Businesses Seeking Loan

Located in Goregaon West, Mumbai, this beauty salon specializes in high-demand services like permanent eyebrows, lip color, hair extensions, skin treatments, and laser treatment. - The business is a pioneer in the rapidly growing sectors of permanent makeup and hair extensions, catering to a diverse clientele aged 18 to 60+, including both males and females. - The salon employs a dedicated team of 5 professionals, including the owner who also serve as trainers in the academy. - The business operates an academy offering courses to a wide range of students—from professionals and salon owners to housewives and even doctors—enhancing skills in beauty services. - On average, the salon enjoys a steady flow of 4 to 5 walk-in clients each day, indicating a strong local demand for its services. - The combination of beauty services and training enables multiple revenue streams, allowing the business to thrive in both the salon and education sectors. - The salon provides lifetime assistance to its students and clients, fostering long-term relationships and ensuring client satisfaction and return business. - With its commitment to quality and a comprehensive understanding of beauty trends, the salon positions itself as a go-to destination for individuals seeking advanced cosmetic solutions in Mumbai.

Startup food-delivery service operating by water in St. Augustine, specializing in boat-to-beach logistics. - Core service: On-demand delivery of grocery, provisions and pre-made dinners to sandbars, mooring fields and anchored boats. - Target customers: Boaters, day-trippers, sandbar groups, marina guests and local residents needing water-access delivery. - Revenue model: Per-delivery fees plus markup on groceries and prepared meals; partnerships with restaurants and grocery stores generate referral and commission income. - Key partnerships: Local restaurants, chefs, grocery stores, St. Augustine marina and city officials to secure access and streamline waterfront deliveries. - Competitive advantage: Unique water-based last-mile delivery niche, faster boat-to-boat and boat-to-shore service compared with land couriers. - Operations: Lean team of 2 employees with boat-enabled logistics, registration certificate in place and recent launch with growing sales traction. - Strategic support: Investor backing includes an experienced boat-builder, aiding fleet reliability and maritime operations. - Market opportunity: Rising demand for convenient waterfront food delivery and sandbar provisioning in a tourist-driven coastal economy.

Startup food-delivery service operating by water in St. Augustine, specializing in boat-to-beach logistics. - Core service: On-demand delivery of grocery, provisions and pre-made dinners to sandbars, mooring fields and anchored boats. - Target customers: Boaters, day-trippers, sandbar groups, marina guests and local residents needing water-access delivery. - Revenue model: Per-delivery fees plus markup on groceries and prepared meals; partnerships with restaurants and grocery stores generate referral and commission income. - Key partnerships: Local restaurants, chefs, grocery stores, St. Augustine marina and city officials to secure access and streamline waterfront deliveries. - Competitive advantage: Unique water-based last-mile delivery niche, faster boat-to-boat and boat-to-shore service compared with land couriers. - Operations: Lean team of 2 employees with boat-enabled logistics, registration certificate in place and recent launch with growing sales traction. - Strategic support: Investor backing includes an experienced boat-builder, aiding fleet reliability and maritime operations. - Market opportunity: Rising demand for convenient waterfront food delivery and sandbar provisioning in a tourist-driven coastal economy.

Business type: Common Service Centre (CSC) / professional services kiosk located in Karamsad, Anand district, operating as a Bank of Baroda business correspondent (BC) crosspoint. - Owner/operator: Solo proprietor with 1 employee providing local digital and financial services. - Core services: PAN card application and correction, MSME certificate facilitation, FSSAI certificate assistance, and general document processing. - Banking services: Cash withdrawal and basic banking transactions from customers’ Bank of Baroda accounts as a BC agent. - Financial services: Money transfers (domestic remittances) and insurance application assistance acting as an agent/intermediary. - Customer base & activity: Approximately 125 active customers with an average of 5 service transactions per month. - Revenue model: Fees and commission from government document facilitation (PAN/MSME/FSSAI), BC cash withdrawal commissions, money transfer charges, and insurance referral/agent commissions. - Target customers: Local residents, small business owners and micro-entrepreneurs in Anand seeking PAN, MSME/FSSAI registration, banking access, remittance and insurance services. - Competitive advantage: One-stop local access to government e-services, bank cash withdrawal and financial inclusion services in Karamsad, reducing travel and paperwork for customers. - We operate from a small office and currently do not use a website or mobile apps for our operations.

Wholesale export business of agricultural products like rice and spices. - We sell about 500 tons of rice and spices every month. - Our main export destination right now are European countries and biggest destination is Switzerland right now. - The business started 5 months back this year. - We have a certificate of incorporation.

Cafe in Calgary offering authentic Sri Lankan cuisine via dine-in, takeout, and delivery. - Located in central Calgary, recently built-out new facility replacing previous location; ready to open by month-end. - Operated for 7 years in an industrial zone with established brand reputation; paused 3 months ago due to relocation/construction of a new facility. - Newly constructed cafe has seating for 10–20 customers, optimized for quick service and takeaway. - Sales channels include a mix of dining, takeout, and online delivery platform orders; historically averaged ~500 orders weekly when operating. - Higher traffic Thurs–Sun, slower Mon–Wed; target customers included downtown office workers, commuters, food delivery users, and ethnic food enthusiasts. - Business is registered in Canada with all required food permits and health inspections are up to date.

9-year-old paper merchant based in Gaborone, Botswana supplying paper to the Southern Africa printing industry. - Products & services: Newsprint and bond paper reels and provides precision cutting to size using an in-house industrial guillotine (paper cutting & roll slitting). - Primary clients are newsprint publishers and book manufacturers in Botswana and the region, such as, printing houses and commercial printers. - Supplies paper reels by COD and 30-day credit terms; latest month sales ~ BWP 1.5M and last FY turnover ~ BWP 12M. - Imports paper from established suppliers in China and the UK under annual supply contracts. - Holds import permits, trading license, tax clearance and a BURS deferral account to manage customs and VAT timing (import compliance & tax deferral). - Core team of 10 permanent staff plus temporary hires for freight and logistics peaks; handles warehousing, inventory management and cutting operations. - Demand spikes toward year-end for back-to-school and calendar/annual report print runs.