Businesses Seeking Loan

Operates in the engineering services domain, offering specialized and customized technical solutions based on client requirements. - Focuses on delivering reliable, high-quality, and cost-effective engineering services backed by strong technical expertise. - Currently positioned as a pre-revenue venture, in the foundation-building stage and preparing for active market entry. - All required registrations and compliance formalities are underway.

Start-up in the heart of Bengaluru looking to dive into the electronics scene. - Our main aim is to manufacture PCB assemblies and modules for other companies in the industry. - We will focus on creating high-quality semiconductor and telecom equipment that meets the needs of various manufacturers. - Located in a tech hub, we’re poised to tap into the growing demand for electronic equipment. - Our target customers are other manufacturers who need reliable and cutting-edge PCB solutions. - Investment will help us procure equipment and ramp up production and expand our reach in the electronics market. - Promoters have 5+ years of industry experience. - Business has a registration certificate.

The business operates in the photography industry, specifically specializing in professional photography and videography services in Bangalore, India. - The business has a team of 2 employees dedicated to providing a range of services including corporate headshots, business portraits for corporate and IT professionals, fashion and portrait photography, and product videos. - The business has a track record of serving a mix of one-time and ongoing clients, including IT professionals, small business owners, and MNCs, with a total of 5-6 clients served last year and 3 clients currently engaged, and a strong pipeline of potential clients. - The studio is well-equipped and spacious, providing a conducive environment for delivering high-quality photography and videography services. - With a slightly evolving business model, the business anticipates an increase in revenue going forward, positioning it for growth and expansion in the market. - Business has raised 90 invoices to date, demonstrating a consistent track record of generating revenue and conducting business transactions. - The business has diversified its services to include the production of product videos, catering to the needs of clients who sell products, thereby expanding its market reach and revenue potential. - Business has a GST certificate. - Business has a lot of electronics for operations that cannot be liquidated.

The 27 enterprise clients working with us include Shoppers Stop, Indian Terrain, Celio, boAt, Eastman Exports, Celebrity Fashion Group, Radiant Finserv, and Mintify. The company grew 8x Y-o-Y on the back and improved sales and marketing through online channels like LinkedIn. The company has a SaaS model where each client pays an annual license fee of INR 9 lakh that needs to be renewed annually. The product has been in the market for the 3 years and has been tried and tested. Promoters come with experience of more than 15 years in the IT industry.

Managing a loan portfolio of over ₹1,300 Crores, with deep penetration across Tier 2 and Tier 3 markets. - Successfully engaged 3.5+ million borrowers, building robust borrower intelligence datasets. - Trusted by multiple partner lenders, including banks, NBFCs, and fintech platforms. - The platform connects lenders and borrowers, but does not engage in lending or handle payment processing/settlements. Diversified revenue model: - Commission‑based income (10–36%) on recoveries. - SaaS subscription (AI platform) - One‑time setup and enterprise deployment fees. - Technology‑led differentiation through proprietary voice AI, behavioral scoring, and integrated on‑ground operations (Pragati Kendras) - Experienced leadership team with backgrounds at ICICI, FINO, Suryoday, IDBI, and Cashfree. - Backed by reputed investors and industry leaders. Current financial snapshot (latest month): - Revenue: ₹49.3 Lakh. - Total Cost: ₹49.6 Lakh. - EBITDA / net profit: ₹ (0.31 Lakh) (nearing break‑even) Cost structure overview: Direct costs (₹34.9 Lakh): - Telecalling & collections team: ₹23.8 Lakh. - Field operations & Pragati Kendras: ₹6.8 Lakh. - Supervisory staff: ₹4.3 Lakh. Indirect costs (₹14.7 Lakh): - Back office & support: ₹8.1 Lakh. - Technology & infrastructure: ₹1.4 Lakh. - Rent & administration: ₹2.6 Lakh. - Statutory & other expenses: ₹2.6 Lakh. Key financial insights: - Business has achieved near break‑even at ~₹50 Lakhs monthly revenue run‑rate. - Strong operating leverage: Incremental revenue expected to significantly improve margins. - Cost base is largely variable and scalable, aligned with growth in collections volume. - Transitioning toward higher‑margin SaaS and AI‑driven revenue streams. - The business is registered with the MCA. No other industry‑specific registrations or certifications are required.