INR 30,000 are repaid within a year, and tickets above INR 30,000 take upto 2 years to be repaid. - The business has a valid RBI license for operations in the industry.
    Delhi based NBFC-MFI providing lending to poor women in group by forming JLG groups.
    7.7   New Delhi
    Run Rate Sales
    USD 5.4 million
    EBITDA Margin
    40 %
    Partial Stake Sale
    USD 1.43 Mn for 10%
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    Microfinance Business Investment Opportunity in Chennai, India

    Micro finance company providing short term loans to small business owners, seeking funds for operations.
    A micro-finance company based in Chennai. - This is a new venture started by a group of companies involved in mobile app development, construction and other industries. - Regulatory approvals are in place. - We will be providing short term loans to small business owners, shopkeepers, auto and taxi drivers. - Business is still in the pre-revenue phase and will begin operations within the next 2 months. - We will be creating groups of 10 people that will have 1 group leader. Each member of the group is eligible for a loan between Rs. 15-30k and a repayment period of 12 - 24 months. - We have already setup 150 groups, and are ready to disburse the loans once funds are received. - Interest on loan would be between 20-23% p. a plus processing fee of Rs. 1,000 per loan disbursement. - The repayment of the loan taken will be done through per day installments. For example - repaying back Rs. 1,500 per day until x amount + interest is paid back. - The team leader ensures each individual of the team pays the loan back. If someone defaults then the rest of the team members must make up for that individual repayment for that particular day. - Field verification for each applicant would be done by our team before loan is approved by our credit managers. - Promoter is from finance background with more than 15 years of experience in managing investment portfolio, sales & marketing and developing HNI assets. - Locations that we have planned to start in the initial stage are - Salem, Coimbatore, Dharmapuri, Krishnagiri, Karaikudi, Ramanathapuram - All in Tamil Nadu. - Physical assets include the interior setup and equipment of the offices.
    6   Chennai
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Partial Stake Sale
    USD 340 K for 25%
    Contact Business

    Microfinance Company Investment Opportunity in New Delhi, India

    NBFC-MFI company focusing on providing financial support to poor women seek investment.
    Delhi-based NBFC MFI operating in 3 states with 20+ branches for the last 5+ years. - Had an AUM of Rs. 150 crores as of the end of last year. - The company's key management has an extensive experience of more than 15 years in the field of micro-finance activities. - We offer loans to women individuals with an interest rate of 26%. - Have offered loans to over 60,000 clients. - Promoter has experience in finance and is a CA.
    7.4   New Delhi
    Run Rate Sales
    USD 2.7 million
    EBITDA Margin
    20 - 30 %
    Partial Stake Sale
    USD 1.13 Mn for 11%
    Contact Business

    Consumer Lending Company Seeking Loan in Raisen, India

    Provides short term loans to SMEs, having served more than 100+ clients.
    Company provides short term loans against a security to small enterprises upto a tune of INR 1 lakh. Since inception, we have served 100+ clients amounting to a total lending of INR 15 lakh. The loan duration is for a maximum of 4 months and we charge an annual interest of 18%. At any point in time we have INR 10 lakh with us to lend. Seeking funds to expand to Bhopal and nearby cities. Business owned assets include laptops and furniture.
    5.7   Raisen
    Run Rate Sales
    USD 9.5 thousand
    EBITDA Margin
    15 %
    Business Loan
    USD 22.5 K at 18%
    Contact Business

    Consumer Leasing Company Seeking Loan in Raipur, India

    Consumer leasing company that provides temporary money to employees whose salaries are delayed.
    We lend money to employees whose salaries are delayed. - Currently in talks with Education sector (government) - If the salary for employee is delayed than we will calculate their average salary and lend them. Once they receive their actual salary the difference amount will be adjusted through bank account.
    6.1   Raipur
    Run Rate Sales
    Nil
    EBITDA Margin
    Nil
    Business Loan
    USD 56 K at 10%
    Contact Business

    Personal Loans Company Seeking Loan in Kochi, India

    Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
    Nidhi company run & managed by ex-bank official with more than 20 years of industry experience. Provide loans to individuals against small security, especially gold. Each loan offered is for a short term, up to a year and we charge an interest rate of 15-20% annually. We receive interest every 3 months from customers. Kerala is a huge market for us and we project turnover of INR 10 crore in 5 years. Company operates from a rented facility in Kochi and we own 3 computers and a few furniture.
    Nidhi company accepting deposits, providing loans to individuals in Kerala against small collateral, especially gold.
    6.8   Kochi
    Run Rate Sales
    USD 135 thousand
    EBITDA Margin
    15 %
    Business Loan
    USD 56 K at 10%
    Contact Business

    NBFC Seeking Loan in Gurgaon, India

    NBFC microfinance loan provider following JLG model with 6,800 loans disbursed and 2,900 registered members.
    We are an NBFC company & have applied to RBI for change in status from NBFC to NBFC MFI. - The company was incorporated in Allahabad but after it was acquired by the current CEO, the headquarters was shifted to Gurgaon. - We are a microfinance company providing loans to women for income generating activity only. The business does not accept any deposits from their members. - We have disbursed up to 6,800 loans till date which amounts to nearly INR 15 crore. The business has over 2,900 registered members on the platform as of now. - Our average ticket size is between INR 25,000- 40,000 per customer. - We charge 26% of reducing interest on the loan which includes 1% processing fees. - Our EMI collection is conducted on a fortnightly /monthly basis. - We do KYC as per RBI norms and follow a JLG (Joint Liability Group) model while disbursing loans. The group size can range from 5 - 20 members. If one member defaults on the loan repayment, the entire group needs to bear its liability. - Besides that, we conduct a comprehensive background check which includes an inspection of the bank records, Aadhaar card, and PAN card. - We also conduct a physical verification check of the member's house, check their cash flow and annual income statement and consult the member's neighbours about their financial stability. - The business also conducts a credit check on their members through Equifax and Highmark and are planning to tie up with another Fintech company for credit evaluation. Owing to our comprehensive due diligence, the default rate on loans are very minimal at around 0.5%. - The CEO of the company is a Chartered Accountant with 10 years of experience in the finance sector. The COO has over 18 years of experience in the microfinance sector. - The business has been registered in Allahabad but we operate from a office in Gurgaon.
    7.4   Gurgaon
    Run Rate Sales
    USD 115 thousand
    EBITDA Margin
    Nil
    Business Loan
    USD 113 K at 15%
    Contact Business

    Pawn Shop Seeking Loan in Bengaluru, India

    Jewellery manufacturer cum retail store and provider of gold loans to a 1,000+ client base.
    Jewelry business providing manufacturing services, loan services, repair, and servicing for gold jewellery. - Have catered to 1,000+ B2C clients since inception. - Generate approximately 50% revenue from gold loan interest. - Have an offline store and the online store is yet to be launched. - Manufacture the jewelry under our brand name based on the client's requirement. - Duration of the manufacturing is based on the jewellery. - Have 25+ franchises across Bangalore. - Have an existing delivery set-up along with diamond and gold suppliers. - Average ticket size of clients is INR 30,000 to 2 lakhs. - Due to the pandemic the last year's business sales were affected.
    Jewellery manufacturer cum retail store and provider of gold loans to a 1,000+ client base.
    8.5   Bengaluru
    Run Rate Sales
    USD 340 thousand
    EBITDA Margin
    2 %
    Business Loan
    USD 28 K at 12%
    Contact Business

    NBFC Seeking Loan in Obra, India

    Nidhi company with 900+ customers and INR 1.63 crores of loans disbursed seeking growth capital.
    Nidhi company operating in Obra. - We offer savings and loan products. - Have 900+ depositors who have savings accounts with us. - We currently sign up 30 new accounts every month. - Offer 6% interest for saving accounts and 9 - 12.5% for recurring deposit and fixed deposit accounts. - We have over INR 1 crore of deposits in our accounts which is undeployed. - We primarily offer secured loans of small ticket sizes at an annual interest rate of 15.95% to individuals. - Offer loans up to 3 times of the deposit amount to businesses at an annual interest rate of 16.6% - Offer short-term working capital loans at an interest rate of 20% - The current loan book is valued at INR 1.63 crores and consists of more than 830 loans. - The loan recovery rate is 80 to 85% and has been impacted by the pandemic. - We have more than 30 freelance sales executives who sell our financial products and are compensated with commissions. - We also have several clients in the Sonbhadra district of Uttar Pradesh. - The business is debt free and is run by a promoter with 10+ years of lending experience.
    7.2   Obra
    Run Rate Sales
    USD 124 thousand
    EBITDA Margin
    10 - 20 %
    Business Loan
    USD 113 K at 18%
    Contact Business

    NBFC Seeking Loan in Balotra, India

    Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
    We are a startup NBFC located in Balotra. - Business has been operational for 8 months. - We take deposits and provide loans to our customers. We are governed by RBI. - Have opened 200 RD/FD accounts for our users. - We have distributed loans worth INR 5 lakhs so far. - Our interest rates start from 14.5%-24% for gold loans and 14%-19% for personal loans. - Loans are provided to people who are looking for small personal loans belonging to rural areas. - Business is managed by 3 partners with one having the majority of the stake. - Business is debt-free. - The collateral provided is the personal property of one of the directors.
    Retail bank with 200 RD/FD accounts and INR 5 lakhs of distributed loan.
    7.8   Balotra
    Run Rate Sales
    USD 3.4 thousand
    EBITDA Margin
    7 %
    Business Loan
    USD 56 K at 15%
    Contact Business

    Investing in Businesses: A Comprehensive Guide

    Investing in businesses is a strategic endeavor that can significantly grow your wealth if approached knowledgeably. Whether you're a seasoned investor or just starting, understanding the intricacies of businesses for investment is crucial.

    Understanding Business Investment

    Business investment refers to the allocation of capital to a company with the expectation of receiving financial returns. This can occur through direct investment in a private company or by purchasing stocks and shares of publicly traded businesses.

    Types of Business Investments

    1. Equity Investment: This involves purchasing shares of a company. Equity investors become partial owners and have potential returns through dividends and appreciation of the stock value.

    2. Debt Investment: Investors lend money to businesses in exchange for interest income. This can include corporate bonds or business loans.

    3. Venture Capital and Angel Investing: These are types of equity investment where investors provide capital to startups and small businesses that have potential for growth.

    4. Crowdfunding: An innovative way to invest in businesses where multiple investors contribute small amounts of capital via platforms like Kickstarter or Indiegogo.

    Advantages of Investing in Businesses

    • Potential for High Returns: Businesses have the potential to grow substantially, resulting in significant returns on investment.
    • Portfolio Diversification: Investing in various businesses can diversify an investment portfolio, reducing overall risk.
    • Active Involvement: Investors can actively participate in their investments, offering guidance and support to businesses.

    Risks Involved in Business Investment

    Even though investing in businesses offers attractive returns, it involves certain risks:

    • Market Volatility: Economic changes can affect business profitability and stock prices.
    • Failure Risk: Especially with startups, there's always a risk of failure resulting in loss of investment.
    • Regulatory Issues: Changes in laws and regulations can impact businesses adversely.

    How to Choose the Right Business for Investment

    • Research and Analysis: Understand the business model, industry sector, and financial health of the business.
    • Growth Potential: Evaluate the business's potential for growth and scalability.
    • Management Quality: A competent management team can greatly influence a business’s success.
    • Market Trends: Stay updated with market trends and economic conditions that might affect the business.
    • Competitive Advantage: Ensure the business has a unique selling proposition or competitive edge.

    Conclusion

    Investing in businesses for investment can be incredibly rewarding. However, it requires a thorough understanding of the market, diligent research, and careful selection. By weighing the potential benefits against the risks and conducting due diligence, investors can enhance their ability to make profitable investments. Always consider consulting a financial advisor to tailor your investment strategy to your personal financial goals and risk tolerance.

    Invest wisely, and watch your investments flourish!

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      There are 20277 active and verified businesses for sale and investment listed on SMERGERS as of 27 September 2025.
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      We regularly filter out businesses which are inactive or have already closed a transaction. Typically, if the business is actively looking to sell/raise capital, the status is shown in green.
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