Businesses Seeking Loan

Track record & experience: - Over 10 years of experience in landscaping and hydroseeding services in Latvia and select international markets. - Strong expertise in green infrastructure, soil stabilization, erosion control, and lawn development across varied environments. Business scope & revenue model: - Professional hydroseeding services for private, industrial, and municipal projects. - Manufacturing and sale of hydroseeding materials such as mulch, hydrogel, and bonding agents, supplied to clients across Europe. - Design and production of custom hydroseeding equipment for contractors and landscaping professionals. - Pricing is based on project size and scope, supporting both one-time projects and long-term contracts. Client base & markets: - Serves commercial and private landowners, construction and landscaping contractors, municipalities, and infrastructure developers. - Products and services are used across the Baltic region, Scandinavia, and other European markets. Partnerships & business relationships: - Maintains partnerships with local and international suppliers of seeds and landscaping materials. - Works with recognized business support organizations, including Altum (a development finance institution in Latvia) and the Latvian Chamber of Commerce and Industry. - Participant in the business incubator program, supported by a grant under the European Regional Development Fund, indicating external validation of the company’s growth potential. Promoter & team experience: - Built on more than a decade of hands-on experience in landscaping, hydroseeding services, and material development. - Possesses technical expertise in both service execution and custom equipment design. Awards & recognition: - Supported by national and regional business development grant programs, reflecting early-stage credibility and growth potential. Reason for drop in run-rate sales: - The decline in run-rate sales is due to the seasonal nature of landscaping activities, with lower demand during winter months. - To reduce seasonality, the company plans to expand into the manufacturing of hydroseeding equipment and materials, enabling year-round revenue generation. Revenue and employee structure: - The company operates with a small permanent team supported by seasonal workers hired for approximately 3–4 months during peak periods. - Seasonal employees are not included in the permanent employee count, which explains the higher revenue levels relative to the listed workforce size.

• Operates a top-ranked bakery and pastry brand on TikTok Shop Malaysia. • Best known for Sarawak layer cake with strong cultural appeal and gift suitability. • Products have a long shelf life, making them ideal for travel-friendly souvenirs. • Achieved top position in the pastry & bakery category and overall F&B among 14,000+ TikTok shops. • Served over 200,000 online customers within 12 months using a single core SKU. • Records annual revenue of approximately MYR 4 million with strong online traction. • Generates majority of sales through TikTok Shop and Shopee storefronts. • Handles average monthly order volumes of 50,000–60,000 pieces. • Currently relies on contract manufacturing to fulfill production. • Company maintains a core team of permanent employees to ensure stability and operational continuity, while also hiring contract staff as necessary to manage seasonal demand. • Faces supply-side constraints due to limited capacity and inconsistent quality from suppliers. • Currently, lacks in-house certifications, restricting offline retail and export expansion and hence is seeking investment to establish a certified production facility and scale distribution. • Targets revenue growth of at least 3x with EBITDA margin expansion up to 25%. • Led by a founder with deep digital marketing expertise and offline sales experience. • Registered with SSM certification.

The food truck has been operational for 11 months with average monthly revenue of approximately ₹1,00,000. - The business follows a direct-to-customer cash sales model with low operating costs, resulting in high margins (profit up to 57% on key menu items). - The promoters are directly involved in daily operations, ensuring quality control, cost efficiency and repeat customers. - Business has a registration certificate and FSSAI license.