Businesses Seeking Loan in Singapore

Early-stage cybersecurity technology company building a modular, AI-driven platform focused on reducing breach response time across organizations. - Product is designed as a composable “Lego-like” security stack, allowing clients to add or remove capabilities such as threat exposure management, intelligence, recovery, and blockchain audit. - Core value proposition centers on “time dominance” minimizing time to detect, contain, and recover from cyber threats. - Revenue will be generated through a combination of subscription-based pricing and modular add-on sales, where clients pay for the specific security components (such as threat detection, intelligence, and recovery) they deploy, along with potential enterprise contracts, onboarding fees, and ongoing platform usage charges. - Platform integrates continuous monitoring and AI-led correlation to enable faster threat discovery compared to traditional security systems. - Automated orchestration layer enables rapid containment actions without reliance on manual intervention or ticketing systems. - Built-in recovery validation ensures backup systems are tested proactively, improving reliability during actual incidents. - Designed to eliminate long implementation cycles, offering immediate deployment and usability for enterprise clients. - Positioned as an alternative to legacy, monolithic cybersecurity suites with a flexible, first-principles architecture. - Currently in pre-revenue stage, focused on product development, platform validation, and early market positioning.

Early-stage cybersecurity technology company building a modular, AI-driven platform focused on reducing breach response time across organizations. - Product is designed as a composable “Lego-like” security stack, allowing clients to add or remove capabilities such as threat exposure management, intelligence, recovery, and blockchain audit. - Core value proposition centers on “time dominance” minimizing time to detect, contain, and recover from cyber threats. - Revenue will be generated through a combination of subscription-based pricing and modular add-on sales, where clients pay for the specific security components (such as threat detection, intelligence, and recovery) they deploy, along with potential enterprise contracts, onboarding fees, and ongoing platform usage charges. - Platform integrates continuous monitoring and AI-led correlation to enable faster threat discovery compared to traditional security systems. - Automated orchestration layer enables rapid containment actions without reliance on manual intervention or ticketing systems. - Built-in recovery validation ensures backup systems are tested proactively, improving reliability during actual incidents. - Designed to eliminate long implementation cycles, offering immediate deployment and usability for enterprise clients. - Positioned as an alternative to legacy, monolithic cybersecurity suites with a flexible, first-principles architecture. - Currently in pre-revenue stage, focused on product development, platform validation, and early market positioning.

Operating a ballroom, with restaurant and bar in Singapore with a premium event space, catering to both corporate and private events. - The outdoor event space can accommodate 120–150 guests outdoors, while the indoor setting is designed for up to 70 guests, perfect for weddings, birthday parties, and intimate gatherings. - Features a charming colonial-inspired design, creating an elegant atmosphere for various celebrations and corporate gatherings. - The business primarily generates revenue from the ballroom, which contributes approximately 70% of overall income, hosting about 20-25 events per month, with 99% being corporate and the remainder private functions. - The facility also includes a restaurant and bar, capable of seating 200 guests, focusing on dine-in customers with a daily foot traffic ranging from 150 to over 200 patrons. - Plans to expand by introducing a new Indian & Lebanese restaurant under the existing business entity, seeking to diversify the menu and attract a broader customer base. - The hires temporary staff for events and peak times, ensuring efficient service and operations during busy periods.

Weekend-based learning program focused on value education for children aged 6 to 10 years. - Offers a unique blend of cultural, spiritual, and wellness activities aimed at shaping balanced, mindful individuals. - Current enrollment of 80 students, with parents opting for monthly membership renewals. - Sessions include yoga, meditation, shlokas, bhajans, inspirational stories, traditional remedies, and festival celebrations. - Operates with a child-centric model designed to build emotional well-being, character, and cultural awareness. - Targeting a student base of over 1,000 children within the next three years through expansion and outreach.

Established yoga hub in Singapore: Positioned as a premier yoga studio offering diverse classes, including aerial yoga and sound healing. - Strong client base: Over 40 private class students and 15 regular group class students per instructor, demonstrating strong customer loyalty and demand. - Diverse revenue streams: Profitable model combining private sessions, group classes, workshops, and wellness events. - Community-driven growth: Relies on "word of mouth" advertising and fosters a strong, loyal yoga community. - Experienced leadership: Helmed by a seasoned yoga professional with expertise in holistic wellness and business expansion. - Expanding wellness market: Benefiting from Singapore's booming wellness sector and increasing interest in mindfulness and holistic practices. - Future prospects: Positioned to grow further with rising demand for face-to-face experiences amidst advancements in AI technology.

Bilingual language center specializing in Tamil and English language instruction for children aged 3 to 12 years. - The majority of revenue is generated through online classes, which are the primary mode of instruction, while offline sessions are occasionally organized in local libraries. - The center is led by a founder with over 22 years of experience in the language education industry. - Licensed under the Accounting and Corporate Regulatory Authority (ACRA), ensuring compliance with local regulations. - Currently, the center serves 210 enrolled students, with the majority participating in Zoom-based virtual classes. - Client acquisition is driven through targeted digital marketing efforts on platforms such as Facebook, Instagram, the company’s website, and Google ads. - The center boasts a diverse international client base, with students located in Malaysia, Australia, the USA, and Hong Kong.

1. Current portfolio. 1.1 We have 135+ dancers attending 400+ classes; - average number of classes attended per dancer = 3 or more. This is a HIGH average number of classes per dancer because our dancers have the opportunity to do multiple genres with us. 1.2 Pre-covid annual revenue was almost SGD1mil with only 130+ dancers which led to expansion plans with a bigger studio in central Singapore. However, we were severely impacted by covid as we committed to triple our rental expense JUST before covid-closures forced our revenue to drop to only 40% of our usual revenue for 9 months. 1.3 Opportunity to pivot. Since then, we have slowly recovered, but the market has changed substantially. There are now many new ballet schools, & parents are much more willing to invest in training & opportunities to compete. Which is why we need to innovate which leads to our 2-prong expansion plan; A) To draw in pre-school dancers looking for more than just ballet. B) To provide high-quality productions for performers to have an opportunity to perform (instead of just doing exams & competing) Our annual concerts & public performances are reputed to be very high quality & professional. There is also a shortage of performance opportunities for dance-heavy performances in Singapore. We would like to direct our capabilities in this area to regularly produce high quality productions. We tested this 2 years ago and our production was extremely successful. Plse refer to our reason for seeing a loan for more details. 1.4 Our current studios are 2000sq ft + 1100 sq ft. - centrally located in Singapore - good location. 1.5 We have a proven track record of producing top dancers for their age group - 4 (of our original 20+ '1st generation' of dancers) are now pursuing full time careers as dancers. 2. Notable achievements. 2.1 Consistently > 90% Distinctions with our UK based Ballet exams, & > 95% with our Australian based Tap & Jazz exams. 2.2 Since 2013, every year, we win Champion dancer &/or studio for the 2 biggest competitions in Singapore. 2.3 Finalist in Asia's Got Talent season 1 (out of 12,000 acts which auditioned across 12 countries) 2.4 We are considered part of the AXN's Got Talent 'family' - we are always invited to participate in Asia's Got Talent franchise specials considered age- appropriate for our dancers. 2.5 Overseas performance trip to Disneyland / Hollywood Boulevard / Universal Studios in LA. 2.6 Regular public performances to showcase dancers. 3. Brand name. 3.1 Recognised as an industry leader / maverick for always daring to do something different / more to enhance our dancers' experience / journey. 3.2 Strong relationships with other dance schools in Australia & Esplanade due to our reputation.