Businesses Seeking Loan

The business operates in the retail industry, specifically focusing on the distribution of white line spare parts, and other household appliances. - Located in Manta, the company serves a diverse customer base, providing both retail services directly to the public and wholesale distribution to other retailers across the country. - With over 50,000 clients served nationwide since inception, the company prides itself on delivering exceptional customer service both in-store and through digital channels. - The primary revenue driver is wholesale distribution, where the company supplies products to ~100+ retail distributors in various provinces, extending its market reach. - Products are sourced directly from importers, with a strong emphasis on quality and cost-effectiveness, particularly from the leading importer in the country. - The business employs 25 permanent staff members to manage operations, while logistics services are outsourced to ensure efficient delivery processes. - Business is registered in Ecuador, no industry specific licenses or certifications are required.

• State board-affiliated school offering classes from nursery to 10th grade. • Currently has an enrollment of 500+ students across 2 branches. • Provides consistent demand and stable operations as an evergreen education business. • Promoter brings 22 years of experience in the education sector.

The company is in the pre-revenue phase. - It will manufacture luxury skincare products such as face wash, sunscreen, and moisturizers inspired by Ayurveda. - The company plans to use contract manufacturers and has already partnered with two, one in India and one in South Korea. - A master distribution deal has been secured for 1,50,000 units, with product costs ranging between INR 1,040 and INR 2,500, targeting markets in Europe, the USA, and Russia. - Planned sales distribution includes tie-ups with Sephora and other large beauty retailers, along with the company’s own e-commerce platform. - As a luxury brand, the company will not sell on mass-market platforms like Amazon and Flipkart, in order to maintain exclusivity. - Apart from the directors, the company has engaged 40 freelance employees. - The company is registered as a private limited entity with GST compliance.

Business: PU foam mattress manufacturer in the Philippines producing high-resilience foam mattresses for homes, hotels, dealers and direct consumers. - Team & scale: Small manufacturer with 15 employees operating local production and sales channels. - Product line: Highly resilient PU foam mattresses made with multiple formulations and manufacturing technologies to deliver durability and comfort. - Key features: Eco-friendly, hypoallergenic mattresses with a 10-year warranty, emphasizing durability, pressure relief and antimicrobial benefits. - Customers & traction: Early traction within a year installations in establishments and hotels, partnerships with dealers, and direct consumer sales; one customer accounts for PHP 4.5 million in sales. - Revenue model: Direct sales to consumers, wholesale orders to dealers and hotels, and B2B contracts for institutional installations. - Growth use of funds: Raising capital to open retail showrooms, expand export channels, and launch customer financing options to boost conversion and average order value. - Competitive advantage: Proprietary foam formulations and production technology that offer longer lifespan and hypoallergenic, eco-friendly credentials vs. generic foam competitors. - Market opportunity: Targeting the Philippines home furnishings and hospitality mattress market with potential expansion via exports to nearby markets. - The business commenced operations only towards the end of September last year. While the initial phase was gradual, we have been operating at maximum capacity throughout this year, resulting in a significant increase in annual sales compared to the previous year. - The company has 25 permanent employees, with additional temporary staff hired for social media management and accounting support. - The business is registered and operating in the Philippines, while the promoter is currently in the UAE.

Valencia-based producer of natural fruit juice concentrates and condiments sold under its own private brand. - Made from homegrown ingredients, thereby, promoting wellness and natural nutrition. - Certified with FDA, GMP and USFDA standards; planning to obtain Halal and HACCP certifications to expand market access. - Current manufacturing output is up to 5 tons per month. - Distribution channels: Retail presence in SM Supermarkets, SM Hypermart, selected Robinsons supermarkets, Metro Supermarkets and Mercury Drug stores across the Philippines. - Active exports to the USA, Canada and Singapore; domestic and export revenue split roughly 50/50.