Businesses Seeking Loan in Jharkhand

We are a food trading business located in Jamshedpur, specializing in snacks and related products. - We supply local stores and retailers in nearby states and cities, including Bhopal, UP, Bihar, and Banaras. - Our client base consists of around 200 active clients who rely on us for quality snacks. - We focus on building strong relationships with our clients to ensure repeat business and customer loyalty. - Our revenue comes from trading a wide variety of snacks at competitive prices to retailers.

Newly established distributor providing end-to-end supply solutions to HoReCa and retail segments. - Serves hotels, restaurants, caterers, traders, and retail outlets. - Authorized distributor for 6 to 7 established food brands. - Core product portfolio includes spices, atta, vermicelli, tomato ketchup, and soya chunks. - Also supplies specialized bakery ingredients and operational housekeeping supplies. - Maintains an active base of approximately 300 retail customers. - Serves 4 to 5 hotel clients along with multiple caterers and traders. - Operates on a distribution-led revenue model with repeat bulk orders. - Strong last-mile supply capability supporting consistent order fulfilment. - Holds valid GST certificate and FSSAI license. - Suitable for investors seeking a scalable FMCG and food distribution platform with established clientele.

Newly established distributor providing end-to-end supply solutions to HoReCa and retail segments. - Serves hotels, restaurants, caterers, traders, and retail outlets. - Authorized distributor for 6 to 7 established food brands. - Core product portfolio includes spices, atta, vermicelli, tomato ketchup, and soya chunks. - Also supplies specialized bakery ingredients and operational housekeeping supplies. - Maintains an active base of approximately 300 retail customers. - Serves 4 to 5 hotel clients along with multiple caterers and traders. - Operates on a distribution-led revenue model with repeat bulk orders. - Strong last-mile supply capability supporting consistent order fulfilment. - Holds valid GST certificate and FSSAI license. - Suitable for investors seeking a scalable FMCG and food distribution platform with established clientele.

The business is an English medium private school located in Rajdhanwar, catering to students from 1st to 10th standard. - It has a capacity of 200 students, providing personalized attention and better student-teacher ratios. - Infrastructure includes modern amenities such as computer classes, a playground, and CCTV monitoring for enhanced safety and security. - The curriculum encourages English speaking, promoting language skills among students and preparing them for a globalized world. - The school aims to deliver high-quality education, positioning itself as one of the best schools in the region. - Revenue is generated primarily through student tuition fees, making it financially sustainable as enrollment increases. - Operates with a valid registration certificate and a GST certificate.

The business primarily focuses on real estate management and operates a grocery store, generating diversified revenue streams through property rentals and retail sales. - Owns five properties located in Sheohar, Bihar, and Jamshedpur, leveraging local demand for commercial spaces. - All these properties are registered under the same LLP entity, which manages and operates both the real estate and grocery businesses. - One property in Sheohar functions as a grocery store, which caters to the local community, providing essential goods and groceries, thus ensuring consistent foot traffic and sales revenue. - Three more commercial properties in Sheohar include one that is currently leased out as office space, creating a steady income from rent. - The business also possesses a vacant farmhouse property in Sheohar, which offers potential for future rental income or alternative uses such as events or agritourism. The third property is also a vacant commercial/retail space. - Another property in Jamshedpur is planned to be developed into a grocery store, which will further capitalize on the growing demand for retail and essential consumer goods in the region. - The business operates under a Limited Liability Partnership (LLP), providing legal protection and financial structure, efficient for managing its real estate and retail operations. - Overall, the combination of rental income from commercial properties and sales from grocery operations positions the business for sustainable growth and profitability in the local markets.

Located in Bokaro, this small business specializes in school uniforms and footwear. - The company currently handles four active orders, showcasing its capacity for fulfilling customer demand. - All stitching and garment production are outsourced to third-party vendors, allowing the company to focus on quality control and customer service. - The business holds a GST certificate, ensuring compliance with tax regulations and enhancing credibility with customers and suppliers. - Customers primarily consist of schools, parents, and educational institutions looking for quality school dresses and shoes. - Revenue is generated through wholesale orders, with potential for growth by expanding product offerings or targeting additional educational institutions.

1. Reputed real estate developer running 20 projects across the states of Jharkhand (Dhanbad, Bokaro, Giridih, Ranchi) and West Bengal (Asansol, Durgapur, Andal) 2. We have signed an MoU worth INR 100 crore with Govt of Jharkhand during Momentum Jharkhand for developing affordable housing. 3. The promoters have 25+ years of experience in the domain and the CMD has also been awarded with Icon of Jharkhand and numerous awards from different organizations. 4. One of our recent projects is one of the largest private residential societies in Dhanbad having its own post office. 5. The company has a strong customer base of 5,000+. 6. The company provide 360-degree real estate solutions starting from land acquisition to project plan, marketing, sales and operations having its own in-house team across departments. 7. The projects we run are majorly large housing societies spreading from 0.5 acres to 100+ acres. 8. The last reported sales turnover was INR 150 crore. 9. The business has a vaild GST certificate available.

We have started this organization, in order to provide the best microfinance services to cater for the financial needs (under the JLG/individual model) of the underprivileged & unbanked section of our society. - Currently, we are working as an NPA recovery partner of four reputed NBFCs (Hinduja, Muthoot, Reliance Capital & Chola) for Jharkhand, Bihar & West Bengal states and BC (Business Correspondent) partner for MSME & JLG business with three reputed NBFCs (Arthmate Financing India, Avanti Finance & Clix Capital). - Established in the middle of last year, but started our operation as an NPA recovery partner from December onward & as a BC partner 6 months ago. - Presently we are having a tie-up with Arthmate Financing India Private Limited for Jharkhand & Odisha states for MSME loans. Right now, we have two branches with Arthmate. These are at Ranchi & Pakur. - We need to open 15 more branches at the mentioned two states to provide services of Arthmate. Currently, we are having AUM (Asset Under Management) of INR 0.17 Cr with Arthmate. We have recently started working as BC partners for JLG loans of Avanti Finance (a TATA group company). Initially, Avanti has allowed us for three districts of Jharkhand. These are East Signbhum, West Singhbhum & Seraikela Kharsawan. They have allocated three more districts (Gumla, Khunti & Pakur) of Jharkhand. We are going to open 5 more branches with Avanti within this month. Based on their initial allocation, we have opened 6 branches in the mentioned geography, these are Seraikela, Chandil, Hata, Chaibasa, Chakradharpur & Jagannathpur. As of now, we have having AUM of INR 6.86 Cr with Avanti Finance. - Revenue model: We get paid on a profit-sharing basis from the interest collected. The NBFCs charge a 27% interest of which we get half of the interest received. - Most of our branches were recently opened and we now have 10 different branches with a total of 64 employees. Most of the staff are customer service officers and are overseen by the branch managers. - Being a Core team member & key managerial person (KMP) of this organization, the promoter has over a decade of sound experience from different NBFC-MFIs, across the country. - Our other core team members also have 12 to 15 years of average experience in the Financial Sector. We are going to be associated with a few more organizations (like Arohan, Annapurna, Samunnati etc) soon. - We are following 100% cashless collection & triple level verification before disbursement. Considering the situation, to enhance our business and open new branches across the country, we need at least a working capital of Rs- 1.5 Cr- 2 Cr.