Businesses Seeking Loan

As the business is new we are planning to start with around 1,500 customers out of which 500 will purchase daily. For the first 3 years. Yearly clientele growth will be approx 100% and volume/turnover wise will be more YOY. Promoters was born and brought up in farmer family and does farming on their own purchased fully irrigated and developed farmland of 75 acres which can be increased to up to 100 acres under different tie-up modules. Promoter has experience of 40 years successfully running a trading business of farm equipment and achieved a turnover of up to INR 32 crores/year. Experience includes farming, authorized dealerships of Ford, Escort and John Deere Tractors and Hyundai Cars. Due to handling tractor dealerships for more than 30 years, the promoter has got good repo with 1,000s farmers to tie up with. For organic, there is huge demand and also better potential to enhance product portfolio. Promoter founded 2 companies 25 years back and owned by 2 shareholders is now closed due to unfortunate reasons and it became NPA now with INR 6.00 crs of ledger balance payable. In this new company, we will grow vegetables and greens to sell to customers and wholesalers. We are also planning for contract farming where individuals will rent part of land and grow their own crops. Business has some of the licenses and is in the process of getting all the certificates.

As the business is new we are planning to start with around 1,500 customers out of which 500 will purchase daily. For the first 3 years. Yearly clientele growth will be approx 100% and volume/turnover wise will be more YOY. Promoters was born and brought up in farmer family and does farming on their own purchased fully irrigated and developed farmland of 75 acres which can be increased to up to 100 acres under different tie-up modules. Promoter has experience of 40 years successfully running a trading business of farm equipment and achieved a turnover of up to INR 32 crores/year. Experience includes farming, authorized dealerships of Ford, Escort and John Deere Tractors and Hyundai Cars. Due to handling tractor dealerships for more than 30 years, the promoter has got good repo with 1,000s farmers to tie up with. For organic, there is huge demand and also better potential to enhance product portfolio. Promoter founded 2 companies 25 years back and owned by 2 shareholders is now closed due to unfortunate reasons and it became NPA now with INR 6.00 crs of ledger balance payable. In this new company, we will grow vegetables and greens to sell to customers and wholesalers. We are also planning for contract farming where individuals will rent part of land and grow their own crops. Business has some of the licenses and is in the process of getting all the certificates.

We are pleased to present our business a vegetable processing business located in Samastipur, specializing in the production and distribution of a range of high-quality products. Below are key points to consider: 1. Product Range: The business offers a diverse range of products including foxnut, raisin, jeera, cumin seeds, green and black cardamom, targeting the growing demand for healthy and flavorful ingredients in the food and beverage industry. 2. Market Presence: With a focus on creating multiple brands and offering dry fruits and masala powders, the business has positioned itself to cater to various consumer preferences and market segments. 3. Sales and Distribution: The owner brings valuable channel sales experience of 10 years in the food and beverage industry, and the business currently sells to 50-60 wholesalers in Bihar alone, & serving a total of approximately 100 clients around Delhi and other North Indian regions. 4. Growth Potential: The business has the potential for expansion and diversification, given the increasing demand for high-quality, locally-sourced ingredients in the food industry. We were operational for just a few months last year. 5. Scalability: The business model is conducive to scaling operations to meet the growing demand and expanding its reach to new markets beyond the current geographical scope. 6. We also hire daily wage contract workers to run our operations.

1. The organic farming business, which is planning on cavendish banana plantation and marketing for the premium market in Indonesia. It is a LLP business with 4 partners. 2. Located in Pasuruan, the business currently has 5 permanent employees with additional labor hired on a freelance basis, and is planning to expand its operations with a focus on planting bananas. 3. The company is Global GAP certified, ensuring that its products meet export qualifications and are of high quality, making them suitable for the world market. 4. The business follows a B2B sales system and is a partner with companies in Indonesia, indicating a commitment to strategic partnerships and collaborations in the local market. 5. While the business has experienced a decline in sales currently we are undergoing crop rotation. It anticipates an annual income of IDR 6-7 billion after the banana plantation is established, demonstrating a clear financial projection for future growth. 6. Absence of genetically modified organisms. 7. We rent the land, rent is paid annually rather than monthly and is renewed every 5 years. Currently, the annual rent is IDR 7,000,000 per hectare. 8. The business ensures the traceability of its products, allowing for the identification of the origin of any complaints and issues, thereby enhancing transparency and accountability in its operations. 9. The business prioritizes the safety and welfare of its employees, ensuring that all workers are provided with adequate protection, fair payment, and adherence to government regulations.