Businesses Seeking Loan in Oceania

We have an established client base over 100 who keep ordering from us contributing to community initiative, - We also regularly participate in community events for marketing.

The business is a pre-revenue vertical hydroponics project designed for commercial-scale local produce production. - We will launch with 12 automated growing containers and approximately 24,000 plant sites. - Company is designed to achieve year-round production with harvest cycles as short as 12 days. - It will generate revenue through recurring wholesale and contracted produce sales. - The business plans to grow production capacity by 25% annually. - The business will use refrigerated local delivery and harvest-to-order production to maintain freshness and supply continuity. - We are currently pre-revenue and will begin operations after funding is secured and land is acquired. - The business is not yet registered. The registration process will commence once the required loan is secured.

We are a cozy accommodation inn located in Noro, offering 17 rooms for guests. - The business is currently operational and maintains an average monthly occupancy of 50–60%, generating approximately SBD 20,000 in monthly revenue. - The business is fully registered and holds a business house registration, provincial license, and tax identification number. - We cater to travelers, business people, and locals seeking comfortable accommodation in Noro. - Seeking funding to expand the number of rooms and increase our capacity to serve more guests. - The expansion aims to enhance the guest experience, improve amenities, and increase revenue by accommodating higher demand.

* Nadi-based IT services company started this year and already earning early revenue (about FJD 2.9K income to date) from installation, repair and support jobs. * Core services: CCTV security systems, Starlink installations, home and business WiFi, structured network cabling, and PC/laptop and phone/tablet repairs and unlocks. * Website design and development with ongoing website maintenance, updates and support. * Additional services: AI and automation tools (chatbots, process automation), cloud backup and storage, remote support, door-to-door device pickup and repair, and sale of computers and laptops. * Recurring revenue: published maintenance and support plans, from a home IT plan (FJD 150/month) and a business care plan (FJD 20/month or FJD 180/year) to a small business plan (FJD 450/month), plus emergency call-outs. * Recent project: supplied and ran fibre optic cabling for CCTV cameras and WiFi at a marina facility in Denarau. * The promoter is a Fiji-based IT and network engineer with 10+ years of experience, who also works remotely with an international IT services firm. As an IT Manager, the promoter helped an outsourcing business grow from 4 staff to over 250 staff, and has served the same church for 15+ years running its music and sound system, with hands-on sound engineering experience. * Long-term commitment is the promoter's strength: takes a business from ground level through to high-growth stages and stays with it for the long run, so clients get lasting support rather than a one-off install. * Proven resilience: as IT Manager, the promoter helped the business survive the Covid-19 crisis and remained a valued member of the team, and can keep a business running through difficult periods. * Clients include law firms, local businesses, community organisations and households; work is largely referral-driven through trust and repeat business. * Active marketing: a live company website with online booking and quote requests, plus outreach to Nadi, Denarau and Lautoka hospitality businesses offering free CCTV/WiFi site checks. * Hardware jobs are protected by a 50% upfront deposit, so clients fund equipment and the business avoids debt. * Professional processes: numbered quotes and invoices, live bookkeeping of income and expenses, and a portion of every job set aside for tax.

• Family-owned home-based bakery specializing in freshly prepared donuts and sweet baked products. • Fresh cream-filled donuts are the best-selling products, with the majority of customers comprising female consumers. • Serves approximately 40-50 customers per day through direct sales and also accepts party and bulk orders for special occasions. • Generates revenue from retail donut sales and occasional party and event orders. • Operates from a home-based kitchen, enabling efficient production with low operating overheads while maintaining product quality and freshness. • Holds a valid food license and operates in compliance with applicable food safety regulations. • Has built a loyal local customer base through consistent product quality, fresh preparation, and repeat purchases. • Well positioned for growth by expanding product offerings, increasing catering and party orders, and strengthening its local market presence.