Businesses Seeking Loan

A civil construction business based in Dhaka, Bangladesh. - We undertake construction of roads and flyovers. We are now also looking to get into trading of construction materials such as various stones and sand. - Have completed construction of 2 roads till date, and have another project in pipeline. - We will import the construction materials from Oman, Dubai and India and sell them to local companies. - Physical assets include office and equipment.

Start-up business specializing in processing non-precious stones such as travertines (limestone) and granite currently under construction in Chabahar, Iran. - About 40% of construction is completed to date. - Purpose is the production of artificial and decorative stones for both interior and exterior building applications. - The company's target clients are construction companies, and it is equipped to take orders and customize designs based on client specifications. - Has obtained a license from the Ministry of Industry and Mines of Iran, allowing it to establish operations and source raw materials from mines in Tamin. - While the current plan focuses on manufacturing and processing, the company is licensed for broader activities and has the potential to expand into mining in the future.

Start-up business specializing in processing non-precious stones such as travertines (limestone) and granite currently under construction in Chabahar, Iran. - About 40% of construction is completed to date. - Purpose is the production of artificial and decorative stones for both interior and exterior building applications. - The company's target clients are construction companies, and it is equipped to take orders and customize designs based on client specifications. - Has obtained a license from the Ministry of Industry and Mines of Iran, allowing it to establish operations and source raw materials from mines in Tamin. - While the current plan focuses on manufacturing and processing, the company is licensed for broader activities and has the potential to expand into mining in the future.

Conservatively, we forecast an average of 300 customers per day during the first year with an average guest check expenditure for all items at USD 4.10. This figure was arrived at by surveying the customer traffic at the nearest competing coffeehouses which have a range of 150 – 500 customers per day and an average customer expenditure of USD 4.10. We have estimated its customer expenditure to be slightly higher (2.5%) due to the premium price we will charge for some of our items. The total cost of sales is approximately 25%. The company expects growth to occur across all categories at about 10% annually as the business becomes more established and well-known, reaching 400+ customers per day within a year and more than 500+ within three years. These estimates are likely conservative. However, it is possible we could attain a 1,000-per-day customer count within five years. First fiscal year gross revenues are expected to exceed USD 600,000 and after-tax net profits of approximately USD 99,000—increasing to more than USD 260,000 by the third fiscal year-end.

The company is a leading Vietnamese manufacturer specializing in high-durability indoor and outdoor wood and marble stone products for global markets. Client base & market presence: - The business serves hospitality brands, real estate developers, furniture brands, and public-sector projects. - Client profile is focused on long-term supply relationships and standardized rollouts rather than one-off projects. - The company maintains active relationships with multi-location chains and repeat B2B clients and has successfully delivered projects across hospitality, residential, commercial, and public infrastructure sectors. - 9 major clients include TJX, Costco, Walmart, Home Depot, Starbucks, Disney, RH, Arhaus, and Transformer Table. - The company is currently working with TJX, one of the world’s largest global retailers with over 4,000 stores (including T. J. Maxx, HomeGoods, Marshalls, and Winners), to supply materials for their bathroom product lines. Production capacity & scalability: - Production capacity is project-driven and not fixed. - The company is currently operating at an annual revenue level of USD 100–200 million, with the ability to scale production capacity up to USD 10 billion per year based on demand and project execution. Markets & distribution channels: - The company currently serves the USA, EU, and Middle East markets. - Sales channels include direct exports, global distributors to showrooms located in the USA and Dubai. Revenue model: - Revenue is generated through B2B sales of advanced materials, modular systems, and finished products. - The business operates on a project-based revenue model that combines materials, systems, and manufacturing. - Additional revenue streams include repeat and contract-based sales from chains, developers, and OEM partners, as well as OEM and contract manufacturing for global brands. - There is significant upside from standardization and scale as clients adopt the company’s materials as default specifications. Promoter / founder experience: - The founder brings over 15 years of experience spanning furniture manufacturing and exports, construction materials and interior systems, and hospitality and contract furniture projects. - The promoter has direct experience supplying international markets, including the U. S. and other global clients, and possesses a deep understanding of quality control, cost engineering, and scalable production. Business relationships: - The company has established a strong manufacturing and supplier network in Vietnam and maintains working relationships with hospitality operators and chains, developers and contractors, and furniture brands and OEM partners. - Well-versed in international standards, client expectations, and project execution workflows. Competitive positioning: - The business focuses on advanced materials that replace traditional wood-based and conventional materials. - Has strong capabilities in modularization and system-based solutions, rather than standalone product sales, positioning the company for scale, repeatability, and long-term lifecycle cost advantages. Recognition, compliance & market validation: - The company has been selected as a preferred or repeat supplier by multiple clients and is currently engaged in ongoing discussions and pilot projects for multi-project and multi-location adoption. - Client feedback has been positive with respect to durability, safety, and operational performance. - The company is well positioned to meet increasingly stringent safety, fire, and sustainability requirements and operates in compliance with ASTM, EN, BIFMA, and FSC-certified production standards. Pipeline strength: - We have secured pre-orders of $10 million per color for our next-generation material across a total of 50 finishes, including 30 wood tones and 20 marble/stone variants for delivery over the next three years. This represents a total committed pipeline of $500 million, validating strong B2B demand across interior design, furniture, and architectural sectors.

A business trading in air purifiers, based in Bangalore. - We purchase the air purifiers from a single manufacturer in USA. - Currently selling it directly to individual customers. We have setup a sales team that sell door-to-door. - We intend to begin selling to businesses - corporate offices and industrial factories. - We have a variety of purifiers which are very compact. The largest version is 1x1 feet. - Due to growing pollution we expect an increase in demand for our products across India. - Business is not yet profitable.